Call report 2025Q2
CITIZENS BANK — 2025Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 489,128,000 | USD | evidence → |
| Total loans | 307,305,000 | USD | evidence → |
| Allowance for loan losses | 8,976,000 | USD | evidence → |
| Securities available for sale | 71,709,000 | USD | evidence → |
| Securities held to maturity | 194,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 414,557,000 | USD | evidence → |
| Interest-bearing deposits | 296,071,000 | USD | evidence → |
| Noninterest-bearing deposits | 118,486,000 | USD | evidence → |
| Equity capital | 70,823,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,362,000 | USD | evidence → |
| Interest expense | 3,262,000 | USD | evidence → |
| Net interest income | 11,100,000 | USD | evidence → |
| Noninterest income | -1,751,000 | USD | evidence → |
| Noninterest expense | 8,000,000 | USD | evidence → |
| Provision for loan losses | -700,000 | USD | evidence → |
| Pretax income | 2,049,000 | USD | evidence → |
| Income tax | 436,000 | USD | evidence → |
| Net income | 1,613,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 72,294,000 | USD | evidence → |
| Total capital | 76,754,000 | USD | evidence → |
| Risk-weighted assets | 352,346,000 | USD | evidence → |