Call report 2025Q1
CITIZENS BANK — 2025Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 487,972,000 | USD | evidence → |
| Total loans | 286,310,000 | USD | evidence → |
| Allowance for loan losses | 6,488,000 | USD | evidence → |
| Securities available for sale | 79,683,000 | USD | evidence → |
| Securities held to maturity | 208,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 414,865,000 | USD | evidence → |
| Interest-bearing deposits | 296,870,000 | USD | evidence → |
| Noninterest-bearing deposits | 117,995,000 | USD | evidence → |
| Equity capital | 69,558,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,107,000 | USD | evidence → |
| Interest expense | 1,615,000 | USD | evidence → |
| Net interest income | 4,492,000 | USD | evidence → |
| Noninterest income | 233,000 | USD | evidence → |
| Noninterest expense | 3,847,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 653,000 | USD | evidence → |
| Income tax | 140,000 | USD | evidence → |
| Net income | 513,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,283,000 | USD | evidence → |
| Total capital | 75,440,000 | USD | evidence → |
| Risk-weighted assets | 330,251,000 | USD | evidence → |