Call report 2024Q4
CITIZENS BANK — 2024Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 481,336,000 | USD | evidence → |
| Total loans | 280,009,000 | USD | evidence → |
| Allowance for loan losses | 5,930,000 | USD | evidence → |
| Securities available for sale | 89,067,000 | USD | evidence → |
| Securities held to maturity | 222,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 409,245,000 | USD | evidence → |
| Interest-bearing deposits | 290,895,000 | USD | evidence → |
| Noninterest-bearing deposits | 118,350,000 | USD | evidence → |
| Equity capital | 68,347,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,502,000 | USD | evidence → |
| Interest expense | 5,540,000 | USD | evidence → |
| Net interest income | 17,962,000 | USD | evidence → |
| Noninterest income | 1,290,000 | USD | evidence → |
| Noninterest expense | 14,844,000 | USD | evidence → |
| Provision for loan losses | 850,000 | USD | evidence → |
| Pretax income | 3,558,000 | USD | evidence → |
| Income tax | 761,000 | USD | evidence → |
| Net income | 2,797,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,858,000 | USD | evidence → |
| Total capital | 74,944,000 | USD | evidence → |
| Risk-weighted assets | 325,113,000 | USD | evidence → |