Call report 2012Q4
CITIZENS FINANCIAL BANK — 2012Q4
The 22 measures CITIZENS FINANCIAL BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,138,292,000 | USD | evidence → |
| Total loans | 693,132,000 | USD | evidence → |
| Allowance for loan losses | 12,185,000 | USD | evidence → |
| Securities available for sale | 203,289,000 | USD | evidence → |
| Securities held to maturity | 15,458,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 972,861,000 | USD | evidence → |
| Interest-bearing deposits | 859,518,000 | USD | evidence → |
| Noninterest-bearing deposits | 113,343,000 | USD | evidence → |
| Equity capital | 111,201,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,157,000 | USD | evidence → |
| Interest expense | 5,977,000 | USD | evidence → |
| Net interest income | 36,180,000 | USD | evidence → |
| Noninterest income | 9,937,000 | USD | evidence → |
| Noninterest expense | 36,365,000 | USD | evidence → |
| Provision for loan losses | 4,210,000 | USD | evidence → |
| Pretax income | 7,051,000 | USD | evidence → |
| Income tax | 1,960,000 | USD | evidence → |
| Net income | 5,091,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 99,279,000 | USD | evidence → |
| Total capital | 109,000,000 | USD | evidence → |
| Risk-weighted assets | 775,198,000 | USD | evidence → |