Call report 2013Q1
CITIZENS FINANCIAL BANK — 2013Q1
The 22 measures CITIZENS FINANCIAL BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,146,779,000 | USD | evidence → |
| Total loans | 664,883,000 | USD | evidence → |
| Allowance for loan losses | 12,024,000 | USD | evidence → |
| Securities available for sale | 220,196,000 | USD | evidence → |
| Securities held to maturity | 14,981,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 981,321,000 | USD | evidence → |
| Interest-bearing deposits | 860,721,000 | USD | evidence → |
| Noninterest-bearing deposits | 120,600,000 | USD | evidence → |
| Equity capital | 112,374,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,602,000 | USD | evidence → |
| Interest expense | 1,216,000 | USD | evidence → |
| Net interest income | 8,386,000 | USD | evidence → |
| Noninterest income | 2,946,000 | USD | evidence → |
| Noninterest expense | 8,716,000 | USD | evidence → |
| Provision for loan losses | 510,000 | USD | evidence → |
| Pretax income | 2,270,000 | USD | evidence → |
| Income tax | 657,000 | USD | evidence → |
| Net income | 1,613,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 101,269,000 | USD | evidence → |
| Total capital | 110,607,000 | USD | evidence → |
| Risk-weighted assets | 744,301,000 | USD | evidence → |