Call report 2012Q3
CITIZENS FINANCIAL BANK — 2012Q3
The 22 measures CITIZENS FINANCIAL BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,118,722,000 | USD | evidence → |
| Total loans | 705,313,000 | USD | evidence → |
| Allowance for loan losses | 12,359,000 | USD | evidence → |
| Securities available for sale | 202,497,000 | USD | evidence → |
| Securities held to maturity | 13,490,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 958,502,000 | USD | evidence → |
| Interest-bearing deposits | 853,843,000 | USD | evidence → |
| Noninterest-bearing deposits | 104,659,000 | USD | evidence → |
| Equity capital | 107,211,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,989,000 | USD | evidence → |
| Interest expense | 4,675,000 | USD | evidence → |
| Net interest income | 27,314,000 | USD | evidence → |
| Noninterest income | 7,292,000 | USD | evidence → |
| Noninterest expense | 27,519,000 | USD | evidence → |
| Provision for loan losses | 3,360,000 | USD | evidence → |
| Pretax income | 4,644,000 | USD | evidence → |
| Income tax | 1,232,000 | USD | evidence → |
| Net income | 3,412,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 98,192,000 | USD | evidence → |
| Total capital | 107,996,000 | USD | evidence → |
| Risk-weighted assets | 781,716,000 | USD | evidence → |