Call report 2012Q2
CITIZENS FINANCIAL BANK — 2012Q2
The 22 measures CITIZENS FINANCIAL BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,132,380,000 | USD | evidence → |
| Total loans | 713,612,000 | USD | evidence → |
| Allowance for loan losses | 12,062,000 | USD | evidence → |
| Securities available for sale | 226,621,000 | USD | evidence → |
| Securities held to maturity | 13,965,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 974,938,000 | USD | evidence → |
| Interest-bearing deposits | 871,330,000 | USD | evidence → |
| Noninterest-bearing deposits | 103,608,000 | USD | evidence → |
| Equity capital | 103,445,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,571,000 | USD | evidence → |
| Interest expense | 3,276,000 | USD | evidence → |
| Net interest income | 18,295,000 | USD | evidence → |
| Noninterest income | 5,048,000 | USD | evidence → |
| Noninterest expense | 19,112,000 | USD | evidence → |
| Provision for loan losses | 2,200,000 | USD | evidence → |
| Pretax income | 2,754,000 | USD | evidence → |
| Income tax | 685,000 | USD | evidence → |
| Net income | 2,069,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 96,290,000 | USD | evidence → |
| Total capital | 106,267,000 | USD | evidence → |
| Risk-weighted assets | 796,062,000 | USD | evidence → |