Call report 2012Q1
CITIZENS FINANCIAL BANK — 2012Q1
The 22 measures CITIZENS FINANCIAL BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,170,455,000 | USD | evidence → |
| Total loans | 707,348,000 | USD | evidence → |
| Allowance for loan losses | 11,768,000 | USD | evidence → |
| Securities available for sale | 239,245,000 | USD | evidence → |
| Securities held to maturity | 15,911,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,013,168,000 | USD | evidence → |
| Interest-bearing deposits | 901,083,000 | USD | evidence → |
| Noninterest-bearing deposits | 112,085,000 | USD | evidence → |
| Equity capital | 102,379,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,811,000 | USD | evidence → |
| Interest expense | 1,688,000 | USD | evidence → |
| Net interest income | 9,123,000 | USD | evidence → |
| Noninterest income | 2,498,000 | USD | evidence → |
| Noninterest expense | 10,290,000 | USD | evidence → |
| Provision for loan losses | 1,050,000 | USD | evidence → |
| Pretax income | 699,000 | USD | evidence → |
| Income tax | 82,000 | USD | evidence → |
| Net income | 617,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 94,224,000 | USD | evidence → |
| Total capital | 104,081,000 | USD | evidence → |
| Risk-weighted assets | 786,598,000 | USD | evidence → |