Call report 2025Q2
CITIZENS INDEPENDENT BANK — 2025Q2
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 325,704,000 | USD | evidence → |
| Total loans | 212,376,000 | USD | evidence → |
| Allowance for loan losses | 4,362,000 | USD | evidence → |
| Securities available for sale | 92,958,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 263,099,000 | USD | evidence → |
| Interest-bearing deposits | 245,032,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,067,000 | USD | evidence → |
| Equity capital | 29,081,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,590,000 | USD | evidence → |
| Interest expense | 1,835,000 | USD | evidence → |
| Net interest income | 5,755,000 | USD | evidence → |
| Noninterest income | 497,000 | USD | evidence → |
| Noninterest expense | 5,228,000 | USD | evidence → |
| Provision for loan losses | 1,400,000 | USD | evidence → |
| Pretax income | -396,000 | USD | evidence → |
| Income tax | -151,000 | USD | evidence → |
| Net income | -245,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,832,000 | USD | evidence → |
| Total capital | 40,676,000 | USD | evidence → |
| Risk-weighted assets | 225,999,000 | USD | evidence → |