Call report 2025Q1
CITIZENS INDEPENDENT BANK — 2025Q1
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 328,767,000 | USD | evidence → |
| Total loans | 215,710,000 | USD | evidence → |
| Allowance for loan losses | 2,908,000 | USD | evidence → |
| Securities available for sale | 93,959,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 274,828,000 | USD | evidence → |
| Interest-bearing deposits | 254,241,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,587,000 | USD | evidence → |
| Equity capital | 28,346,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,784,000 | USD | evidence → |
| Interest expense | 913,000 | USD | evidence → |
| Net interest income | 2,871,000 | USD | evidence → |
| Noninterest income | 245,000 | USD | evidence → |
| Noninterest expense | 2,565,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 531,000 | USD | evidence → |
| Income tax | 134,000 | USD | evidence → |
| Net income | 397,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,476,000 | USD | evidence → |
| Total capital | 41,404,000 | USD | evidence → |
| Risk-weighted assets | 235,318,000 | USD | evidence → |