Call report 2025Q3
CITIZENS INDEPENDENT BANK — 2025Q3
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 314,295,000 | USD | evidence → |
| Total loans | 207,402,000 | USD | evidence → |
| Allowance for loan losses | 4,376,000 | USD | evidence → |
| Securities available for sale | 91,123,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 258,916,000 | USD | evidence → |
| Interest-bearing deposits | 241,097,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,819,000 | USD | evidence → |
| Equity capital | 30,297,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,459,000 | USD | evidence → |
| Interest expense | 2,782,000 | USD | evidence → |
| Net interest income | 8,677,000 | USD | evidence → |
| Noninterest income | 750,000 | USD | evidence → |
| Noninterest expense | 7,830,000 | USD | evidence → |
| Provision for loan losses | 1,400,000 | USD | evidence → |
| Pretax income | 177,000 | USD | evidence → |
| Income tax | -14,000 | USD | evidence → |
| Net income | 191,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,269,000 | USD | evidence → |
| Total capital | 41,053,000 | USD | evidence → |
| Risk-weighted assets | 221,166,000 | USD | evidence → |