Call report 2024Q4
CITIZENS INDEPENDENT BANK — 2024Q4
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 331,115,000 | USD | evidence → |
| Total loans | 210,825,000 | USD | evidence → |
| Allowance for loan losses | 2,913,000 | USD | evidence → |
| Securities available for sale | 95,091,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 277,822,000 | USD | evidence → |
| Interest-bearing deposits | 256,044,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,778,000 | USD | evidence → |
| Equity capital | 28,825,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,251,000 | USD | evidence → |
| Interest expense | 4,065,000 | USD | evidence → |
| Net interest income | 11,186,000 | USD | evidence → |
| Noninterest income | 1,032,000 | USD | evidence → |
| Noninterest expense | 10,279,000 | USD | evidence → |
| Provision for loan losses | -500,000 | USD | evidence → |
| Pretax income | 2,439,000 | USD | evidence → |
| Income tax | 626,000 | USD | evidence → |
| Net income | 1,813,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,077,000 | USD | evidence → |
| Total capital | 42,966,000 | USD | evidence → |
| Risk-weighted assets | 231,122,000 | USD | evidence → |