Banks in South Dakota — Loans / Deposits, 2025Q2

Population: 49 Call Report filers, reporting date 2025-06-30.

Cite as: FACTANKER, https://factanker.com/banks/state-sd/loan-to-deposit/2025Q2

← 2025Q1 · 2025Q3 → · latest quarter

10th percentile	42.6%
25th percentile	61.4%
Median	78.8%
75th percentile	90.4%
90th percentile	100.6%
Mean	74.9%
Minimum	21.5%
Maximum	147.6%

Methodology & sources
Total loans and leases (item 2122) divided by total deposits (item 2200), both at the quarter end.
One row per reporting institution (RSSD) as of 2025-06-30; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.

Evidence samples

Largest institutions in this group

FIRST BANK & TRUST $4.7B assets · evidence
DACOTAH BANK $4.6B assets · evidence
FIRST PREMIER BANK $3.1B assets · evidence
FIRST DAKOTA NATIONAL BANK $3.1B assets · evidence
FIRST NATIONAL BANK IN SIOUX FALLS, THE $2.0B assets · evidence

Not claimed

Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.

All quarters of this metric · All Banks in South Dakota benchmarks · All bank benchmarks