Banks in South Dakota — Loan Loss Reserve / Loans, 2002Q4
Population: 91 Call Report filers, reporting date 2002-12-31.
← 2002Q3 · 2003Q1 → · latest quarter
| 10th percentile | 1.1% |
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| 25th percentile | 1.3% |
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| Median | 1.7% |
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| 75th percentile | 2.5% |
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| 90th percentile | 3.3% |
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| Mean | 2.4% |
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| Minimum | 0.5% |
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| Maximum | 20.6% |
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Methodology & sources
Allowance for loan and lease losses (item 3123) divided by total loans and leases (item 2122), both at the quarter end. This is the reserve a bank has already set aside — it is NOT a realized loss rate and NOT a non-performing loan ratio.
One row per reporting institution (RSSD) as of 2002-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-03.
Evidence samples
Largest institutions in this group
Not claimed- Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
- One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
- Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
- The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
- Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
- sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.
All quarters of this metric · All Banks in South Dakota benchmarks · All bank benchmarks
Cite as: FACTANKER, https://factanker.com/banks/state-sd/loan-loss-reserve/2002Q4