Banks in Maryland — Efficiency Ratio, 2022Q2
Population: 36 Call Report filers, reporting date 2022-06-30.
Cite as: FACTANKER, https://factanker.com/banks/state-md/efficiency-ratio/2022Q2
← 2022Q1 · 2022Q3 → · latest quarter
| 10th percentile | 45.1% |
|---|---|
| 25th percentile | 56.6% |
| Median | 70.5% |
| 75th percentile | 89.4% |
| 90th percentile | 95.0% |
| Mean | 70.7% |
| Minimum | 41.4% |
| Maximum | 108.0% |
Methodology & sources
Year-to-date noninterest expense (RIAD4093) divided by the sum of year-to-date net interest income (RIAD4074) and noninterest income (RIAD4079). Both sides cover the same window, so no annualization is applied. Lower is better.
One row per reporting institution (RSSD) as of 2022-06-30; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-03.
Year-to-date noninterest expense (RIAD4093) divided by the sum of year-to-date net interest income (RIAD4074) and noninterest income (RIAD4079). Both sides cover the same window, so no annualization is applied. Lower is better.
One row per reporting institution (RSSD) as of 2022-06-30; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-03.
Evidence samples
- evidence fact 5eec23d3… ÷ denominator 4bcfdc10…
- evidence fact efdfcbf2… ÷ denominator 29d118d2…
- evidence fact f99ec5e9… ÷ denominator f5570b16…
Largest institutions in this group
- SANDY SPRING BANK $13.3B assets · evidence
- EAGLEBANK $10.9B assets · evidence
- FORBRIGHT BANK $6.4B assets · evidence
- SHORE UNITED BANK, NATIONAL ASSOCIATION $3.4B assets · evidence
- CFG BANK $3.2B assets · evidence
Not claimed
- Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
- One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
- Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
- The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
- Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
- sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.
All quarters of this metric · All Banks in Maryland benchmarks · All bank benchmarks