Banks in California — Loan Loss Reserve / Loans, 2009Q4

Population: 270 Call Report filers, reporting date 2009-12-31.

Cite as: FACTANKER, https://factanker.com/banks/state-ca/loan-loss-reserve/2009Q4

← 2009Q3 · 2010Q1 → · latest quarter

10th percentile	1.5%
25th percentile	1.8%
Median	2.2%
75th percentile	3.0%
90th percentile	4.1%
Mean	2.6%
Minimum	0.5%
Maximum	11.2%

Methodology & sources
Allowance for loan and lease losses (item 3123) divided by total loans and leases (item 2122), both at the quarter end. This is the reserve a bank has already set aside — it is NOT a realized loss rate and NOT a non-performing loan ratio.
One row per reporting institution (RSSD) as of 2009-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.

Evidence samples

Largest institutions in this group

WELLS FARGO BANK, NATIONAL ASSOCIATION $608.8B assets · evidence
MUFG UNION BANK, NATIONAL ASSOCIATION $85.2B assets · evidence
BANK OF THE WEST $60.0B assets · evidence
BANK OF AMERICA CALIFORNIA, NATIONAL ASSOCIATION $23.5B assets · evidence
CITY NATIONAL BANK $20.7B assets · evidence

Not claimed

Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.

All quarters of this metric · All Banks in California benchmarks · All bank benchmarks