U.S. Banks over $100B in Assets — Net Interest Income / Assets (annualized), 2022Q3

Population: 35 Call Report filers, reporting date 2022-09-30.

Cite as: FACTANKER, https://factanker.com/banks/assets-gt-100b/net-interest-margin/2022Q3

← 2022Q2 · 2022Q4 → · latest quarter

10th percentile	1.3%
25th percentile	2.0%
Median	2.4%
75th percentile	2.7%
90th percentile	3.8%
Mean	2.8%
Minimum	0.8%
Maximum	11.5%

Methodology & sources
Year-to-date net interest income (RIAD4074), annualized by multiplying with 4 / quarter number, divided by total assets at the quarter end (item 2170). Reported on total assets, not on average earning assets — it is therefore slightly below the classic net interest margin and is labelled accordingly.
One row per reporting institution (RSSD) as of 2022-09-30; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-03.

Evidence samples

Largest institutions in this group

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION $3.3T assets · evidence
BANK OF AMERICA, NATIONAL ASSOCIATION $2.4T assets · evidence
WELLS FARGO BANK, NATIONAL ASSOCIATION $1.7T assets · evidence
CITIBANK, N.A. $1.7T assets · evidence
U.S. BANK NATIONAL ASSOCIATION $591.2B assets · evidence

Not claimed

Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.

All quarters of this metric · All U.S. Banks over $100B in Assets benchmarks · All bank benchmarks