U.S. Banks with $10B-$100B in Assets — Loans / Deposits, 2025Q4

Population: 121 Call Report filers, reporting date 2025-12-31.

Cite as: FACTANKER, https://factanker.com/banks/assets-10b-100b/loan-to-deposit/2025Q4

← 2025Q3 · 2026Q1 → · latest quarter

10th percentile	64.8%
25th percentile	77.3%
Median	85.0%
75th percentile	91.8%
90th percentile	98.6%
Mean	82.6%
Minimum	0.0%
Maximum	150.2%

Methodology & sources
Total loans and leases (item 2122) divided by total deposits (item 2200), both at the quarter end.
One row per reporting institution (RSSD) as of 2025-12-31; percentiles computed in the database via percentile_cont, never by a model. Source: FFIEC Call Reports (public domain). Data: FACTANKER registry, precomputed 2026-09-06.

Evidence samples

Largest institutions in this group

CITY NATIONAL BANK $98.4B assets · evidence
WESTERN ALLIANCE BANK $92.7B assets · evidence
ZIONS BANCORPORATION, NATIONAL ASSOCIATION $89.0B assets · evidence
FLAGSTAR BANK, NATIONAL ASSOCIATION $87.5B assets · evidence
WEBSTER BANK, NATIONAL ASSOCIATION $84.0B assets · evidence

Not claimed

Population is Call Report filers (FDIC-insured commercial banks and savings institutions). Credit unions, holding companies and non-US banks are not part of it.
One row per reporting institution (RSSD), not per banking group: a holding company with three bank subsidiaries counts three times.
Income statement items are year-to-date, not quarterly. Ratios marked annualized are multiplied by 4 / quarter number; net income is not.
The state of an institution is its current head-office state from the Call Report directory, applied to all of its quarters.
Comparisons across 2011Q4 / 2012Q1 are not pure market movement: thrift institutions moved from the Thrift Financial Report into the Call Report in 2012Q1 (filers 6,789 -> 7,377).
sample_fact_ids evidence the three largest institutions of the class, not every number in the distribution.

All quarters of this metric · All U.S. Banks with $10B-$100B in Assets benchmarks · All bank benchmarks