bank holding company · RSSD 4523431 · WI
How big is WATERSTONE FINANCIAL, INC.?
WATERSTONE FINANCIAL, INC. (WI, RSSD 4523431) reported consolidated total assets of $2.2B, deposits of $1.2B and a Tier 1 risk-based capital ratio of 26.00% in its FR Y-9C for 2021Q1. That ranks 321 of 349 bank holding companies by assets, 171 of 192 among bank holding companies with $1b-$10b in assets, 5 of 6 bank holding companies in wisconsin.
What stands out
WATERSTONE FINANCIAL, INC. (WI, RSSD 4523431) reported consolidated total assets of $2.2B, deposits of $1.2B and a Tier 1 risk-based capital ratio of 26.00% in its FR Y-9C for 2021Q1. That ranks 321 of 349 bank holding companies by assets, 171 of 192 among bank holding companies with $1b-$10b in assets, 5 of 6 bank holding companies in wisconsin. Against its size class: tier 1 risk-based capital ratio 26.00%, above the peer median of 13.16%; tier 1 leverage ratio 19.77%, above the peer median of 9.64%; return on assets 3.89%, above the peer median of 1.34%. At 26.00% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 19.77% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.2B | $4.7B | — | $7.7B | record → |
| Total deposits | $1.2B | $4.0B | — | $6.1B | record → |
| Loans and leases | $1.7B | $3.1B | — | $5.3B | record → |
| Net income (year to date) | $21.3M | $14.3M | — | $25.6M | record → |
| Total equity capital | $430.7M | $463.8M | — | $832.0M | record → |
| Equity to assets | 19.62% | 10.13% | — | 10.46% | computed |
| Tier 1 risk-based capital ratio | 26.00% | 13.16% | — | 13.18% | record → |
| Total risk-based capital ratio | 27.07% | 15.35% | — | 15.34% | record → |
| Tier 1 leverage ratio | 19.77% | 9.64% | — | 9.48% | record → |
| Return on assets | 3.89% | 1.34% | — | 1.34% | computed |
Quarter by quarter
29 reports on record, 2014Q1–2021Q1; the 29 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $2.2B | $1.2B | $1.7B | $21.3M | $430.7M | 26.00% | 321 |
| 2020Q4 | $2.2B | $1.2B | $1.8B | $81.1M | $413.1M | 23.71% | 316 |
| 2020Q3 | $2.2B | $1.2B | $1.8B | $53.3M | $399.4M | 0.00% | 314 |
| 2020Q2 | $2.2B | $1.2B | $1.8B | $27.0M | $385.6M | 22.70% | 315 |
| 2020Q1 | $2.1B | $1.1B | $1.7B | $6.1M | $371.8M | 23.05% | 316 |
| 2019Q4 | $2.0B | $1.1B | $1.6B | $35.9M | $393.7M | 25.37% | 315 |
| 2019Q3 | $2.0B | $1.1B | $1.6B | $27.1M | $387.2M | 24.92% | 318 |
| 2019Q2 | $2.0B | $1.1B | $1.6B | $16.2M | $386.8M | 25.29% | 318 |
| 2019Q1 | $1.9B | $1.1B | $1.5B | $6.5M | $384.5M | 26.18% | 319 |
| 2018Q4 | $1.9B | $1.1B | $1.5B | $30.8M | $399.7M | 27.32% | 322 |
| 2018Q3 | $1.9B | $1.0B | $1.6B | $25.1M | $404.6M | 27.91% | 317 |
| 2018Q2 | $1.9B | $1.0B | $1.5B | $16.4M | $403.7M | 28.55% | 371 |
| 2018Q1 | $1.8B | $991.5M | $1.4B | $7.0M | $397.4M | 29.00% | 373 |
| 2017Q4 | $1.8B | $991.9M | $1.4B | $26.0M | $412.1M | 29.74% | 376 |
| 2017Q3 | $1.9B | $987.9M | $1.4B | $22.8M | $411.9M | 29.69% | 374 |
| 2017Q2 | $1.9B | $959.7M | $1.4B | $15.5M | $408.0M | 29.12% | 370 |
| 2017Q1 | $1.7B | $959.8M | $1.3B | $6.6M | $415.1M | 32.21% | 398 |
| 2016Q4 | $1.8B | $976.2M | $1.4B | $25.5M | $410.7M | 31.02% | 380 |
| 2016Q3 | $1.8B | $985.0M | $1.4B | $19.1M | $409.6M | 31.06% | 378 |
| 2016Q2 | $1.8B | $962.4M | $1.3B | $11.6M | $400.6M | 31.92% | 377 |
| 2016Q1 | $1.7B | $933.2M | $1.2B | $3.9M | $393.4M | 32.77% | 385 |
| 2015Q4 | $1.8B | $916.3M | $1.3B | $16.6M | $391.9M | 32.16% | 371 |
| 2015Q3 | $1.7B | $900.4M | $1.2B | $13.5M | $390.6M | 32.92% | 363 |
| 2015Q2 | $1.7B | $873.8M | $1.3B | $8.3M | $401.4M | 34.17% | 364 |
| 2015Q1 | $1.8B | $866.8M | $1.2B | $3.0M | $449.3M | 39.69% | 357 |
| 2014Q4 | $1.8B | $885.3M | $1.2B | $12.7M | $450.2M | — | 354 |
| 2014Q3 | $1.8B | $901.3M | $1.3B | $10.4M | $448.5M | — | 346 |
| 2014Q2 | $1.8B | $870.3M | $1.3B | $5.7M | $458.0M | — | 343 |
| 2014Q1 | $1.8B | $842.7M | $1.2B | $1.9M | $466.5M | — | 341 |
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