bank holding companies · total risk-based capital ratio
How much total capital do bank holding companies with $1B-$10B in assets?
Total risk-based capital ratio, bank holding companies with $1B-$10B in assets: median 15.35% in 2021Q1 across 170 holding companies (mean 16.81%); the middle half lies between 13.89% and 17.06%. In 2001Q1, under a lower filing threshold, the median was 12.16%.
What it means
Tier 1 plus Tier 2 capital divided by risk-weighted assets, as reported (MDRM 7205). Minimum 8% under the capital rule. The series covers 81 quarters; because the FR Y-9C filing threshold rose in 2006, 2015 and 2018, the group of filers is not constant over time and medians shift at each step.
Quarter by quarter
Percentiles within the group; the median is bold. Each quarter has its own page with the ten largest institutions and their filed records.
| Quarter | Filers | 10th | 25th | Median | 75th | 90th |
|---|---|---|---|---|---|---|
| 2021Q1 | 170 | 12.88% | 13.89% | 15.35% | 17.06% | 20.54% |
| 2020Q4 | 177 | 12.70% | 13.62% | 15.21% | 16.87% | 20.56% |
| 2020Q3 | 173 | 12.51% | 13.52% | 15.05% | 16.54% | 19.72% |
| 2020Q2 | 179 | 12.43% | 13.40% | 14.61% | 16.16% | 19.79% |
| 2020Q1 | 180 | 11.92% | 12.89% | 14.14% | 15.65% | 19.95% |
| 2019Q4 | 207 | 12.30% | 13.14% | 14.43% | 16.16% | 20.15% |
| 2019Q3 | 208 | 12.27% | 13.10% | 14.36% | 16.21% | 21.08% |
| 2019Q2 | 215 | 12.05% | 12.97% | 14.13% | 16.44% | 20.27% |
| 2019Q1 | 216 | 11.99% | 13.01% | 14.29% | 16.20% | 20.03% |
| 2018Q4 | 228 | 11.91% | 12.98% | 14.29% | 15.80% | 19.73% |
| 2018Q3 | 227 | 12.02% | 12.87% | 14.14% | 16.31% | 20.13% |
| 2018Q2 | 490 | 11.74% | 12.76% | 14.11% | 16.25% | 19.82% |
| 2018Q1 | 493 | 11.83% | 12.73% | 14.04% | 16.17% | 19.61% |
| 2017Q4 | 481 | 11.80% | 12.73% | 14.02% | 16.04% | 19.50% |
| 2017Q3 | 491 | 11.74% | 12.81% | 14.04% | 16.32% | 19.63% |
| 2017Q2 | 500 | 11.76% | 12.68% | 13.98% | 16.16% | 19.61% |
| 2017Q1 | 512 | 11.74% | 12.65% | 13.96% | 16.18% | 19.81% |
| 2016Q4 | 489 | 11.81% | 12.72% | 13.88% | 15.95% | 19.42% |
| 2016Q3 | 485 | 11.82% | 12.71% | 13.91% | 16.05% | 19.58% |
| 2016Q2 | 497 | 11.61% | 12.63% | 13.84% | 16.22% | 19.45% |
| 2016Q1 | 497 | 11.57% | 12.60% | 13.96% | 16.40% | 20.01% |
| 2015Q4 | 481 | 11.77% | 12.67% | 14.10% | 16.40% | 20.22% |
| 2015Q3 | 480 | 11.76% | 12.86% | 14.18% | 16.57% | 20.74% |
| 2015Q2 | 473 | 11.66% | 12.92% | 14.21% | 16.95% | 20.54% |
| 2015Q1 | 477 | 11.82% | 13.00% | 14.40% | 17.00% | 20.95% |
| 2014Q4 | 437 | 11.96% | 13.12% | 14.57% | 16.93% | 20.57% |
| 2014Q3 | 425 | 12.08% | 13.27% | 14.69% | 17.07% | 20.22% |
| 2014Q2 | 419 | 12.20% | 13.33% | 14.77% | 16.93% | 20.14% |
| 2014Q1 | 418 | 12.15% | 13.44% | 14.90% | 17.34% | 20.96% |
| 2013Q4 | 422 | 12.24% | 13.39% | 14.95% | 17.17% | 20.64% |
| 2013Q3 | 415 | 12.33% | 13.51% | 15.12% | 17.25% | 20.19% |
| 2013Q2 | 409 | 12.34% | 13.69% | 15.23% | 17.44% | 20.18% |
| 2013Q1 | 416 | 12.32% | 13.73% | 15.45% | 17.85% | 21.10% |
| 2012Q4 | 417 | 11.87% | 13.35% | 15.34% | 17.64% | 21.52% |
| 2012Q3 | 406 | 12.06% | 13.51% | 15.50% | 17.74% | 21.96% |
| 2012Q2 | 408 | 11.90% | 13.47% | 15.41% | 17.73% | 21.82% |
| 2012Q1 | 407 | 11.87% | 13.54% | 15.41% | 17.65% | 21.77% |
| 2011Q4 | 404 | 11.74% | 13.43% | 15.17% | 17.69% | 21.45% |
| 2011Q3 | 399 | 11.86% | 13.46% | 15.13% | 17.77% | 21.31% |
| 2011Q2 | 396 | 11.53% | 13.18% | 14.96% | 17.59% | 21.39% |
| 2011Q1 | 395 | 11.24% | 12.96% | 14.75% | 17.17% | 20.69% |
| 2010Q4 | 390 | 10.90% | 12.57% | 14.41% | 16.61% | 19.84% |
| 2010Q3 | 388 | 10.77% | 12.42% | 14.13% | 16.26% | 19.36% |
| 2010Q2 | 394 | 10.63% | 12.25% | 13.91% | 15.97% | 18.65% |
| 2010Q1 | 402 | 10.33% | 11.92% | 13.73% | 15.57% | 18.21% |
| 2009Q4 | 397 | 9.84% | 11.56% | 13.26% | 15.20% | 17.72% |
| 2009Q3 | 399 | 9.65% | 11.43% | 13.08% | 14.93% | 17.15% |
| 2009Q2 | 400 | 9.71% | 11.32% | 12.80% | 14.41% | 16.49% |
| 2009Q1 | 401 | 9.68% | 11.17% | 12.80% | 14.38% | 16.22% |
| 2008Q4 | 393 | 9.75% | 10.75% | 12.11% | 14.01% | 15.98% |
| 2008Q3 | 388 | 10.23% | 10.73% | 11.64% | 13.25% | 15.96% |
| 2008Q2 | 381 | 10.19% | 10.66% | 11.55% | 13.38% | 16.27% |
| 2008Q1 | 381 | 10.30% | 10.79% | 11.71% | 13.54% | 16.48% |
| 2007Q4 | 377 | 10.34% | 10.85% | 11.75% | 13.60% | 16.50% |
| 2007Q3 | 374 | 10.52% | 11.03% | 11.89% | 13.50% | 16.60% |
| 2007Q2 | 367 | 10.55% | 11.10% | 11.96% | 13.60% | 15.83% |
| 2007Q1 | 365 | 10.70% | 11.23% | 12.21% | 13.82% | 16.39% |
| 2006Q4 | 361 | 10.61% | 11.26% | 12.21% | 13.72% | 16.35% |
| 2006Q3 | 354 | 10.62% | 11.31% | 12.37% | 13.72% | 16.22% |
| 2006Q2 | 344 | 10.46% | 11.24% | 12.19% | 13.74% | 16.20% |
| 2006Q1 | 339 | 10.54% | 11.27% | 12.34% | 13.87% | 16.90% |
| 2005Q4 | 339 | 10.67% | 11.33% | 12.41% | 13.80% | 16.80% |
| 2005Q3 | 326 | 10.69% | 11.32% | 12.37% | 13.88% | 17.04% |
| 2005Q2 | 316 | 10.70% | 11.36% | 12.38% | 13.86% | 16.74% |
| 2005Q1 | 310 | 10.78% | 11.44% | 12.58% | 14.06% | 16.96% |
| 2004Q4 | 307 | 10.84% | 11.53% | 12.53% | 14.29% | 17.24% |
| 2004Q3 | 303 | 10.64% | 11.46% | 12.50% | 14.27% | 17.79% |
| 2004Q2 | 299 | 10.44% | 11.49% | 12.68% | 14.29% | 18.00% |
| 2004Q1 | 291 | 10.57% | 11.58% | 12.94% | 15.10% | 18.19% |
| 2003Q4 | 293 | 10.65% | 11.45% | 12.77% | 14.90% | 18.00% |
| 2003Q3 | 278 | 10.77% | 11.49% | 12.88% | 14.98% | 18.42% |
| 2003Q2 | 280 | 10.51% | 11.43% | 12.78% | 14.90% | 18.32% |
| 2003Q1 | 269 | 10.60% | 11.50% | 12.81% | 14.74% | 18.00% |
| 2002Q4 | 263 | 10.50% | 11.52% | 12.80% | 14.66% | 18.17% |
| 2002Q3 | 263 | 10.52% | 11.46% | 12.73% | 14.57% | 18.05% |
| 2002Q2 | 259 | 10.49% | 11.42% | 12.54% | 14.67% | 17.61% |
| 2002Q1 | 256 | 10.36% | 11.26% | 12.57% | 14.52% | 17.87% |
| 2001Q4 | 258 | 10.31% | 11.24% | 12.25% | 14.02% | 17.27% |
| 2001Q3 | 262 | 10.07% | 11.05% | 12.21% | 14.20% | 17.37% |
| 2001Q2 | 256 | 10.12% | 10.98% | 12.00% | 14.24% | 17.16% |
| 2001Q1 | 263 | 10.02% | 11.00% | 12.16% | 14.33% | 17.84% |
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