bank holding company · RSSD 4459839 · GA
How big is CHARTER FINANCIAL CORPORATION?
CHARTER FINANCIAL CORPORATION (GA, RSSD 4459839) reported consolidated total assets of $1.6B, deposits of $1.3B and a Tier 1 risk-based capital ratio of 15.70% in its FR Y-9C for 2018Q2. That ranks 426 of 650 bank holding companies by assets, 299 of 492 among bank holding companies with $1b-$10b in assets, 9 of 15 bank holding companies in georgia.
What stands out
CHARTER FINANCIAL CORPORATION (GA, RSSD 4459839) reported consolidated total assets of $1.6B, deposits of $1.3B and a Tier 1 risk-based capital ratio of 15.70% in its FR Y-9C for 2018Q2. That ranks 426 of 650 bank holding companies by assets, 299 of 492 among bank holding companies with $1b-$10b in assets, 9 of 15 bank holding companies in georgia. Against its size class: tier 1 risk-based capital ratio 15.70%, above the peer median of 12.60%; tier 1 leverage ratio 12.01%, above the peer median of 10.12%; return on assets 1.21%, above the peer median of 1.11%. At 15.70% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 12.01% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. The last report on record is for 2018Q2; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2018Q2
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2018Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.6B | $1.9B | $2.3B | $2.3B | record → |
| Total deposits | $1.3B | $1.5B | $1.8B | $1.8B | record → |
| Loans and leases | $1.2B | $1.3B | $1.8B | $1.6B | record → |
| Net income (year to date) | $9.9M | $11.2M | $14.0M | $13.4M | record → |
| Total equity capital | $224.4M | $198.3M | $228.9M | $251.4M | record → |
| Equity to assets | 13.76% | 10.25% | 11.13% | 10.57% | computed |
| Tier 1 risk-based capital ratio | 15.70% | 12.60% | 12.68% | 12.70% | record → |
| Total risk-based capital ratio | 16.64% | 14.11% | 13.84% | 14.27% | record → |
| Tier 1 leverage ratio | 12.01% | 10.12% | 10.17% | 10.05% | record → |
| Return on assets | 1.21% | 1.11% | 1.04% | 1.12% | computed |
Quarter by quarter
21 reports on record, 2013Q2–2018Q2; the 21 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2018Q2 | $1.6B | $1.3B | $1.2B | $9.9M | $224.4M | 15.70% | 426 |
| 2018Q1 | $1.7B | $1.4B | $1.2B | $5.3M | $221.6M | 15.25% | 416 |
| 2017Q4 | $1.6B | $1.4B | $1.2B | $13.8M | $218.2M | 14.99% | 416 |
| 2017Q3 | $1.6B | $1.4B | $1.2B | $9.4M | $214.2M | 14.87% | 417 |
| 2017Q2 | $1.5B | $1.2B | $1.0B | $6.8M | $212.1M | 17.01% | 449 |
| 2017Q1 | $1.5B | $1.2B | $1.0B | $3.3M | $208.4M | 16.97% | 448 |
| 2016Q4 | $1.5B | $1.2B | $1.0B | $12.3M | $205.5M | 16.40% | 450 |
| 2016Q3 | $1.4B | $1.2B | $1.0B | $7.2M | $203.2M | 15.82% | 452 |
| 2016Q2 | $1.4B | $1.2B | $1.0B | $3.4M | $199.8M | 15.02% | 453 |
| 2016Q1 | $1.1B | $797.1M | $713.6M | $2.1M | $198.0M | 23.89% | 587 |
| 2015Q4 | $1.0B | $750.8M | $693.4M | $8.5M | $198.4M | 24.66% | 585 |
| 2015Q3 | $1.0B | $753.5M | $727.0M | $3.9M | $204.9M | 24.32% | 579 |
| 2015Q2 | $1.0B | $740.4M | $686.0M | $3.3M | $208.9M | 26.44% | 584 |
| 2015Q1 | $1.0B | $744.0M | $669.1M | $1.4M | $211.2M | 27.67% | 583 |
| 2014Q4 | $981.4M | $707.4M | $640.4M | $6.0M | $213.2M | — | 597 |
| 2014Q3 | $1.0B | $725.7M | $619.7M | $4.3M | $225.0M | — | 578 |
| 2014Q2 | $1.0B | $736.9M | $595.5M | $3.3M | $243.4M | — | 556 |
| 2014Q1 | $1.1B | $749.2M | $585.6M | $1.5M | $270.3M | — | 541 |
| 2013Q4 | $1.1B | $742.9M | $593.2M | $5.6M | $273.2M | — | 534 |
| 2013Q3 | $1.1B | $758.7M | $595.1M | $3.9M | $273.8M | — | 520 |
| 2013Q2 | $1.1B | $777.1M | $581.8M | $3.0M | $279.1M | — | 502 |
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