bank holding company · RSSD 3852031 · MI
How big is STERLING BANCORP, INC.?
STERLING BANCORP, INC. (MI, RSSD 3852031) reported consolidated total assets of $3.7B, deposits of $2.9B and a Tier 1 risk-based capital ratio of 18.48% in its FR Y-9C for 2021Q1. That ranks 281 of 349 bank holding companies by assets, 131 of 192 among bank holding companies with $1b-$10b in assets, 6 of 6 bank holding companies in michigan.
What stands out
STERLING BANCORP, INC. (MI, RSSD 3852031) reported consolidated total assets of $3.7B, deposits of $2.9B and a Tier 1 risk-based capital ratio of 18.48% in its FR Y-9C for 2021Q1. That ranks 281 of 349 bank holding companies by assets, 131 of 192 among bank holding companies with $1b-$10b in assets, 6 of 6 bank holding companies in michigan. Against its size class: tier 1 risk-based capital ratio 18.48%, above the peer median of 13.16%; tier 1 leverage ratio 8.34%, below the peer median of 9.64%; return on assets 0.25%, below the peer median of 1.34%. At 18.48% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 8.34% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $3.7B | $4.7B | — | $7.7B | record → |
| Total deposits | $2.9B | $4.0B | — | $6.1B | record → |
| Loans and leases | $2.5B | $3.1B | — | $5.3B | record → |
| Net income (year to date) | $2.3M | $14.3M | — | $25.6M | record → |
| Total equity capital | $321.9M | $463.8M | — | $832.0M | record → |
| Equity to assets | 8.70% | 10.13% | — | 10.46% | computed |
| Tier 1 risk-based capital ratio | 18.48% | 13.16% | — | 13.18% | record → |
| Total risk-based capital ratio | 23.52% | 15.35% | — | 15.34% | record → |
| Tier 1 leverage ratio | 8.34% | 9.64% | — | 9.48% | record → |
| Return on assets | 0.25% | 1.34% | — | 1.34% | computed |
Quarter by quarter
37 reports on record, 2012Q1–2021Q1; the 37 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $3.7B | $2.9B | $2.5B | $2.3M | $321.9M | 18.48% | 281 |
| 2020Q4 | $3.9B | $3.1B | $2.5B | $-13.0M | $319.6M | 17.68% | 267 |
| 2020Q3 | $3.9B | $3.1B | $2.7B | $-1.3M | $331.1M | 17.45% | 263 |
| 2020Q2 | $3.7B | $2.9B | $2.8B | $-1.2M | $331.4M | 17.09% | 269 |
| 2020Q1 | $3.5B | $2.7B | $2.9B | $-4.0M | $328.7M | 16.77% | 265 |
| 2019Q4 | $3.2B | $2.5B | $2.9B | $29.2M | $332.6M | 17.02% | 273 |
| 2019Q3 | $3.3B | $2.6B | $2.9B | $43.0M | $351.4M | 18.17% | 269 |
| 2019Q2 | $3.3B | $2.6B | $2.9B | $29.1M | $342.1M | 17.51% | 269 |
| 2019Q1 | $3.3B | $2.5B | $2.9B | $15.7M | $338.9M | 17.26% | 270 |
| 2018Q4 | $3.2B | $2.5B | $2.9B | $63.5M | $335.1M | 17.45% | 272 |
| 2018Q3 | $3.2B | $2.5B | $2.9B | $47.5M | $319.4M | 16.55% | 267 |
| 2018Q2 | $3.1B | $2.4B | $2.9B | $31.7M | $304.1M | 16.21% | 269 |
| 2018Q1 | $3.0B | $2.3B | $2.8B | $15.8M | $288.5M | 15.77% | 272 |
| 2017Q4 | $3.0B | $2.3B | $2.7B | $37.8M | $273.3M | 15.53% | 274 |
| 2017Q3 | $2.6B | $2.1B | $2.4B | $31.3M | $184.5M | 11.53% | 295 |
| 2017Q2 | $2.4B | $1.8B | $2.2B | $19.2M | $175.6M | 11.70% | 308 |
| 2017Q1 | $2.2B | $1.7B | $2.0B | $10.8M | $169.7M | 12.64% | 332 |
| 2016Q4 | $2.2B | $1.6B | $2.0B | $34.4M | $160.7M | 12.16% | 333 |
| 2016Q3 | $2.0B | $1.6B | $1.9B | $26.6M | $154.9M | 12.45% | 341 |
| 2016Q2 | $2.0B | $1.5B | $1.8B | $16.5M | $146.4M | 12.23% | 346 |
| 2016Q1 | $1.8B | $1.3B | $1.6B | $9.0M | $141.6M | 12.94% | 377 |
| 2015Q4 | $1.7B | $1.2B | $1.6B | $23.1M | $134.3M | 12.80% | 382 |
| 2015Q3 | $1.5B | $1.2B | $1.4B | $16.9M | $130.1M | 13.66% | 412 |
| 2015Q2 | $1.4B | $1.0B | $1.3B | $11.0M | $129.3M | 14.80% | 447 |
| 2015Q1 | $1.3B | $1.0B | $1.2B | $5.3M | $123.5M | 15.03% | 462 |
| 2014Q4 | $1.2B | $957.2M | $1.1B | $18.8M | $124.5M | — | 478 |
| 2014Q3 | $1.2B | $908.1M | $1.1B | $13.4M | $119.5M | — | 486 |
| 2014Q2 | $1.1B | $874.3M | $1.0B | $8.8M | $114.8M | — | 525 |
| 2014Q1 | $1.0B | $870.5M | $952.5M | $4.3M | $110.1M | — | 565 |
| 2013Q4 | $981.2M | $828.8M | $899.3M | $15.9M | $105.8M | — | 584 |
| 2013Q3 | $948.7M | $801.2M | $863.9M | $11.6M | $101.3M | — | 597 |
| 2013Q2 | $923.4M | $782.4M | $835.7M | $7.3M | $97.0M | — | 614 |
| 2013Q1 | $893.0M | $740.7M | $805.0M | $3.0M | $92.6M | — | 637 |
| 2012Q4 | $860.0M | $715.8M | $765.6M | $5.8M | $89.6M | — | 663 |
| 2012Q3 | $824.7M | $708.2M | $724.7M | $4.3M | $88.0M | — | 678 |
| 2012Q2 | $799.8M | $684.5M | $692.4M | $2.8M | $86.5M | — | 701 |
| 2012Q1 | $782.5M | $670.8M | $655.8M | $658.0k | $84.3M | — | 713 |
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