bank holding company · RSSD 3831326 · PA
How big is WFSB MUTUAL HOLDING COMPANY?
WFSB MUTUAL HOLDING COMPANY (PA, RSSD 3831326) reported consolidated total assets of $1.1B, deposits of $978.5M and a Tier 1 risk-based capital ratio of 18.28% in its FR Y-9C for 2018Q2. That ranks 576 of 650 bank holding companies by assets, 449 of 492 among bank holding companies with $1b-$10b in assets, 33 of 37 bank holding companies in pennsylvania.
What stands out
WFSB MUTUAL HOLDING COMPANY (PA, RSSD 3831326) reported consolidated total assets of $1.1B, deposits of $978.5M and a Tier 1 risk-based capital ratio of 18.28% in its FR Y-9C for 2018Q2. That ranks 576 of 650 bank holding companies by assets, 449 of 492 among bank holding companies with $1b-$10b in assets, 33 of 37 bank holding companies in pennsylvania. Against its size class: tier 1 risk-based capital ratio 18.28%, above the peer median of 12.60%; tier 1 leverage ratio 12.66%, above the peer median of 10.12%; return on assets 0.67%, below the peer median of 1.11%. At 18.28% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 12.66% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. The last report on record is for 2018Q2; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2018Q2
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2018Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.1B | $1.9B | $1.6B | $2.3B | record → |
| Total deposits | $978.5M | $1.5B | $1.3B | $1.8B | record → |
| Loans and leases | $823.7M | $1.3B | $1.2B | $1.6B | record → |
| Net income (year to date) | $3.8M | $11.2M | $7.6M | $13.4M | record → |
| Total equity capital | $138.3M | $198.3M | $160.3M | $251.4M | record → |
| Equity to assets | 12.35% | 10.25% | 9.87% | 10.57% | computed |
| Tier 1 risk-based capital ratio | 18.28% | 12.60% | 12.06% | 12.70% | record → |
| Total risk-based capital ratio | 19.50% | 14.11% | 13.68% | 14.27% | record → |
| Tier 1 leverage ratio | 12.66% | 10.12% | 9.56% | 10.05% | record → |
| Return on assets | 0.67% | 1.11% | 0.94% | 1.12% | computed |
Quarter by quarter
26 reports on record, 2012Q1–2018Q2; the 26 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2018Q2 | $1.1B | $978.5M | $823.7M | $3.8M | $138.3M | 18.28% | 576 |
| 2018Q1 | $1.1B | $935.5M | $801.9M | $2.1M | $136.9M | 18.55% | 594 |
| 2017Q4 | $1.1B | $944.8M | $804.3M | $6.2M | $134.8M | 18.54% | 577 |
| 2017Q3 | $1.1B | $926.6M | $797.6M | $5.1M | $133.8M | 18.30% | 589 |
| 2017Q2 | $1.1B | $869.6M | $778.6M | $3.3M | $131.9M | 18.55% | 586 |
| 2017Q1 | $1.0B | $855.7M | $763.9M | $1.7M | $130.4M | 18.73% | 618 |
| 2016Q4 | $1.1B | $862.8M | $773.4M | $8.1M | $128.7M | 18.18% | 589 |
| 2016Q3 | $1.1B | $875.7M | $798.9M | $5.9M | $126.9M | 17.25% | 574 |
| 2016Q2 | $1.1B | $861.4M | $794.3M | $3.8M | $124.9M | 16.96% | 571 |
| 2016Q1 | $1.1B | $879.5M | $782.1M | $1.8M | $123.0M | 16.80% | 572 |
| 2015Q4 | $1.1B | $892.1M | $779.0M | $7.8M | $120.7M | 16.58% | 552 |
| 2015Q3 | $1.1B | $895.3M | $758.0M | $5.8M | $119.3M | 16.40% | 563 |
| 2015Q2 | $1.1B | $898.8M | $741.7M | $3.8M | $117.0M | 16.38% | 568 |
| 2015Q1 | $1.1B | $937.9M | $721.4M | $2.0M | $115.5M | 16.68% | 562 |
| 2014Q4 | $1.1B | $962.9M | $721.7M | $7.3M | $113.0M | — | 552 |
| 2014Q3 | $1.1B | $937.3M | $706.4M | $5.3M | $111.0M | — | 560 |
| 2014Q2 | $990.5M | $854.0M | $679.2M | $3.4M | $108.7M | — | 582 |
| 2014Q1 | $1.0B | $893.7M | $653.9M | $1.6M | $107.0M | — | 579 |
| 2013Q4 | $989.1M | $881.5M | $637.8M | $5.8M | $105.3M | — | 581 |
| 2013Q3 | $983.1M | $875.8M | $622.3M | $4.1M | $103.5M | — | 586 |
| 2013Q2 | $975.5M | $859.9M | $605.7M | $2.5M | $102.6M | — | 584 |
| 2013Q1 | $924.8M | $820.7M | $603.4M | $1.3M | $101.5M | — | 619 |
| 2012Q4 | $927.1M | $824.2M | $611.0M | $5.7M | $100.4M | — | 619 |
| 2012Q3 | $924.2M | $813.5M | $595.4M | $4.2M | $99.0M | — | 608 |
| 2012Q2 | $873.2M | $772.5M | $582.5M | $2.7M | $97.3M | — | 644 |
| 2012Q1 | $869.3M | $759.9M | $571.3M | $1.5M | $96.0M | — | 650 |
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