bank holding company · RSSD 3551389 · AL
How big is NATIONAL COMMERCE CORPORATION?
NATIONAL COMMERCE CORPORATION (AL, RSSD 3551389) reported consolidated total assets of $4.3B, deposits of $3.5B and a Tier 1 risk-based capital ratio of 12.71% in its FR Y-9C for 2019Q1. That ranks 227 of 364 bank holding companies by assets, 95 of 217 among bank holding companies with $1b-$10b in assets, 3 of 3 bank holding companies in alabama.
What stands out
NATIONAL COMMERCE CORPORATION (AL, RSSD 3551389) reported consolidated total assets of $4.3B, deposits of $3.5B and a Tier 1 risk-based capital ratio of 12.71% in its FR Y-9C for 2019Q1. That ranks 227 of 364 bank holding companies by assets, 95 of 217 among bank holding companies with $1b-$10b in assets, 3 of 3 bank holding companies in alabama. Against its size class: tier 1 risk-based capital ratio 12.71%, below the peer median of 12.83%; tier 1 leverage ratio 10.58%, above the peer median of 10.31%; return on assets -0.50%, below the peer median of 1.17%. At 12.71% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 10.58% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. The last report on record is for 2019Q1; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2019Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2019Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $4.3B | $3.9B | — | $6.0B | record → |
| Total deposits | $3.5B | $3.1B | — | $4.6B | record → |
| Loans and leases | $3.4B | $2.8B | — | $4.1B | record → |
| Net income (year to date) | $-5.4M | $11.4M | — | $16.0M | record → |
| Total equity capital | $686.3M | $443.0M | — | $686.3M | record → |
| Equity to assets | 16.02% | 11.06% | — | 11.34% | computed |
| Tier 1 risk-based capital ratio | 12.71% | 12.83% | — | 12.71% | record → |
| Total risk-based capital ratio | 14.35% | 14.29% | — | 14.21% | record → |
| Tier 1 leverage ratio | 10.58% | 10.31% | — | 10.08% | record → |
| Return on assets | -0.50% | 1.17% | — | 1.16% | computed |
Quarter by quarter
25 reports on record, 2013Q1–2019Q1; the 25 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2019Q1 | $4.3B | $3.5B | $3.4B | $-5.4M | $686.3M | 12.71% | 227 |
| 2018Q4 | $4.2B | $3.4B | $3.3B | $42.4M | $689.4M | 13.10% | 231 |
| 2018Q3 | $4.1B | $3.3B | $3.2B | $31.7M | $677.2M | 13.01% | 231 |
| 2018Q2 | $3.2B | $2.6B | $2.5B | $19.8M | $509.3M | 13.43% | 263 |
| 2018Q1 | $3.1B | $2.6B | $2.5B | $9.1M | $498.3M | 13.03% | 265 |
| 2017Q4 | $2.7B | $2.3B | $2.2B | $20.1M | $392.6M | 12.54% | 295 |
| 2017Q3 | $2.5B | $2.1B | $2.1B | $19.1M | $391.1M | 12.78% | 307 |
| 2017Q2 | $2.4B | $2.0B | $1.9B | $12.4M | $355.9M | 13.17% | 310 |
| 2017Q1 | $2.4B | $2.1B | $1.8B | $5.9M | $310.0M | 11.06% | 311 |
| 2016Q4 | $2.0B | $1.7B | $1.5B | $17.9M | $229.7M | 11.46% | 360 |
| 2016Q3 | $1.8B | $1.5B | $1.4B | $12.9M | $224.8M | 11.64% | 383 |
| 2016Q2 | $1.7B | $1.5B | $1.4B | $8.1M | $218.8M | 11.25% | 390 |
| 2016Q1 | $1.7B | $1.5B | $1.4B | $3.8M | $213.8M | 11.18% | 384 |
| 2015Q4 | $1.8B | $1.5B | $1.3B | $9.6M | $209.3M | 11.18% | 370 |
| 2015Q3 | $1.4B | $1.1B | $1.0B | $6.7M | $169.9M | 12.76% | 459 |
| 2015Q2 | $1.3B | $1.1B | $984.4M | $4.2M | $167.1M | 12.86% | 479 |
| 2015Q1 | $1.2B | $1.0B | $934.5M | $1.9M | $165.0M | 13.54% | 493 |
| 2014Q4 | $1.1B | $971.1M | $898.0M | $5.4M | $128.9M | 10.66% | 526 |
| 2014Q3 | $898.1M | $763.5M | $717.2M | $3.7M | $96.9M | 11.12% | 642 |
| 2014Q2 | $783.2M | $666.7M | $600.0M | $2.2M | $92.4M | 14.81% | 727 |
| 2014Q1 | $751.0M | $636.2M | $567.6M | $1.0M | $90.3M | 15.24% | 761 |
| 2013Q4 | $791.8M | $678.0M | $589.2M | $4.0M | $88.9M | 14.58% | 716 |
| 2013Q3 | $674.0M | $560.7M | $541.5M | $2.6M | $87.5M | 15.04% | 829 |
| 2013Q2 | $655.3M | $540.6M | $519.0M | $1.5M | $86.6M | 15.60% | 854 |
| 2013Q1 | $647.8M | $534.1M | $447.6M | $639.0k | $86.3M | 18.20% | 875 |
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