bank holding company · RSSD 3345430 · NC
How big is SQUARE 1 FINANCIAL, INC.?
SQUARE 1 FINANCIAL, INC. (NC, RSSD 3345430) reported consolidated total assets of $4.0B, deposits of $3.7B and a Tier 1 risk-based capital ratio of 12.16% in its FR Y-9C for 2015Q3. That ranks 194 of 660 bank holding companies by assets, 94 of 488 among bank holding companies with $1b-$10b in assets, 7 of 18 bank holding companies in north carolina.
What stands out
SQUARE 1 FINANCIAL, INC. (NC, RSSD 3345430) reported consolidated total assets of $4.0B, deposits of $3.7B and a Tier 1 risk-based capital ratio of 12.16% in its FR Y-9C for 2015Q3. That ranks 194 of 660 bank holding companies by assets, 94 of 488 among bank holding companies with $1b-$10b in assets, 7 of 18 bank holding companies in north carolina. Against its size class: tier 1 risk-based capital ratio 12.16%, below the peer median of 12.90%; tier 1 leverage ratio 8.17%, below the peer median of 9.95%; return on assets 1.04%, above the peer median of 0.88%. At 12.16% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 8.17% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. The last report on record is for 2015Q3; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2015Q3
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2015Q3 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $4.0B | $1.9B | $2.7B | $2.0B | record → |
| Total deposits | $3.7B | $1.5B | $2.0B | $1.6B | record → |
| Loans and leases | $1.6B | $1.3B | $1.7B | $1.4B | record → |
| Net income (year to date) | $31.5M | $13.2M | $17.8M | $14.0M | record → |
| Total equity capital | $345.1M | $206.4M | $314.6M | $218.7M | record → |
| Equity to assets | 8.54% | 10.41% | 11.38% | 10.50% | computed |
| Tier 1 risk-based capital ratio | 12.16% | 12.90% | 13.47% | 12.95% | record → |
| Total risk-based capital ratio | 13.31% | 14.18% | 15.17% | 14.27% | record → |
| Tier 1 leverage ratio | 8.17% | 9.95% | 9.71% | 9.88% | record → |
| Return on assets | 1.04% | 0.88% | 0.81% | 0.89% | computed |
Quarter by quarter
31 reports on record, 2008Q1–2015Q3; the 31 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2015Q3 | $4.0B | $3.7B | $1.6B | $31.5M | $345.1M | 12.16% | 194 |
| 2015Q2 | $3.9B | $3.6B | $1.5B | $18.1M | $326.6M | 12.09% | 198 |
| 2015Q1 | $3.3B | $3.0B | $1.5B | $8.2M | $318.8M | 11.71% | 220 |
| 2014Q4 | $3.1B | $2.8B | $1.3B | $34.2M | $302.7M | 13.83% | 232 |
| 2014Q3 | $3.0B | $2.7B | $1.3B | $24.7M | $294.2M | 13.69% | 234 |
| 2014Q2 | $2.7B | $2.4B | $1.2B | $15.9M | $283.7M | 14.70% | 242 |
| 2014Q1 | $2.5B | $2.2B | $1.1B | $7.8M | $257.9M | 14.83% | 260 |
| 2013Q4 | $2.3B | $2.1B | $1.1B | $22.4M | $189.1M | 12.08% | 273 |
| 2013Q3 | $2.2B | $1.9B | $1.0B | $15.4M | $182.4M | 12.26% | 289 |
| 2013Q2 | $2.2B | $1.9B | $905.8M | $8.5M | $177.9M | 12.86% | 285 |
| 2013Q1 | $2.0B | $1.8B | $799.5M | $3.4M | $180.8M | 15.16% | 317 |
| 2012Q4 | $1.8B | $1.5B | $863.1M | $14.4M | $176.7M | 14.28% | 339 |
| 2012Q3 | $1.8B | $1.6B | $785.9M | $10.9M | $167.5M | 14.76% | 331 |
| 2012Q2 | $1.8B | $1.6B | $738.4M | $6.7M | $135.9M | 13.58% | 331 |
| 2012Q1 | $1.6B | $1.5B | $728.8M | $2.9M | $129.3M | 13.49% | 353 |
| 2011Q4 | $1.6B | $1.5B | $710.9M | $5.3M | $124.4M | 14.05% | 294 |
| 2011Q3 | $1.6B | $1.4B | $678.9M | $3.7M | $121.8M | 13.47% | 308 |
| 2011Q2 | $1.4B | $1.3B | $627.1M | $2.4M | $113.6M | 14.25% | 339 |
| 2011Q1 | $1.5B | $1.4B | $554.8M | $1.3M | $109.8M | 14.18% | 329 |
| 2010Q4 | $1.6B | $1.5B | $490.6M | $-12.6M | $107.0M | 15.59% | 306 |
| 2010Q3 | $1.3B | $1.1B | $444.9M | $-13.1M | $112.6M | 16.92% | 370 |
| 2010Q2 | $1.2B | $1.1B | $454.3M | $-13.6M | $112.1M | 16.32% | 387 |
| 2010Q1 | $1.2B | $1.1B | $449.1M | $1.2M | $67.8M | 11.45% | 414 |
| 2009Q4 | $1.1B | $1.0B | $456.6M | $2.6M | $66.4M | 10.29% | 433 |
| 2009Q3 | $1.0B | $953.3M | $430.7M | $844.0k | $77.0M | 10.52% | 461 |
| 2009Q2 | $1.2B | $1.1B | $405.0M | $4.8M | $74.2M | 10.21% | 394 |
| 2009Q1 | $1.2B | $1.1B | $393.5M | $5.2M | $79.6M | 10.99% | 392 |
| 2008Q4 | $1.3B | $1.2B | $404.3M | $-18.0M | $78.9M | 12.17% | 371 |
| 2008Q3 | $1.1B | $945.2M | $383.5M | $-1.9M | $77.1M | 11.18% | 435 |
| 2008Q2 | $1.1B | $969.5M | $380.6M | $3.2M | $71.3M | 11.97% | 428 |
| 2008Q1 | $999.0M | $898.0M | $352.3M | $1.5M | $83.5M | 15.92% | 454 |
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