bank holding company · RSSD 2981831 · NC
How big is SOUTHERN COMMUNITY FINANCIAL CORPORATION?
SOUTHERN COMMUNITY FINANCIAL CORPORATION (NC, RSSD 2981831) reported consolidated total assets of $1.4B, deposits of $1.1B and a Tier 1 risk-based capital ratio of 14.42% in its FR Y-9C for 2012Q3. That ranks 406 of 1,155 bank holding companies by assets, 313 of 470 among bank holding companies with $1b-$10b in assets, 14 of 32 bank holding companies in north carolina.
What stands out
SOUTHERN COMMUNITY FINANCIAL CORPORATION (NC, RSSD 2981831) reported consolidated total assets of $1.4B, deposits of $1.1B and a Tier 1 risk-based capital ratio of 14.42% in its FR Y-9C for 2012Q3. That ranks 406 of 1,155 bank holding companies by assets, 313 of 470 among bank holding companies with $1b-$10b in assets, 14 of 32 bank holding companies in north carolina. Against its size class: tier 1 risk-based capital ratio 14.42%, above the peer median of 14.03%; tier 1 leverage ratio 9.08%, below the peer median of 9.71%; return on assets 0.85%, at the peer median of 0.85%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 14.42% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2012Q3; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2012Q3
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2012Q3 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.4B | $1.8B | $1.0B | $972.4M | record → |
| Total deposits | $1.1B | $1.4B | $828.9M | $776.3M | record → |
| Loans and leases | $858.3M | $1.1B | $711.0M | $617.6M | record → |
| Net income (year to date) | $8.8M | $11.9M | $2.4M | $5.8M | record → |
| Total equity capital | $104.0M | $184.4M | $105.4M | $98.4M | record → |
| Equity to assets | 7.48% | 10.00% | 9.31% | 9.85% | computed |
| Tier 1 risk-based capital ratio | 14.42% | 14.03% | 13.55% | 13.77% | record → |
| Total risk-based capital ratio | 16.77% | 15.50% | 15.88% | 15.25% | record → |
| Tier 1 leverage ratio | 9.08% | 9.71% | 9.34% | 9.57% | record → |
| Return on assets | 0.85% | 0.85% | 0.31% | 0.76% | computed |
Quarter by quarter
44 reports on record, 2001Q4–2012Q3; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2012Q3 | $1.4B | $1.1B | $858.3M | $8.8M | $104.0M | 14.42% | 406 |
| 2012Q2 | $1.4B | $1.1B | $917.6M | $1.9M | $100.3M | 12.38% | 392 |
| 2012Q1 | $1.5B | $1.2B | $935.7M | $815.0k | $98.9M | 11.99% | 378 |
| 2011Q4 | $1.5B | $1.2B | $954.5M | $3.1M | $97.6M | 11.75% | 318 |
| 2011Q3 | $1.5B | $1.2B | $992.3M | $2.1M | $98.3M | 11.31% | 310 |
| 2011Q2 | $1.6B | $1.2B | $1.0B | $1.3M | $94.7M | 10.90% | 309 |
| 2011Q1 | $1.6B | $1.3B | $1.1B | $151.0k | $91.9M | 10.15% | 301 |
| 2010Q4 | $1.7B | $1.3B | $1.1B | $-23.1M | $92.3M | 9.35% | 291 |
| 2010Q3 | $1.7B | $1.3B | $1.2B | $-12.3M | $109.1M | 10.11% | 288 |
| 2010Q2 | $1.7B | $1.3B | $1.2B | $-4.3M | $117.0M | 10.96% | 285 |
| 2010Q1 | $1.7B | $1.3B | $1.2B | $-4.6M | $116.9M | 10.92% | 284 |
| 2009Q4 | $1.7B | $1.3B | $1.2B | $-63.2M | $122.0M | 11.34% | 283 |
| 2009Q3 | $1.7B | $1.3B | $1.3B | $-52.4M | $134.1M | 12.30% | 286 |
| 2009Q2 | $1.7B | $1.2B | $1.3B | $-52.0M | $133.7M | 12.36% | 284 |
| 2009Q1 | $1.8B | $1.3B | $1.3B | $-49.3M | $138.2M | 12.35% | 279 |
| 2008Q4 | $1.8B | $1.2B | $1.3B | $5.9M | $188.0M | 12.46% | 266 |
| 2008Q3 | $1.8B | $1.3B | $1.3B | $4.3M | $142.8M | 9.34% | 266 |
| 2008Q2 | $1.8B | $1.2B | $1.3B | $2.7M | $141.9M | 9.50% | 267 |
| 2008Q1 | $1.7B | $1.1B | $1.2B | $2.1M | $144.3M | 9.85% | 280 |
| 2007Q4 | $1.6B | $1.0B | $1.2B | $7.6M | $142.3M | 10.28% | 300 |
| 2007Q3 | $1.5B | $1.0B | $1.2B | $5.7M | $140.8M | 10.45% | 303 |
| 2007Q2 | $1.5B | $998.2M | $1.1B | $3.9M | $139.0M | 10.71% | 305 |
| 2007Q1 | $1.5B | $1.1B | $1.1B | $2.0M | $138.0M | 9.87% | 305 |
| 2006Q4 | $1.4B | $1.0B | $1.0B | $4.2M | $136.2M | 10.20% | 312 |
| 2006Q3 | $1.4B | $1.0B | $1.0B | $2.3M | $135.5M | 10.31% | 311 |
| 2006Q2 | $1.4B | $978.5M | $959.1M | $174.0k | $134.1M | 10.80% | 321 |
| 2006Q1 | $1.3B | $996.4M | $921.2M | $1.9M | $136.4M | 11.51% | 318 |
| 2005Q4 | $1.3B | $940.6M | $868.8M | $8.2M | $135.4M | 12.02% | 361 |
| 2005Q3 | $1.3B | $896.6M | $856.8M | $6.1M | $136.5M | 12.07% | 353 |
| 2005Q2 | $1.3B | $869.8M | $845.8M | $3.7M | $135.8M | 11.82% | 346 |
| 2005Q1 | $1.2B | $837.0M | $809.7M | $1.6M | $135.0M | 11.66% | 350 |
| 2004Q4 | $1.2B | $845.2M | $796.1M | $8.1M | $136.9M | 11.79% | 351 |
| 2004Q3 | $1.2B | $839.0M | $776.8M | $5.7M | $134.8M | 11.87% | 346 |
| 2004Q2 | $1.2B | $794.1M | $739.5M | $3.6M | $129.1M | 11.82% | 350 |
| 2004Q1 | $1.1B | $800.3M | $703.6M | $1.7M | $131.1M | 13.38% | 353 |
| 2003Q4 | $798.4M | $575.4M | $519.7M | $3.7M | $50.9M | 10.85% | 494 |
| 2003Q3 | $755.3M | $544.1M | $496.8M | $2.8M | $49.2M | 10.98% | 515 |
| 2003Q2 | $726.7M | $505.6M | $471.1M | $1.8M | $49.0M | 10.96% | 526 |
| 2003Q1 | $614.7M | $462.2M | $442.9M | $947.0k | $48.3M | 11.90% | 592 |
| 2002Q4 | $612.8M | $449.7M | $421.9M | $3.2M | $47.5M | 12.07% | 577 |
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