bank holding company · RSSD 2818245 · NC
How big is PEOPLES BANCORP OF NORTH CAROLINA, INC.?
PEOPLES BANCORP OF NORTH CAROLINA, INC. (NC, RSSD 2818245) reported consolidated total assets of $1.5B, deposits of $1.3B and a Tier 1 risk-based capital ratio of 15.15% in its FR Y-9C for 2021Q1. That ranks 332 of 349 bank holding companies by assets, 182 of 192 among bank holding companies with $1b-$10b in assets, 8 of 8 bank holding companies in north carolina.
What stands out
PEOPLES BANCORP OF NORTH CAROLINA, INC. (NC, RSSD 2818245) reported consolidated total assets of $1.5B, deposits of $1.3B and a Tier 1 risk-based capital ratio of 15.15% in its FR Y-9C for 2021Q1. That ranks 332 of 349 bank holding companies by assets, 182 of 192 among bank holding companies with $1b-$10b in assets, 8 of 8 bank holding companies in north carolina. Against its size class: tier 1 risk-based capital ratio 15.15%, above the peer median of 13.16%; tier 1 leverage ratio 10.50%, above the peer median of 9.64%; return on assets 1.07%, below the peer median of 1.34%. At 15.15% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 10.50% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.5B | $4.7B | $8.1B | $7.7B | record → |
| Total deposits | $1.3B | $4.0B | $6.5B | $6.1B | record → |
| Loans and leases | $950.7M | $3.1B | $5.6B | $5.3B | record → |
| Net income (year to date) | $4.1M | $14.3M | $47.6M | $25.6M | record → |
| Total equity capital | $140.0M | $463.8M | $733.6M | $832.0M | record → |
| Equity to assets | 9.11% | 10.13% | 9.85% | 10.46% | computed |
| Tier 1 risk-based capital ratio | 15.15% | 13.16% | 12.28% | 13.18% | record → |
| Total risk-based capital ratio | 16.10% | 15.35% | 14.23% | 15.34% | record → |
| Tier 1 leverage ratio | 10.50% | 9.64% | 9.48% | 9.48% | record → |
| Return on assets | 1.07% | 1.34% | 1.12% | 1.34% | computed |
Quarter by quarter
87 reports on record, 1999Q3–2021Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $1.5B | $1.3B | $950.7M | $4.1M | $140.0M | 15.15% | 332 |
| 2020Q4 | $1.4B | $1.2B | $957.8M | $11.4M | $139.9M | 15.07% | 331 |
| 2020Q3 | $1.5B | $1.2B | $979.2M | $9.4M | $139.5M | 14.53% | 328 |
| 2020Q2 | $1.4B | $1.2B | $977.1M | $4.9M | $137.0M | 14.13% | 330 |
| 2020Q1 | $1.2B | $984.0M | $886.7M | $2.4M | $133.9M | 14.20% | 332 |
| 2019Q4 | $1.2B | $966.5M | $854.3M | $14.1M | $134.1M | 15.37% | 335 |
| 2019Q3 | $1.2B | $961.6M | $849.9M | $11.1M | $132.7M | 15.70% | 337 |
| 2019Q2 | $1.1B | $904.2M | $835.7M | $7.5M | $129.9M | 15.63% | 345 |
| 2019Q1 | $1.1B | $908.1M | $823.9M | $3.7M | $126.6M | 15.63% | 346 |
| 2018Q4 | $1.1B | $877.2M | $804.7M | $13.4M | $123.6M | 15.46% | 353 |
| 2018Q3 | $1.1B | $893.5M | $788.5M | $9.9M | $119.7M | 15.42% | 353 |
| 2018Q2 | $1.1B | $915.0M | $782.6M | $6.5M | $118.2M | 15.27% | 581 |
| 2018Q1 | $1.1B | $907.6M | $766.3M | $3.3M | $116.5M | 15.52% | 584 |
| 2017Q4 | $1.1B | $907.0M | $760.6M | $10.3M | $116.0M | 15.32% | 576 |
| 2017Q3 | $1.1B | $901.6M | $750.1M | $8.3M | $116.2M | 15.44% | 571 |
| 2017Q2 | $1.1B | $892.5M | $748.6M | $5.0M | $113.9M | 15.32% | 577 |
| 2017Q1 | $1.1B | $908.4M | $737.2M | $2.2M | $110.1M | 15.45% | 578 |
| 2016Q4 | $1.1B | $892.9M | $729.5M | $9.2M | $107.4M | 15.20% | 574 |
| 2016Q3 | $1.1B | $861.9M | $715.8M | $7.9M | $110.6M | 15.05% | 571 |
| 2016Q2 | $1.1B | $841.4M | $705.1M | $5.4M | $111.8M | 15.38% | 579 |
| 2016Q1 | $1.1B | $853.1M | $694.0M | $2.5M | $107.8M | 15.23% | 574 |
| 2015Q4 | $1.0B | $832.2M | $693.2M | $9.6M | $104.9M | 15.07% | 574 |
| 2015Q3 | $1.0B | $806.6M | $686.5M | $7.4M | $102.9M | 14.83% | 575 |
| 2015Q2 | $1.0B | $808.8M | $668.8M | $5.0M | $100.4M | 14.78% | 572 |
| 2015Q1 | $1.0B | $830.0M | $661.3M | $2.3M | $101.5M | 14.83% | 571 |
| 2014Q4 | $1.0B | $814.7M | $653.3M | $9.4M | $98.7M | 15.33% | 573 |
| 2014Q3 | $1.1B | $817.3M | $651.4M | $7.6M | $96.2M | 15.13% | 556 |
| 2014Q2 | $1.0B | $811.8M | $635.4M | $5.1M | $93.0M | 14.80% | 552 |
| 2014Q1 | $1.0B | $811.1M | $618.7M | $2.6M | $88.4M | 15.09% | 558 |
| 2013Q4 | $1.0B | $799.4M | $621.5M | $6.7M | $83.7M | 14.83% | 555 |
| 2013Q3 | $1.0B | $798.3M | $619.3M | $5.3M | $95.7M | 16.41% | 549 |
| 2013Q2 | $1.0B | $788.4M | $614.1M | $3.4M | $95.4M | 16.52% | 557 |
| 2013Q1 | $1.0B | $783.8M | $613.8M | $1.8M | $98.3M | 16.75% | 567 |
| 2012Q4 | $1.0B | $781.5M | $626.9M | $5.8M | $97.7M | 16.04% | 568 |
| 2012Q3 | $1.0B | $768.5M | $631.8M | $4.6M | $96.8M | 15.89% | 561 |
| 2012Q2 | $1.0B | $780.5M | $646.6M | $3.2M | $94.8M | 15.38% | 552 |
| 2012Q1 | $1.1B | $807.8M | $664.6M | $1.7M | $104.4M | 16.47% | 538 |
| 2011Q4 | $1.1B | $827.1M | $675.6M | $5.2M | $103.0M | 16.10% | 450 |
| 2011Q3 | $1.1B | $841.0M | $679.8M | $3.4M | $103.0M | 15.89% | 435 |
| 2011Q2 | $1.1B | $830.4M | $694.8M | $2.0M | $100.5M | 15.03% | 442 |
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