bank holding company · RSSD 2810285 · KY
How big is SOUTH CENTRAL BANCSHARES OF KENTUCKY, INC.?
SOUTH CENTRAL BANCSHARES OF KENTUCKY, INC. (KY, RSSD 2810285) reported consolidated total assets of $1.6B, deposits of $1.4B and a Tier 1 risk-based capital ratio of 15.84% in its FR Y-9C for 2021Q1. That ranks 329 of 349 bank holding companies by assets, 179 of 192 among bank holding companies with $1b-$10b in assets, 5 of 6 bank holding companies in kentucky.
What stands out
SOUTH CENTRAL BANCSHARES OF KENTUCKY, INC. (KY, RSSD 2810285) reported consolidated total assets of $1.6B, deposits of $1.4B and a Tier 1 risk-based capital ratio of 15.84% in its FR Y-9C for 2021Q1. That ranks 329 of 349 bank holding companies by assets, 179 of 192 among bank holding companies with $1b-$10b in assets, 5 of 6 bank holding companies in kentucky. Against its size class: tier 1 risk-based capital ratio 15.84%, above the peer median of 13.16%; tier 1 leverage ratio 10.98%, above the peer median of 9.64%; return on assets 1.29%, below the peer median of 1.34%. At 15.84% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 10.98% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.6B | $4.7B | — | $7.7B | record → |
| Total deposits | $1.4B | $4.0B | — | $6.1B | record → |
| Loans and leases | $1.0B | $3.1B | — | $5.3B | record → |
| Net income (year to date) | $5.2M | $14.3M | — | $25.6M | record → |
| Total equity capital | $147.5M | $463.8M | — | $832.0M | record → |
| Equity to assets | 9.14% | 10.13% | — | 10.46% | computed |
| Tier 1 risk-based capital ratio | 15.84% | 13.16% | — | 13.18% | record → |
| Total risk-based capital ratio | 16.98% | 15.35% | — | 15.34% | record → |
| Tier 1 leverage ratio | 10.98% | 9.64% | — | 9.48% | record → |
| Return on assets | 1.29% | 1.34% | — | 1.34% | computed |
Quarter by quarter
80 reports on record, 1999Q3–2021Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $1.6B | $1.4B | $1.0B | $5.2M | $147.5M | 15.84% | 329 |
| 2020Q4 | $1.5B | $1.3B | $1.0B | $16.1M | $143.5M | 15.49% | 328 |
| 2020Q3 | $1.4B | $1.2B | $1.0B | $11.0M | $142.3M | 15.01% | 330 |
| 2020Q2 | $1.4B | $1.2B | $1.0B | $6.9M | $138.9M | 15.06% | 332 |
| 2020Q1 | $1.2B | $1.1B | $922.2M | $2.8M | $132.1M | 14.94% | 331 |
| 2019Q4 | $1.3B | $1.1B | $919.1M | $13.2M | $131.6M | 15.07% | 329 |
| 2019Q3 | $1.2B | $996.5M | $907.6M | $9.7M | $128.6M | 14.92% | 339 |
| 2019Q2 | $1.2B | $1.0B | $896.9M | $6.2M | $125.3M | 14.78% | 342 |
| 2019Q1 | $1.2B | $1.0B | $874.2M | $2.9M | $120.3M | 14.12% | 342 |
| 2018Q4 | $1.2B | $1.0B | $869.6M | $10.3M | $115.0M | 14.46% | 346 |
| 2018Q3 | $1.2B | $987.5M | $854.3M | $7.6M | $110.6M | 14.00% | 348 |
| 2018Q2 | $1.2B | $988.8M | $858.7M | $5.0M | $110.1M | 13.94% | 560 |
| 2018Q1 | $1.2B | $1.0B | $841.3M | $2.3M | $108.3M | 13.57% | 543 |
| 2017Q4 | $1.2B | $1.0B | $831.5M | $7.3M | $108.1M | 13.49% | 545 |
| 2017Q3 | $1.1B | $953.0M | $795.4M | $6.0M | $109.2M | 13.53% | 576 |
| 2017Q2 | $1.1B | $950.7M | $774.6M | $4.0M | $108.2M | 13.80% | 570 |
| 2017Q1 | $1.1B | $964.0M | $759.0M | $2.0M | $104.1M | 13.83% | 576 |
| 2016Q4 | $1.1B | $954.5M | $757.3M | $6.2M | $101.2M | 11.10% | 568 |
| 2014Q4 | $909.0M | $735.1M | $530.6M | $5.5M | $92.4M | 18.96% | 652 |
| 2014Q3 | $868.7M | $726.5M | $529.7M | $4.1M | $87.5M | 18.87% | 662 |
| 2014Q2 | $876.0M | $734.7M | $518.4M | $2.5M | $85.5M | 18.91% | 657 |
| 2014Q1 | $881.2M | $742.4M | $526.9M | $997.0k | $82.6M | 18.59% | 654 |
| 2013Q4 | $895.2M | $730.4M | $529.7M | $5.2M | $79.8M | 18.03% | 638 |
| 2013Q3 | $861.4M | $730.1M | $529.7M | $3.9M | $79.7M | 17.89% | 658 |
| 2013Q2 | $876.6M | $745.2M | $537.5M | $2.3M | $79.2M | 17.42% | 646 |
| 2013Q1 | $891.7M | $758.6M | $537.2M | $893.0k | $82.9M | 17.57% | 638 |
| 2012Q4 | $928.1M | $754.1M | $546.6M | $3.8M | $82.4M | 17.26% | 618 |
| 2012Q3 | $870.8M | $733.6M | $559.7M | $3.1M | $82.8M | 17.33% | 647 |
| 2012Q2 | $876.3M | $739.4M | $566.8M | $2.0M | $81.7M | 16.85% | 642 |
| 2012Q1 | $877.6M | $742.6M | $567.7M | $1.2M | $81.3M | 16.78% | 645 |
| 2011Q4 | $898.5M | $722.1M | $579.6M | $3.0M | $80.3M | 16.49% | 533 |
| 2011Q3 | $861.4M | $722.9M | $579.6M | $2.9M | $80.7M | 17.16% | 549 |
| 2011Q2 | $860.5M | $722.3M | $591.9M | $2.4M | $80.1M | 16.63% | 546 |
| 2011Q1 | $873.3M | $736.1M | $600.4M | $1.0M | $78.4M | 16.18% | 546 |
| 2010Q4 | $893.2M | $725.0M | $624.9M | $4.2M | $77.4M | 15.74% | 529 |
| 2010Q3 | $874.4M | $722.9M | $632.7M | $3.8M | $77.9M | 15.76% | 548 |
| 2010Q2 | $874.3M | $722.3M | $627.2M | $2.6M | $77.0M | 15.60% | 550 |
| 2010Q1 | $883.6M | $730.0M | $641.2M | $1.8M | $77.5M | 15.25% | 548 |
| 2009Q4 | $914.3M | $731.1M | $661.4M | $4.3M | $75.7M | 13.95% | 530 |
| 2009Q3 | $875.5M | $719.4M | $666.0M | $4.3M | $75.9M | 14.12% | 550 |
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