bank holding company · RSSD 2776073 · OK
How big is LOCAL FINANCIAL CORPORATION?
LOCAL FINANCIAL CORPORATION (OK, RSSD 2776073) reported consolidated total assets of $2.9B, deposits of $1.9B and a Tier 1 risk-based capital ratio of 10.44% in its FR Y-9C for 2004Q1. That ranks 194 of 2,241 bank holding companies by assets, 92 of 306 among bank holding companies with $1b-$10b in assets, 3 of 48 bank holding companies in oklahoma.
What stands out
LOCAL FINANCIAL CORPORATION (OK, RSSD 2776073) reported consolidated total assets of $2.9B, deposits of $1.9B and a Tier 1 risk-based capital ratio of 10.44% in its FR Y-9C for 2004Q1. That ranks 194 of 2,241 bank holding companies by assets, 92 of 306 among bank holding companies with $1b-$10b in assets, 3 of 48 bank holding companies in oklahoma. Against its size class: tier 1 risk-based capital ratio 10.44%, below the peer median of 11.30%; tier 1 leverage ratio 7.86%, below the peer median of 8.56%; return on assets 1.00%, below the peer median of 1.10%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 10.44% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2004Q1; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2004Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2004Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.9B | $1.9B | $256.1M | $333.1M | record → |
| Total deposits | $1.9B | $1.4B | $211.1M | $268.8M | record → |
| Loans and leases | $2.2B | $1.1B | $168.4M | $218.0M | record → |
| Net income (year to date) | $7.2M | $5.1M | $855.5k | $872.0k | record → |
| Total equity capital | $183.8M | $165.0M | $27.1M | $30.6M | record → |
| Equity to assets | 6.41% | 8.81% | 9.01% | 8.80% | computed |
| Tier 1 risk-based capital ratio | 10.44% | 11.30% | 13.64% | 12.08% | record → |
| Total risk-based capital ratio | 11.69% | 12.94% | 14.84% | 13.59% | record → |
| Tier 1 leverage ratio | 7.86% | 8.56% | 9.24% | 8.77% | record → |
| Return on assets | 1.00% | 1.10% | 1.25% | 1.05% | computed |
Quarter by quarter
20 reports on record, 1999Q2–2004Q1; the 20 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2004Q1 | $2.9B | $1.9B | $2.2B | $7.2M | $183.8M | 10.44% | 194 |
| 2003Q4 | $2.9B | $1.9B | $2.3B | $28.1M | $175.4M | 9.89% | 197 |
| 2003Q3 | $2.9B | $2.0B | $2.3B | $21.1M | $168.7M | 9.37% | 193 |
| 2003Q2 | $2.8B | $1.8B | $2.2B | $14.2M | $168.0M | 9.74% | 197 |
| 2003Q1 | $2.8B | $1.8B | $2.2B | $7.1M | $170.0M | 9.80% | 194 |
| 2002Q4 | $2.8B | $1.8B | $2.1B | $29.0M | $167.9M | 9.97% | 190 |
| 2002Q3 | $2.8B | $1.9B | $2.0B | $21.9M | $176.3M | 10.81% | 195 |
| 2002Q2 | $2.8B | $1.9B | $2.0B | $14.5M | $175.1M | 10.07% | 193 |
| 2002Q1 | $2.8B | $1.9B | $2.0B | $7.1M | $167.4M | 9.60% | 189 |
| 2001Q4 | $2.8B | $1.8B | $2.0B | $26.5M | $163.5M | 9.24% | 186 |
| 2001Q3 | $2.7B | $1.8B | $2.0B | $21.0M | $182.9M | 9.83% | 181 |
| 2001Q2 | $2.6B | $1.8B | $1.9B | $13.8M | $171.7M | 7.90% | 193 |
| 2001Q1 | $2.6B | $1.8B | $1.9B | $6.8M | $164.9M | 7.72% | 193 |
| 2000Q4 | $2.4B | $1.9B | $1.9B | $23.8M | $156.3M | — | 202 |
| 2000Q3 | $2.4B | $1.9B | $1.9B | $17.3M | $146.0M | — | 196 |
| 2000Q2 | $2.4B | $1.9B | $1.8B | $11.1M | $137.4M | — | 197 |
| 2000Q1 | $2.3B | $1.9B | $1.7B | $5.1M | $131.2M | — | 197 |
| 1999Q4 | $2.4B | $1.9B | $1.7B | $22.0M | $128.3M | — | 194 |
| 1999Q3 | $2.3B | $1.7B | $1.7B | $16.2M | $124.8M | — | 205 |
| 1999Q2 | $2.2B | $1.6B | $1.6B | $10.7M | $125.8M | — | 204 |
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