bank holding company · RSSD 2670573 · GA
How big is GB&T BANCSHARES, INC.?
GB&T BANCSHARES, INC. (GA, RSSD 2670573) reported consolidated total assets of $1.8B, deposits of $1.5B and a Tier 1 risk-based capital ratio of 10.03% in its FR Y-9C for 2008Q1. That ranks 264 of 979 bank holding companies by assets, 193 of 381 among bank holding companies with $1b-$10b in assets, 8 of 44 bank holding companies in georgia.
What stands out
GB&T BANCSHARES, INC. (GA, RSSD 2670573) reported consolidated total assets of $1.8B, deposits of $1.5B and a Tier 1 risk-based capital ratio of 10.03% in its FR Y-9C for 2008Q1. That ranks 264 of 979 bank holding companies by assets, 193 of 381 among bank holding companies with $1b-$10b in assets, 8 of 44 bank holding companies in georgia. Against its size class: tier 1 risk-based capital ratio 10.03%, below the peer median of 10.29%; tier 1 leverage ratio 8.62%, above the peer median of 8.54%; return on assets -1.86%, below the peer median of 0.76%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 10.03% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2008Q1; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2008Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2008Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.8B | $1.9B | $850.3M | $924.8M | record → |
| Total deposits | $1.5B | $1.4B | $653.3M | $710.9M | record → |
| Loans and leases | $1.4B | $1.3B | $650.9M | $675.9M | record → |
| Net income (year to date) | $-8.5M | $3.2M | $1.1M | $1.8M | record → |
| Total equity capital | $209.8M | $160.5M | $66.7M | $83.0M | record → |
| Equity to assets | 11.45% | 8.62% | 8.35% | 8.61% | computed |
| Tier 1 risk-based capital ratio | 10.03% | 10.29% | 9.87% | 10.65% | record → |
| Total risk-based capital ratio | 11.30% | 11.71% | 11.29% | 12.05% | record → |
| Tier 1 leverage ratio | 8.62% | 8.54% | 8.47% | 8.67% | record → |
| Return on assets | -1.86% | 0.76% | 0.54% | 0.76% | computed |
Quarter by quarter
40 reports on record, 1998Q2–2008Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2008Q1 | $1.8B | $1.5B | $1.4B | $-8.5M | $209.8M | 10.03% | 264 |
| 2007Q4 | $1.9B | $1.5B | $1.5B | $-12.5M | $218.4M | 10.18% | 254 |
| 2007Q3 | $2.0B | $1.5B | $1.5B | $515.0k | $230.9M | 10.26% | 250 |
| 2007Q2 | $2.0B | $1.5B | $1.6B | $6.8M | $236.3M | 10.44% | 246 |
| 2007Q1 | $1.9B | $1.5B | $1.5B | $3.7M | $236.3M | 10.83% | 250 |
| 2006Q4 | $1.9B | $1.5B | $1.5B | $9.5M | $233.3M | 10.87% | 250 |
| 2006Q3 | $1.9B | $1.5B | $1.5B | $11.4M | $234.2M | 11.23% | 258 |
| 2006Q2 | $1.8B | $1.4B | $1.4B | $7.2M | $228.5M | 11.23% | 255 |
| 2006Q1 | $1.6B | $1.3B | $1.3B | $3.3M | $201.8M | 12.54% | 278 |
| 2005Q4 | $1.6B | $1.2B | $1.2B | $12.0M | $198.7M | 12.80% | 318 |
| 2005Q3 | $1.6B | $1.2B | $1.2B | $8.3M | $203.6M | 12.74% | 299 |
| 2005Q2 | $1.5B | $1.2B | $1.2B | $4.4M | $201.3M | 13.17% | 300 |
| 2005Q1 | $1.5B | $1.1B | $1.1B | $3.0M | $199.4M | 13.71% | 303 |
| 2004Q4 | $1.3B | $928.6M | $955.9M | $9.8M | $174.7M | 15.15% | 338 |
| 2004Q3 | $1.2B | $940.9M | $904.4M | $6.9M | $136.4M | 11.76% | 340 |
| 2004Q2 | $1.0B | $778.4M | $745.4M | $4.5M | $99.4M | 10.52% | 416 |
| 2004Q1 | $974.2M | $758.2M | $724.3M | $2.2M | $99.3M | 10.60% | 418 |
| 2003Q4 | $944.7M | $728.6M | $710.0M | $7.7M | $97.0M | 10.64% | 423 |
| 2003Q3 | $919.2M | $712.3M | $685.1M | $4.9M | $95.2M | 11.08% | 423 |
| 2003Q2 | $758.0M | $605.1M | $565.1M | $3.4M | $63.3M | 11.59% | 503 |
| 2003Q1 | $758.0M | $600.2M | $562.7M | $1.7M | $61.7M | 11.28% | 489 |
| 2002Q4 | $741.7M | $580.2M | $542.8M | $6.5M | $60.8M | 11.33% | 485 |
| 2002Q3 | $599.4M | $469.4M | $451.5M | $4.5M | $49.3M | 9.81% | 585 |
| 2002Q2 | $580.8M | $453.9M | $446.9M | $3.0M | $47.5M | 9.92% | 584 |
| 2002Q1 | $564.4M | $439.7M | $425.3M | $1.5M | $45.6M | 10.10% | 585 |
| 2001Q4 | $547.5M | $426.6M | $418.5M | $4.0M | $44.8M | 9.97% | 605 |
| 2001Q3 | $540.5M | $430.4M | $403.2M | $2.5M | $43.8M | 9.73% | 605 |
| 2001Q2 | $381.8M | $304.7M | $281.3M | $1.5M | $26.2M | 8.96% | 810 |
| 2001Q1 | $373.1M | $296.8M | $281.1M | $716.0k | $25.5M | 8.81% | 805 |
| 2000Q4 | $355.9M | $280.4M | $275.4M | $3.2M | $24.7M | — | 828 |
| 2000Q3 | $342.0M | $269.0M | $267.2M | $2.3M | $23.5M | — | 850 |
| 2000Q2 | $331.9M | $256.7M | $257.2M | $1.5M | $22.5M | — | 847 |
| 2000Q1 | $318.4M | $248.8M | $243.9M | $606.0k | $21.8M | — | 872 |
| 1999Q4 | $258.8M | $200.5M | $199.5M | $2.3M | $16.6M | — | 1048 |
| 1999Q3 | $237.8M | $191.7M | $180.7M | $1.6M | $16.4M | — | 1126 |
| 1999Q2 | $221.4M | $184.5M | $167.0M | $1.0M | $15.9M | — | 1177 |
| 1999Q1 | $198.9M | $175.5M | $147.9M | $424.0k | $15.6M | — | 1265 |
| 1998Q4 | $196.1M | $176.4M | $138.2M | $1.7M | $15.3M | — | 1276 |
| 1998Q3 | $192.4M | $172.3M | $129.4M | $1.3M | $15.0M | — | 1255 |
| 1998Q2 | $181.0M | $161.1M | $123.7M | $806.0k | $14.5M | — | 1322 |
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