bank holding company · RSSD 2634696 · MI
How big is MACATAWA BANK CORPORATION?
MACATAWA BANK CORPORATION (MI, RSSD 2634696) reported consolidated total assets of $1.9B, deposits of $1.6B and a Tier 1 risk-based capital ratio of 14.41% in its FR Y-9C for 2018Q2. That ranks 372 of 650 bank holding companies by assets, 245 of 492 among bank holding companies with $1b-$10b in assets, 7 of 13 bank holding companies in michigan.
What stands out
MACATAWA BANK CORPORATION (MI, RSSD 2634696) reported consolidated total assets of $1.9B, deposits of $1.6B and a Tier 1 risk-based capital ratio of 14.41% in its FR Y-9C for 2018Q2. That ranks 372 of 650 bank holding companies by assets, 245 of 492 among bank holding companies with $1b-$10b in assets, 7 of 13 bank holding companies in michigan. Against its size class: tier 1 risk-based capital ratio 14.41%, above the peer median of 12.60%; tier 1 leverage ratio 11.91%, above the peer median of 10.12%; return on assets 1.33%, above the peer median of 1.11%. At 14.41% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 11.91% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. The last report on record is for 2018Q2; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2018Q2
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2018Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.9B | $1.9B | $1.9B | $2.3B | record → |
| Total deposits | $1.6B | $1.5B | $1.6B | $1.8B | record → |
| Loans and leases | $1.3B | $1.3B | $1.5B | $1.6B | record → |
| Net income (year to date) | $12.5M | $11.2M | $18.0M | $13.4M | record → |
| Total equity capital | $179.7M | $198.3M | $191.9M | $251.4M | record → |
| Equity to assets | 9.60% | 10.25% | 10.42% | 10.57% | computed |
| Tier 1 risk-based capital ratio | 14.41% | 12.60% | 12.45% | 12.70% | record → |
| Total risk-based capital ratio | 15.49% | 14.11% | 14.04% | 14.27% | record → |
| Tier 1 leverage ratio | 11.91% | 10.12% | 9.88% | 10.05% | record → |
| Return on assets | 1.33% | 1.11% | 1.24% | 1.12% | computed |
Quarter by quarter
78 reports on record, 1999Q1–2018Q2; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2018Q2 | $1.9B | $1.6B | $1.3B | $12.5M | $179.7M | 14.41% | 372 |
| 2018Q1 | $1.9B | $1.6B | $1.3B | $5.8M | $175.4M | 14.28% | 369 |
| 2017Q4 | $1.9B | $1.6B | $1.3B | $16.3M | $173.0M | 13.91% | 365 |
| 2017Q3 | $1.8B | $1.5B | $1.3B | $14.1M | $173.5M | 14.39% | 379 |
| 2017Q2 | $1.8B | $1.5B | $1.3B | $9.2M | $170.2M | 14.30% | 385 |
| 2017Q1 | $1.7B | $1.4B | $1.3B | $4.5M | $166.1M | 13.99% | 393 |
| 2016Q4 | $1.7B | $1.4B | $1.3B | $16.0M | $162.2M | 13.73% | 391 |
| 2016Q3 | $1.7B | $1.4B | $1.2B | $11.8M | $162.2M | 14.12% | 406 |
| 2016Q2 | $1.7B | $1.4B | $1.2B | $7.2M | $158.5M | 13.98% | 403 |
| 2016Q1 | $1.6B | $1.3B | $1.2B | $3.5M | $155.2M | 13.79% | 401 |
| 2015Q4 | $1.7B | $1.4B | $1.2B | $12.8M | $152.0M | 13.58% | 380 |
| 2015Q3 | $1.7B | $1.4B | $1.2B | $9.3M | $149.7M | 13.36% | 381 |
| 2015Q2 | $1.6B | $1.3B | $1.1B | $6.1M | $146.8M | 13.84% | 386 |
| 2015Q1 | $1.6B | $1.3B | $1.1B | $2.8M | $145.6M | 13.71% | 383 |
| 2014Q4 | $1.6B | $1.3B | $1.1B | $10.5M | $142.5M | 14.30% | 386 |
| 2014Q3 | $1.5B | $1.2B | $1.1B | $8.2M | $140.5M | 15.04% | 402 |
| 2014Q2 | $1.5B | $1.2B | $1.0B | $5.4M | $138.1M | 15.08% | 399 |
| 2014Q1 | $1.5B | $1.2B | $1.0B | $2.6M | $135.2M | 14.86% | 396 |
| 2013Q4 | $1.5B | $1.2B | $1.0B | $9.5M | $132.5M | 14.44% | 391 |
| 2013Q3 | $1.6B | $1.3B | $1.0B | $7.3M | $135.5M | 14.78% | 381 |
| 2013Q2 | $1.5B | $1.2B | $1.0B | $5.1M | $133.3M | 14.74% | 395 |
| 2013Q1 | $1.5B | $1.2B | $1.1B | $2.5M | $132.9M | 13.86% | 394 |
| 2012Q4 | $1.6B | $1.3B | $1.1B | $35.5M | $130.5M | 13.37% | 390 |
| 2012Q3 | $1.5B | $1.2B | $1.0B | $14.3M | $109.4M | 13.14% | 383 |
| 2012Q2 | $1.5B | $1.2B | $1.0B | $7.7M | $102.4M | 12.21% | 375 |
| 2012Q1 | $1.5B | $1.2B | $1.1B | $4.5M | $98.9M | 11.60% | 376 |
| 2011Q4 | $1.5B | $1.2B | $1.1B | $5.8M | $94.4M | 10.97% | 316 |
| 2011Q3 | $1.5B | $1.2B | $1.1B | $4.7M | $93.3M | 10.72% | 317 |
| 2011Q2 | $1.5B | $1.2B | $1.1B | $3.7M | $92.2M | 10.48% | 317 |
| 2011Q1 | $1.6B | $1.3B | $1.2B | $1.3M | $69.2M | 7.52% | 313 |
| 2010Q4 | $1.6B | $1.3B | $1.2B | $-17.9M | $67.8M | 6.89% | 310 |
| 2010Q3 | $1.6B | $1.3B | $1.3B | $-18.7M | $67.0M | 6.57% | 302 |
| 2010Q2 | $1.6B | $1.3B | $1.4B | $-19.4M | $66.2M | 6.15% | 290 |
| 2010Q1 | $1.7B | $1.4B | $1.4B | $-21.1M | $66.9M | 5.64% | 281 |
| 2009Q4 | $1.8B | $1.4B | $1.5B | $-63.6M | $88.0M | 7.12% | 270 |
| 2009Q3 | $2.0B | $1.5B | $1.6B | $-54.4M | $97.7M | 7.58% | 259 |
| 2009Q2 | $2.0B | $1.6B | $1.6B | $-34.5M | $116.6M | 8.91% | 255 |
| 2009Q1 | $2.1B | $1.6B | $1.7B | $-4.1M | $144.6M | 9.92% | 245 |
| 2008Q4 | $2.2B | $1.7B | $1.8B | $-38.9M | $149.2M | 10.00% | 231 |
| 2008Q3 | $2.2B | $1.7B | $1.8B | $-3.8M | $152.1M | 8.94% | 225 |
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