bank holding company · RSSD 2509413 · CT
How big is UNITED FINANCIAL BANCORP, INC.?
UNITED FINANCIAL BANCORP, INC. (CT, RSSD 2509413) reported consolidated total assets of $7.2B, deposits of $5.7B and a Tier 1 risk-based capital ratio of 10.31% in its FR Y-9C for 2019Q3. That ranks 161 of 358 bank holding companies by assets, 25 of 209 among bank holding companies with $1b-$10b in assets, 4 of 4 bank holding companies in connecticut.
What stands out
UNITED FINANCIAL BANCORP, INC. (CT, RSSD 2509413) reported consolidated total assets of $7.2B, deposits of $5.7B and a Tier 1 risk-based capital ratio of 10.31% in its FR Y-9C for 2019Q3. That ranks 161 of 358 bank holding companies by assets, 25 of 209 among bank holding companies with $1b-$10b in assets, 4 of 4 bank holding companies in connecticut. Against its size class: tier 1 risk-based capital ratio 10.31%, below the peer median of 12.89%; tier 1 leverage ratio 8.59%, below the peer median of 10.37%; return on assets 0.41%, below the peer median of 1.17%. At 10.31% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 8.59% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. The last report on record is for 2019Q3; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2019Q3
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2019Q3 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $7.2B | $4.0B | — | $6.3B | record → |
| Total deposits | $5.7B | $3.2B | — | $4.8B | record → |
| Loans and leases | $5.7B | $2.9B | — | $4.6B | record → |
| Net income (year to date) | $22.1M | $35.5M | — | $50.8M | record → |
| Total equity capital | $730.3M | $468.5M | — | $740.2M | record → |
| Equity to assets | 10.15% | 11.06% | — | 11.60% | computed |
| Tier 1 risk-based capital ratio | 10.31% | 12.89% | — | 12.77% | record → |
| Total risk-based capital ratio | 12.52% | 14.36% | — | 14.25% | record → |
| Tier 1 leverage ratio | 8.59% | 10.37% | — | 10.19% | record → |
| Return on assets | 0.41% | 1.17% | — | 1.18% | computed |
Quarter by quarter
88 reports on record, 1997Q4–2019Q3; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2019Q3 | $7.2B | $5.7B | $5.7B | $22.1M | $730.3M | 10.31% | 161 |
| 2019Q2 | $7.4B | $5.7B | $5.8B | $9.4M | $720.0M | 9.98% | 157 |
| 2019Q1 | $7.3B | $5.7B | $5.8B | $12.7M | $724.1M | 10.33% | 157 |
| 2018Q4 | $7.4B | $5.7B | $5.8B | $59.9M | $712.5M | 10.40% | 156 |
| 2018Q3 | $7.2B | $5.5B | $5.6B | $47.7M | $709.8M | 10.70% | 154 |
| 2018Q2 | $7.2B | $5.4B | $5.6B | $31.4M | $701.9M | 10.58% | 154 |
| 2018Q1 | $7.1B | $5.3B | $5.5B | $15.8M | $693.0M | 10.49% | 154 |
| 2017Q4 | $7.1B | $5.2B | $5.5B | $54.6M | $693.3M | 10.41% | 150 |
| 2017Q3 | $7.0B | $5.2B | $5.3B | $45.1M | $690.7M | 10.81% | 152 |
| 2017Q2 | $6.9B | $5.0B | $5.2B | $29.9M | $679.5M | 10.61% | 152 |
| 2017Q1 | $6.7B | $4.8B | $5.0B | $13.7M | $666.0M | 10.79% | 156 |
| 2016Q4 | $6.6B | $4.7B | $5.0B | $49.7M | $655.9M | 10.71% | 159 |
| 2016Q3 | $6.5B | $4.7B | $4.8B | $35.1M | $656.2M | 10.93% | 160 |
| 2016Q2 | $6.4B | $4.5B | $4.8B | $21.0M | $644.2M | 10.32% | 157 |
| 2016Q1 | $6.3B | $4.5B | $4.7B | $11.9M | $633.3M | 10.34% | 157 |
| 2015Q4 | $6.3B | $4.5B | $4.6B | $49.6M | $625.5M | 10.33% | 155 |
| 2015Q3 | $5.8B | $4.3B | $4.2B | $39.7M | $621.5M | 10.99% | 157 |
| 2015Q2 | $5.7B | $4.2B | $4.1B | $26.4M | $612.0M | 11.34% | 160 |
| 2015Q1 | $5.5B | $4.2B | $3.9B | $13.0M | $610.1M | 11.28% | 159 |
| 2014Q4 | $5.5B | $4.1B | $3.9B | $6.8M | $602.4M | 12.02% | 155 |
| 2014Q3 | $5.3B | $4.0B | $3.8B | $5.4M | $651.4M | 13.48% | 155 |
| 2014Q2 | $5.2B | $4.0B | $3.7B | $-4.6M | $652.6M | 13.93% | 158 |
| 2014Q1 | $2.4B | $1.8B | $1.8B | $947.0k | $300.3M | 16.14% | 271 |
| 2013Q4 | $2.3B | $1.7B | $1.7B | $14.2M | $299.4M | 16.58% | 274 |
| 2013Q3 | $2.2B | $1.7B | $1.7B | $12.5M | $295.2M | 17.25% | 281 |
| 2013Q2 | $2.2B | $1.6B | $1.6B | $7.8M | $297.0M | 17.71% | 282 |
| 2013Q1 | $2.1B | $1.6B | $1.6B | $4.6M | $321.0M | 20.13% | 304 |
| 2012Q4 | $2.0B | $1.5B | $1.6B | $15.8M | $320.6M | 20.64% | 316 |
| 2012Q3 | $2.0B | $1.5B | $1.6B | $11.5M | $327.3M | 21.51% | 312 |
| 2012Q2 | $1.9B | $1.5B | $1.6B | $6.8M | $322.7M | 21.63% | 314 |
| 2012Q1 | $1.9B | $1.4B | $1.5B | $3.9M | $327.6M | 22.73% | 325 |
| 2011Q4 | $1.7B | $1.3B | $1.5B | $7.1M | $333.5M | 24.26% | 282 |
| 2011Q3 | $1.8B | $1.3B | $1.5B | $3.1M | $335.4M | 24.59% | 279 |
| 2011Q2 | $1.7B | $1.3B | $1.4B | $-979.0k | $332.1M | 24.63% | 276 |
| 2011Q1 | $1.9B | $1.3B | $1.4B | $-1.0M | $336.1M | 24.52% | 263 |
| 2010Q4 | $1.7B | $1.2B | $1.4B | $6.7M | $99.6M | 7.55% | 283 |
| 2010Q3 | $1.6B | $1.2B | $1.4B | $5.2M | $103.6M | 14.09% | 292 |
| 2010Q2 | $1.6B | $1.2B | $1.4B | $3.5M | $101.6M | 14.15% | 301 |
| 2010Q1 | $1.6B | $1.1B | $1.4B | $1.6M | $99.7M | 14.34% | 313 |
| 2009Q4 | $1.6B | $1.1B | $1.4B | $5.2M | $92.3M | 13.51% | 311 |
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