bank holding company · RSSD 2461016 · MA
How big is ENTERPRISE BANCORP, INC.?
ENTERPRISE BANCORP, INC. (MA, RSSD 2461016) reported consolidated total assets of $4.3B, deposits of $3.8B and a Tier 1 risk-based capital ratio of 10.94% in its FR Y-9C for 2021Q1. That ranks 260 of 349 bank holding companies by assets, 110 of 192 among bank holding companies with $1b-$10b in assets, 15 of 18 bank holding companies in massachusetts.
What stands out
ENTERPRISE BANCORP, INC. (MA, RSSD 2461016) reported consolidated total assets of $4.3B, deposits of $3.8B and a Tier 1 risk-based capital ratio of 10.94% in its FR Y-9C for 2021Q1. That ranks 260 of 349 bank holding companies by assets, 110 of 192 among bank holding companies with $1b-$10b in assets, 15 of 18 bank holding companies in massachusetts. Against its size class: tier 1 risk-based capital ratio 10.94%, below the peer median of 13.16%; tier 1 leverage ratio 7.62%, below the peer median of 9.64%; return on assets 0.97%, below the peer median of 1.34%. At 10.94% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 7.62% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $4.3B | $4.7B | $6.2B | $7.7B | record → |
| Total deposits | $3.8B | $4.0B | $5.1B | $6.1B | record → |
| Loans and leases | $3.1B | $3.1B | $4.1B | $5.3B | record → |
| Net income (year to date) | $10.4M | $14.3M | $13.5M | $25.6M | record → |
| Total equity capital | $328.8M | $463.8M | $687.8M | $832.0M | record → |
| Equity to assets | 7.72% | 10.13% | 10.12% | 10.46% | computed |
| Tier 1 risk-based capital ratio | 10.94% | 13.16% | 13.85% | 13.18% | record → |
| Total risk-based capital ratio | 14.28% | 15.35% | 15.61% | 15.34% | record → |
| Tier 1 leverage ratio | 7.62% | 9.64% | 9.36% | 9.48% | record → |
| Return on assets | 0.97% | 1.34% | 1.09% | 1.34% | computed |
Quarter by quarter
99 reports on record, 1996Q3–2021Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $4.3B | $3.8B | $3.1B | $10.4M | $328.8M | 10.94% | 260 |
| 2020Q4 | $4.0B | $3.6B | $3.1B | $31.5M | $334.4M | 10.77% | 262 |
| 2020Q3 | $4.1B | $3.6B | $3.2B | $21.6M | $325.8M | 10.47% | 258 |
| 2020Q2 | $4.0B | $3.6B | $3.2B | $11.3M | $316.7M | 10.03% | 257 |
| 2020Q1 | $3.4B | $2.9B | $2.7B | $4.0M | $304.6M | 9.84% | 270 |
| 2019Q4 | $3.2B | $2.8B | $2.6B | $34.2M | $296.6M | 10.13% | 276 |
| 2019Q3 | $3.1B | $2.8B | $2.5B | $25.5M | $290.7M | 10.23% | 279 |
| 2019Q2 | $3.2B | $2.8B | $2.4B | $16.5M | $280.6M | 10.20% | 275 |
| 2019Q1 | $3.1B | $2.8B | $2.4B | $8.7M | $266.1M | 10.06% | 278 |
| 2018Q4 | $3.0B | $2.6B | $2.4B | $28.9M | $255.3M | 9.93% | 290 |
| 2018Q3 | $2.9B | $2.6B | $2.3B | $22.4M | $242.0M | 10.12% | 289 |
| 2018Q2 | $2.9B | $2.7B | $2.3B | $14.4M | $237.6M | 9.82% | 284 |
| 2018Q1 | $2.8B | $2.6B | $2.3B | $6.8M | $231.6M | 9.62% | 287 |
| 2017Q4 | $2.8B | $2.4B | $2.3B | $19.4M | $231.8M | 9.34% | 286 |
| 2017Q3 | $2.7B | $2.3B | $2.2B | $16.7M | $231.9M | 9.65% | 290 |
| 2017Q2 | $2.7B | $2.4B | $2.1B | $11.2M | $227.7M | 9.80% | 294 |
| 2017Q1 | $2.6B | $2.3B | $2.1B | $5.6M | $219.8M | 9.87% | 301 |
| 2016Q4 | $2.5B | $2.3B | $2.0B | $18.8M | $214.8M | 9.80% | 300 |
| 2016Q3 | $2.5B | $2.2B | $2.0B | $13.8M | $216.0M | 9.74% | 303 |
| 2016Q2 | $2.4B | $2.2B | $1.9B | $9.1M | $212.5M | 9.91% | 302 |
| 2016Q1 | $2.3B | $2.1B | $1.9B | $4.3M | $186.1M | 8.93% | 308 |
| 2015Q4 | $2.3B | $2.0B | $1.9B | $16.1M | $180.3M | 8.66% | 310 |
| 2015Q3 | $2.2B | $2.0B | $1.8B | $11.4M | $176.7M | 8.81% | 318 |
| 2015Q2 | $2.2B | $2.0B | $1.7B | $7.1M | $172.3M | 9.32% | 318 |
| 2015Q1 | $2.1B | $1.9B | $1.7B | $3.6M | $171.5M | 9.47% | 323 |
| 2014Q4 | $2.0B | $1.8B | $1.7B | $14.7M | $166.9M | 9.93% | 325 |
| 2014Q3 | $2.0B | $1.8B | $1.6B | $10.7M | $162.5M | 10.05% | 323 |
| 2014Q2 | $1.9B | $1.7B | $1.6B | $6.8M | $159.5M | 9.94% | 324 |
| 2014Q1 | $1.9B | $1.7B | $1.5B | $3.5M | $155.7M | 10.04% | 329 |
| 2013Q4 | $1.8B | $1.6B | $1.5B | $13.5M | $151.3M | 10.00% | 333 |
| 2013Q3 | $1.8B | $1.7B | $1.5B | $10.0M | $148.2M | 10.07% | 331 |
| 2013Q2 | $1.8B | $1.6B | $1.5B | $6.5M | $144.0M | 9.96% | 344 |
| 2013Q1 | $1.7B | $1.5B | $1.4B | $3.4M | $142.7M | 10.09% | 356 |
| 2012Q4 | $1.7B | $1.5B | $1.4B | $12.4M | $139.5M | 10.15% | 364 |
| 2012Q3 | $1.6B | $1.5B | $1.3B | $9.1M | $136.5M | 10.26% | 357 |
| 2012Q2 | $1.6B | $1.5B | $1.3B | $6.1M | $133.3M | 10.15% | 356 |
| 2012Q1 | $1.6B | $1.4B | $1.3B | $3.2M | $130.7M | 10.26% | 362 |
| 2011Q4 | $1.5B | $1.3B | $1.3B | $10.9M | $127.4M | 10.14% | 322 |
| 2011Q3 | $1.5B | $1.3B | $1.2B | $8.1M | $124.5M | 9.88% | 323 |
| 2011Q2 | $1.5B | $1.3B | $1.2B | $5.1M | $122.4M | 10.06% | 333 |
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