bank holding company · RSSD 2385493 · MS
How big is FIRST BANCSHARES, INC., THE?
FIRST BANCSHARES, INC., THE (MS, RSSD 2385493) reported consolidated total assets of $5.4B, deposits of $4.6B and a Tier 1 risk-based capital ratio of 14.32% in its FR Y-9C for 2021Q1. That ranks 225 of 349 bank holding companies by assets, 75 of 192 among bank holding companies with $1b-$10b in assets, 4 of 7 bank holding companies in mississippi.
What stands out
FIRST BANCSHARES, INC., THE (MS, RSSD 2385493) reported consolidated total assets of $5.4B, deposits of $4.6B and a Tier 1 risk-based capital ratio of 14.32% in its FR Y-9C for 2021Q1. That ranks 225 of 349 bank holding companies by assets, 75 of 192 among bank holding companies with $1b-$10b in assets, 4 of 7 bank holding companies in mississippi. Against its size class: tier 1 risk-based capital ratio 14.32%, above the peer median of 13.16%; tier 1 leverage ratio 8.97%, below the peer median of 9.64%; return on assets 1.22%, below the peer median of 1.34%. At 14.32% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 8.97% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $5.4B | $4.7B | — | $7.7B | record → |
| Total deposits | $4.6B | $4.0B | — | $6.1B | record → |
| Loans and leases | $3.1B | $3.1B | — | $5.3B | record → |
| Net income (year to date) | $16.6M | $14.3M | — | $25.6M | record → |
| Total equity capital | $643.9M | $463.8M | — | $832.0M | record → |
| Equity to assets | 11.82% | 10.13% | — | 10.46% | computed |
| Tier 1 risk-based capital ratio | 14.32% | 13.16% | — | 13.18% | record → |
| Total risk-based capital ratio | 19.28% | 15.35% | — | 15.34% | record → |
| Tier 1 leverage ratio | 8.97% | 9.64% | — | 9.48% | record → |
| Return on assets | 1.22% | 1.34% | — | 1.34% | computed |
Quarter by quarter
61 reports on record, 2003Q1–2021Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $5.4B | $4.6B | $3.1B | $16.6M | $643.9M | 14.32% | 225 |
| 2020Q4 | $5.2B | $4.2B | $3.1B | $52.5M | $644.8M | 14.01% | 226 |
| 2020Q3 | $5.2B | $4.2B | $3.2B | $37.2M | $638.4M | 13.94% | 225 |
| 2020Q2 | $5.1B | $4.2B | $3.2B | $25.3M | $627.8M | 13.56% | 224 |
| 2020Q1 | $4.1B | $3.3B | $2.6B | $8.3M | $555.9M | 13.23% | 243 |
| 2019Q4 | $3.9B | $3.1B | $2.6B | $43.7M | $543.7M | 13.02% | 245 |
| 2019Q3 | $3.5B | $2.8B | $2.4B | $31.9M | $478.1M | 13.59% | 264 |
| 2019Q2 | $3.5B | $2.8B | $2.4B | $19.6M | $466.3M | 13.14% | 261 |
| 2019Q1 | $3.5B | $2.9B | $2.3B | $7.6M | $454.3M | 12.55% | 255 |
| 2018Q4 | $3.0B | $2.5B | $2.1B | $21.2M | $363.3M | 12.21% | 287 |
| 2018Q3 | $2.5B | $2.0B | $1.8B | $14.4M | $288.8M | 12.67% | 301 |
| 2018Q2 | $2.5B | $2.1B | $1.7B | $9.2M | $285.8M | 12.75% | 313 |
| 2018Q1 | $2.3B | $2.0B | $1.5B | $4.0M | $258.5M | 12.87% | 327 |
| 2017Q4 | $1.8B | $1.5B | $1.2B | $10.6M | $222.5M | 14.92% | 374 |
| 2017Q3 | $1.8B | $1.5B | $1.2B | $8.2M | $167.0M | 11.04% | 382 |
| 2017Q2 | $1.8B | $1.6B | $1.2B | $3.5M | $162.9M | 10.70% | 377 |
| 2017Q1 | $1.8B | $1.6B | $1.1B | $1.1M | $159.0M | 10.56% | 386 |
| 2016Q4 | $1.3B | $1.0B | $872.9M | $10.1M | $154.5M | 14.73% | 503 |
| 2016Q3 | $1.3B | $1.1B | $863.8M | $7.8M | $112.7M | 10.47% | 507 |
| 2016Q2 | $1.2B | $1.0B | $833.0M | $5.3M | $110.3M | 10.53% | 516 |
| 2016Q1 | $1.2B | $1.0B | $803.9M | $2.6M | $107.2M | 10.65% | 502 |
| 2015Q4 | $1.1B | $911.2M | $776.5M | $8.8M | $103.4M | 11.09% | 532 |
| 2015Q3 | $1.1B | $956.6M | $747.6M | $6.4M | $101.6M | 11.29% | 528 |
| 2015Q2 | $1.1B | $956.8M | $732.9M | $4.2M | $98.4M | 11.58% | 542 |
| 2015Q1 | $1.1B | $980.4M | $718.0M | $2.0M | $98.8M | 12.05% | 527 |
| 2014Q4 | $1.1B | $886.5M | $706.6M | $6.6M | $96.2M | 11.48% | 548 |
| 2014Q3 | $1.1B | $902.9M | $671.3M | $4.6M | $93.6M | 11.68% | 544 |
| 2014Q2 | $1.0B | $876.8M | $610.0M | $3.0M | $89.8M | 12.50% | 574 |
| 2014Q1 | $988.6M | $857.5M | $593.5M | $1.4M | $87.5M | 12.57% | 585 |
| 2013Q4 | $940.9M | $773.6M | $583.3M | $4.6M | $85.1M | 12.49% | 608 |
| 2013Q3 | $952.0M | $809.7M | $572.5M | $3.1M | $83.8M | 12.47% | 595 |
| 2013Q2 | $964.4M | $839.4M | $557.8M | $2.0M | $82.6M | 12.86% | 589 |
| 2013Q1 | $788.9M | $660.1M | $425.4M | $1.2M | $87.1M | 16.84% | 723 |
| 2012Q4 | $720.1M | $589.0M | $413.7M | $4.0M | $65.9M | 12.82% | 772 |
| 2012Q3 | $725.7M | $611.9M | $393.0M | $2.9M | $65.4M | 12.87% | 760 |
| 2012Q2 | $700.6M | $580.9M | $385.6M | $2.0M | $63.3M | 12.95% | 786 |
| 2012Q1 | $722.1M | $604.7M | $382.7M | $971.0k | $61.6M | 12.79% | 766 |
| 2011Q4 | $681.4M | $567.3M | $387.9M | $2.9M | $60.4M | 12.56% | 691 |
| 2011Q3 | $710.0M | $594.0M | $389.4M | $1.9M | $59.6M | 13.18% | 662 |
| 2011Q2 | $541.2M | $428.5M | $346.6M | $1.2M | $59.0M | 17.60% | 884 |
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