bank holding company · RSSD 2352990 · VA
How big is SOUTHERN FINANCIAL BANCORP, INC.?
SOUTHERN FINANCIAL BANCORP, INC. (VA, RSSD 2352990) reported consolidated total assets of $1.5B, deposits of $1.0B and a Tier 1 risk-based capital ratio of 14.49% in its FR Y-9C for 2004Q1. That ranks 298 of 2,241 bank holding companies by assets, 196 of 306 among bank holding companies with $1b-$10b in assets, 3 of 51 bank holding companies in virginia.
What stands out
SOUTHERN FINANCIAL BANCORP, INC. (VA, RSSD 2352990) reported consolidated total assets of $1.5B, deposits of $1.0B and a Tier 1 risk-based capital ratio of 14.49% in its FR Y-9C for 2004Q1. That ranks 298 of 2,241 bank holding companies by assets, 196 of 306 among bank holding companies with $1b-$10b in assets, 3 of 51 bank holding companies in virginia. Against its size class: tier 1 risk-based capital ratio 14.49%, above the peer median of 11.30%; tier 1 leverage ratio 10.61%, above the peer median of 8.56%; return on assets 0.09%, below the peer median of 1.10%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 14.49% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2004Q1; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2004Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2004Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.5B | $1.9B | $355.5M | $333.1M | record → |
| Total deposits | $1.0B | $1.4B | $283.4M | $268.8M | record → |
| Loans and leases | $682.6M | $1.1B | $245.6M | $218.0M | record → |
| Net income (year to date) | $331.0k | $5.1M | $838.0k | $872.0k | record → |
| Total equity capital | $144.0M | $165.0M | $33.0M | $30.6M | record → |
| Equity to assets | 9.83% | 8.81% | 9.50% | 8.80% | computed |
| Tier 1 risk-based capital ratio | 14.49% | 11.30% | 12.51% | 12.08% | record → |
| Total risk-based capital ratio | 15.68% | 12.94% | 13.69% | 13.59% | record → |
| Tier 1 leverage ratio | 10.61% | 8.56% | 9.35% | 8.77% | record → |
| Return on assets | 0.09% | 1.10% | 1.06% | 1.05% | computed |
Quarter by quarter
34 reports on record, 1995Q4–2004Q1; the 34 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2004Q1 | $1.5B | $1.0B | $682.6M | $331.0k | $144.0M | 14.49% | 298 |
| 2003Q4 | $1.1B | $745.3M | $599.6M | $13.2M | $92.9M | 13.80% | 371 |
| 2003Q3 | $1.1B | $749.8M | $603.0M | $9.6M | $87.2M | 12.88% | 365 |
| 2003Q2 | $1.1B | $852.0M | $621.7M | $6.2M | $85.0M | 12.29% | 361 |
| 2003Q1 | $1.0B | $786.1M | $619.1M | $2.7M | $82.7M | 11.13% | 368 |
| 2002Q4 | $976.9M | $776.1M | $574.8M | $10.0M | $81.3M | 11.27% | 379 |
| 2002Q3 | $953.5M | $801.7M | $560.3M | $7.5M | $80.1M | 10.76% | 384 |
| 2002Q2 | $824.5M | $653.0M | $459.9M | $4.8M | $67.8M | 12.17% | 417 |
| 2002Q1 | $795.7M | $643.0M | $427.4M | $2.2M | $64.9M | 13.55% | 425 |
| 2001Q4 | $789.4M | $639.1M | $381.4M | $8.4M | $64.7M | 13.99% | 427 |
| 2001Q3 | $755.7M | $627.5M | $312.7M | $6.0M | $47.6M | 11.13% | 440 |
| 2001Q2 | $732.4M | $577.9M | $313.9M | $3.8M | $43.7M | 10.66% | 452 |
| 2001Q1 | $681.9M | $561.3M | $298.7M | $1.6M | $43.3M | 11.01% | 473 |
| 2000Q4 | $614.4M | $518.8M | $319.2M | $5.2M | $39.7M | — | 518 |
| 2000Q3 | $546.7M | $459.8M | $303.3M | $3.7M | $37.3M | — | 573 |
| 2000Q2 | $430.6M | $382.1M | $245.6M | $2.4M | $30.7M | — | 668 |
| 2000Q1 | $430.2M | $390.5M | $240.7M | $1.2M | $29.9M | — | 670 |
| 1999Q4 | $409.6M | $371.0M | $238.5M | $961.0k | $28.9M | — | 696 |
| 1999Q3 | $289.4M | $238.5M | $160.0M | $2.3M | $21.3M | — | 943 |
| 1999Q2 | $274.1M | $250.1M | $143.1M | $1.5M | $22.0M | — | 974 |
| 1999Q1 | $271.4M | $244.5M | $139.6M | $698.0k | $21.6M | — | 959 |
| 1998Q4 | $260.5M | $234.0M | $134.4M | $2.7M | $20.9M | — | 990 |
| 1998Q3 | $252.4M | $228.2M | $130.3M | $2.0M | $20.2M | — | 986 |
| 1998Q2 | $241.7M | $220.2M | $127.3M | $1.3M | $19.4M | — | 1033 |
| 1998Q1 | $234.7M | $213.5M | $131.8M | $630.0k | $18.9M | — | 1039 |
| 1997Q4 | $227.7M | $203.4M | $132.5M | $2.2M | $18.4M | — | 1081 |
| 1997Q3 | $222.4M | $194.8M | $125.0M | $1.6M | $17.7M | — | 1072 |
| 1997Q2 | $209.2M | $184.2M | $118.2M | $1.1M | $17.2M | — | 1126 |
| 1997Q1 | $200.2M | $177.5M | $113.4M | $503.0k | $16.7M | — | 1175 |
| 1996Q4 | $191.9M | $165.7M | $110.4M | $954.0k | $16.2M | — | 1197 |
| 1996Q3 | $192.1M | $165.1M | $109.7M | $520.0k | $15.9M | — | 1178 |
| 1996Q2 | $185.1M | $162.1M | $107.1M | $745.0k | $16.2M | — | 1195 |
| 1996Q1 | $177.9M | $154.4M | $106.2M | $391.0k | $15.8M | — | 1215 |
| 1995Q4 | $164.8M | $143.9M | $105.6M | $1.4M | $15.6M | — | 1281 |
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