bank holding company · RSSD 2253529 · CA
How big is HERITAGE OAKS BANCORP?
HERITAGE OAKS BANCORP (CA, RSSD 2253529) reported consolidated total assets of $2.0B, deposits of $1.7B and a Tier 1 risk-based capital ratio of 12.74% in its FR Y-9C for 2017Q1. That ranks 350 of 668 bank holding companies by assets, 236 of 515 among bank holding companies with $1b-$10b in assets, 23 of 38 bank holding companies in california.
What stands out
HERITAGE OAKS BANCORP (CA, RSSD 2253529) reported consolidated total assets of $2.0B, deposits of $1.7B and a Tier 1 risk-based capital ratio of 12.74% in its FR Y-9C for 2017Q1. That ranks 350 of 668 bank holding companies by assets, 236 of 515 among bank holding companies with $1b-$10b in assets, 23 of 38 bank holding companies in california. Against its size class: tier 1 risk-based capital ratio 12.74%, above the peer median of 12.57%; tier 1 leverage ratio 9.75%, below the peer median of 9.79%; return on assets 0.11%, below the peer median of 0.92%. At 12.74% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 9.75% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. The last report on record is for 2017Q1; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2017Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2017Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.0B | $1.9B | $2.9B | $2.2B | record → |
| Total deposits | $1.7B | $1.5B | $2.3B | $1.7B | record → |
| Loans and leases | $1.4B | $1.3B | $1.5B | $1.5B | record → |
| Net income (year to date) | $563.0k | $4.6M | $7.8M | $5.7M | record → |
| Total equity capital | $213.2M | $199.0M | $334.9M | $234.2M | record → |
| Equity to assets | 10.51% | 10.16% | 10.79% | 10.36% | computed |
| Tier 1 risk-based capital ratio | 12.74% | 12.57% | 12.93% | 12.68% | record → |
| Total risk-based capital ratio | 13.90% | 13.96% | 13.90% | 14.10% | record → |
| Tier 1 leverage ratio | 9.75% | 9.79% | 10.39% | 9.77% | record → |
| Return on assets | 0.11% | 0.92% | 1.10% | 0.92% | computed |
Quarter by quarter
68 reports on record, 2000Q2–2017Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2017Q1 | $2.0B | $1.7B | $1.4B | $563.0k | $213.2M | 12.74% | 350 |
| 2016Q4 | $2.0B | $1.7B | $1.4B | $16.9M | $212.8M | 12.71% | 349 |
| 2016Q3 | $2.0B | $1.6B | $1.3B | $12.4M | $215.3M | 12.87% | 347 |
| 2016Q2 | $2.0B | $1.6B | $1.3B | $8.2M | $213.9M | 12.69% | 345 |
| 2016Q1 | $1.9B | $1.6B | $1.3B | $4.0M | $208.3M | 12.74% | 350 |
| 2015Q4 | $1.9B | $1.6B | $1.3B | $15.3M | $206.4M | 13.01% | 349 |
| 2015Q3 | $1.9B | $1.6B | $1.2B | $11.9M | $205.5M | 13.20% | 346 |
| 2015Q2 | $1.8B | $1.5B | $1.2B | $7.9M | $202.1M | 13.55% | 350 |
| 2015Q1 | $1.8B | $1.5B | $1.2B | $4.1M | $201.9M | 13.11% | 354 |
| 2014Q4 | $1.7B | $1.4B | $1.2B | $9.0M | $197.9M | 13.13% | 365 |
| 2014Q3 | $1.7B | $1.4B | $1.2B | $4.6M | $194.1M | 12.87% | 359 |
| 2014Q2 | $1.7B | $1.4B | $1.1B | $1.2M | $191.2M | 12.85% | 364 |
| 2014Q1 | $1.7B | $1.4B | $1.1B | $-1.8M | $186.6M | 12.25% | 364 |
| 2013Q4 | $1.2B | $973.9M | $828.6M | $10.8M | $126.4M | 12.91% | 476 |
| 2013Q3 | $1.2B | $957.0M | $781.2M | $9.2M | $125.1M | 13.27% | 491 |
| 2013Q2 | $1.1B | $883.3M | $755.0M | $6.4M | $146.3M | 15.77% | 520 |
| 2013Q1 | $1.1B | $862.8M | $713.0M | $3.7M | $146.7M | 16.50% | 537 |
| 2012Q4 | $1.1B | $870.9M | $711.2M | $13.0M | $145.5M | 15.55% | 527 |
| 2012Q3 | $1.1B | $855.0M | $690.0M | $9.9M | $142.3M | 14.92% | 536 |
| 2012Q2 | $1.0B | $833.9M | $672.0M | $3.5M | $134.7M | 14.50% | 561 |
| 2012Q1 | $1.0B | $806.4M | $658.3M | $1.6M | $132.6M | 14.60% | 565 |
| 2011Q4 | $987.1M | $786.2M | $667.1M | $7.7M | $129.6M | 14.81% | 485 |
| 2011Q3 | $983.1M | $801.7M | $660.1M | $3.6M | $126.0M | 14.37% | 483 |
| 2011Q2 | $973.5M | $802.5M | $666.8M | $1.5M | $124.4M | 13.93% | 487 |
| 2011Q1 | $970.9M | $786.4M | $670.5M | $522.0k | $121.8M | 14.37% | 489 |
| 2010Q4 | $982.6M | $798.2M | $686.7M | $-17.6M | $121.3M | 13.94% | 473 |
| 2010Q3 | $990.5M | $795.6M | $684.7M | $-18.1M | $122.5M | 15.41% | 477 |
| 2010Q2 | $1.0B | $795.8M | $704.9M | $-7.2M | $133.3M | 15.31% | 468 |
| 2010Q1 | $1.0B | $795.4M | $728.9M | $-1.3M | $135.2M | 15.90% | 471 |
| 2009Q4 | $945.2M | $775.5M | $736.3M | $-7.0M | $83.8M | 9.59% | 513 |
| 2009Q3 | $926.8M | $753.5M | $716.0M | $-3.6M | $87.8M | 10.52% | 517 |
| 2009Q2 | $881.4M | $704.0M | $708.0M | $1.6M | $91.3M | 11.95% | 551 |
| 2009Q1 | $872.3M | $664.8M | $703.9M | $1.1M | $91.6M | 11.87% | 560 |
| 2008Q4 | $805.6M | $603.5M | $686.4M | $1.6M | $70.0M | 9.31% | 595 |
| 2008Q3 | $787.9M | $589.3M | $667.7M | $2.9M | $71.0M | 9.67% | 599 |
| 2008Q2 | $800.1M | $634.5M | $659.3M | $2.4M | $70.9M | 9.66% | 588 |
| 2008Q1 | $761.2M | $590.5M | $640.8M | $1.7M | $71.0M | 9.82% | 617 |
| 2007Q4 | $745.6M | $644.8M | $612.4M | $6.9M | $69.4M | 10.10% | 622 |
| 2007Q3 | $572.7M | $496.3M | $474.6M | $4.9M | $53.9M | 11.65% | 776 |
| 2007Q2 | $589.9M | $489.1M | $461.7M | $3.3M | $52.5M | 10.65% | 748 |
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