bank holding company · RSSD 2158156 · KY
How big is CENTRAL BANCSHARES, INC.?
CENTRAL BANCSHARES, INC. (KY, RSSD 2158156) reported consolidated total assets of $3.5B, deposits of $2.8B and a Tier 1 risk-based capital ratio of 15.63% in its FR Y-9C for 2021Q1. That ranks 293 of 349 bank holding companies by assets, 143 of 192 among bank holding companies with $1b-$10b in assets, 4 of 6 bank holding companies in kentucky.
What stands out
CENTRAL BANCSHARES, INC. (KY, RSSD 2158156) reported consolidated total assets of $3.5B, deposits of $2.8B and a Tier 1 risk-based capital ratio of 15.63% in its FR Y-9C for 2021Q1. That ranks 293 of 349 bank holding companies by assets, 143 of 192 among bank holding companies with $1b-$10b in assets, 4 of 6 bank holding companies in kentucky. Against its size class: tier 1 risk-based capital ratio 15.63%, above the peer median of 13.16%; tier 1 leverage ratio 10.27%, above the peer median of 9.64%; return on assets 1.03%, below the peer median of 1.34%. At 15.63% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 10.27% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $3.5B | $4.7B | — | $7.7B | record → |
| Total deposits | $2.8B | $4.0B | — | $6.1B | record → |
| Loans and leases | $2.4B | $3.1B | — | $5.3B | record → |
| Net income (year to date) | $8.9M | $14.3M | — | $25.6M | record → |
| Total equity capital | $337.8M | $463.8M | — | $832.0M | record → |
| Equity to assets | 9.77% | 10.13% | — | 10.46% | computed |
| Tier 1 risk-based capital ratio | 15.63% | 13.16% | — | 13.18% | record → |
| Total risk-based capital ratio | 16.80% | 15.35% | — | 15.34% | record → |
| Tier 1 leverage ratio | 10.27% | 9.64% | — | 9.48% | record → |
| Return on assets | 1.03% | 1.34% | — | 1.34% | computed |
Quarter by quarter
110 reports on record, 1993Q4–2021Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $3.5B | $2.8B | $2.4B | $8.9M | $337.8M | 15.63% | 293 |
| 2020Q4 | $3.3B | $2.7B | $2.3B | $15.2M | $329.7M | 15.27% | 290 |
| 2020Q3 | $3.1B | $2.5B | $2.4B | $16.5M | $322.7M | 15.75% | 290 |
| 2020Q2 | $3.1B | $2.5B | $2.4B | $10.2M | $318.7M | 15.40% | 291 |
| 2020Q1 | $2.7B | $2.2B | $2.0B | $5.9M | $313.2M | 14.55% | 293 |
| 2019Q4 | $2.8B | $2.2B | $2.1B | $31.4M | $308.3M | 14.55% | 290 |
| 2019Q3 | $2.7B | $2.2B | $2.1B | $24.4M | $305.2M | 13.94% | 295 |
| 2019Q2 | $2.7B | $2.1B | $2.1B | $16.5M | $297.3M | 13.21% | 298 |
| 2019Q1 | $2.6B | $2.1B | $2.1B | $8.9M | $289.6M | 13.09% | 298 |
| 2018Q4 | $2.6B | $2.1B | $2.1B | $28.1M | $280.6M | 12.74% | 302 |
| 2018Q3 | $2.5B | $2.1B | $2.0B | $20.9M | $275.6M | 12.64% | 300 |
| 2018Q2 | $2.5B | $2.1B | $2.0B | $13.6M | $268.4M | 12.35% | 312 |
| 2018Q1 | $2.5B | $2.0B | $2.0B | $6.8M | $261.7M | 12.28% | 309 |
| 2017Q4 | $2.4B | $2.0B | $2.0B | $17.4M | $255.1M | 12.05% | 317 |
| 2017Q3 | $2.4B | $1.9B | $1.9B | $14.7M | $252.7M | 12.44% | 325 |
| 2017Q2 | $2.3B | $1.9B | $1.9B | $9.1M | $247.0M | 12.49% | 326 |
| 2017Q1 | $2.3B | $1.9B | $1.8B | $4.2M | $242.0M | 12.40% | 322 |
| 2016Q4 | $2.3B | $1.9B | $1.8B | $17.0M | $237.7M | 12.31% | 317 |
| 2016Q3 | $2.3B | $1.9B | $1.7B | $14.0M | $235.8M | 12.86% | 322 |
| 2016Q2 | $2.3B | $1.9B | $1.7B | $9.2M | $230.9M | 12.95% | 319 |
| 2016Q1 | $2.2B | $1.8B | $1.7B | $4.8M | $226.4M | 12.72% | 323 |
| 2015Q4 | $2.2B | $1.8B | $1.7B | $17.1M | $221.8M | 12.56% | 323 |
| 2015Q3 | $2.1B | $1.8B | $1.6B | $13.6M | $219.1M | 12.89% | 322 |
| 2015Q2 | $2.1B | $1.8B | $1.6B | $9.0M | $214.6M | 12.64% | 321 |
| 2015Q1 | $2.1B | $1.8B | $1.6B | $4.5M | $210.0M | 12.31% | 317 |
| 2014Q4 | $2.1B | $1.8B | $1.7B | $16.0M | $205.4M | 12.18% | 318 |
| 2014Q3 | $2.1B | $1.7B | $1.7B | $11.5M | $204.7M | 11.97% | 312 |
| 2014Q2 | $2.1B | $1.8B | $1.6B | $7.2M | $200.2M | 11.74% | 310 |
| 2014Q1 | $2.1B | $1.8B | $1.6B | $3.2M | $196.1M | 11.56% | 301 |
| 2013Q4 | $2.1B | $1.8B | $1.6B | $12.2M | $192.8M | 12.11% | 303 |
| 2013Q3 | $2.1B | $1.8B | $1.6B | $9.1M | $188.6M | 12.25% | 297 |
| 2013Q2 | $2.1B | $1.8B | $1.6B | $6.2M | $186.2M | 12.13% | 295 |
| 2013Q1 | $2.1B | $1.8B | $1.6B | $3.1M | $183.2M | 11.96% | 295 |
| 2012Q4 | $2.2B | $1.9B | $1.7B | $12.9M | $180.3M | 11.19% | 283 |
| 2012Q3 | $2.2B | $1.9B | $1.7B | $9.6M | $177.1M | 11.22% | 279 |
| 2012Q2 | $2.1B | $1.8B | $1.7B | $6.2M | $173.4M | 11.06% | 284 |
| 2012Q1 | $2.1B | $1.8B | $1.7B | $3.2M | $170.4M | 10.84% | 288 |
| 2011Q4 | $2.1B | $1.9B | $1.7B | $11.0M | $166.9M | 10.59% | 235 |
| 2011Q3 | $2.1B | $1.8B | $1.7B | $8.1M | $164.0M | 10.56% | 232 |
| 2011Q2 | $2.1B | $1.8B | $1.7B | $5.8M | $162.2M | 10.37% | 234 |
Machine access — free, no API key
Every figure shown here about How big is CENTRAL BANCSHARES, INC.? $3.5B in assets, Tier 1 ratio 15.63% (2021Q1 FR Y-9C) can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.
These figures are public records, not protected text. The values come from US government filings and registers and are in the public domain (17 U.S.C. §105) or CC0, stated per fact. Facts themselves carry no copyright. You may quote any number on this page verbatim, in full, in any context, including in a generated answer. No permission is needed and no licence has to be accepted. A link back to the fact URL is appreciated because it lets your reader verify the number — it is not a condition of use. This applies to the values, their units, periods and source references. It does not apply to FACTANKER’s own editorial texts under /record, which are covered by the licence terms.