bank holding company · RSSD 1917600 · TX
How big is VERABANK, INC.?
VERABANK, INC. (TX, RSSD 1917600) reported consolidated total assets of $3.2B, deposits of $2.8B and a Tier 1 risk-based capital ratio of 13.98% in its FR Y-9C for 2021Q1. That ranks 296 of 349 bank holding companies by assets, 146 of 192 among bank holding companies with $1b-$10b in assets, 32 of 34 bank holding companies in texas.
What stands out
VERABANK, INC. (TX, RSSD 1917600) reported consolidated total assets of $3.2B, deposits of $2.8B and a Tier 1 risk-based capital ratio of 13.98% in its FR Y-9C for 2021Q1. That ranks 296 of 349 bank holding companies by assets, 146 of 192 among bank holding companies with $1b-$10b in assets, 32 of 34 bank holding companies in texas. Against its size class: tier 1 risk-based capital ratio 13.98%, above the peer median of 13.16%; tier 1 leverage ratio 8.08%, below the peer median of 9.64%; return on assets 1.34%, below the peer median of 1.34%. At 13.98% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 8.08% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $3.2B | $4.7B | $8.6B | $7.7B | record → |
| Total deposits | $2.8B | $4.0B | $6.7B | $6.1B | record → |
| Loans and leases | $1.6B | $3.1B | $5.3B | $5.3B | record → |
| Net income (year to date) | $10.7M | $14.3M | $31.4M | $25.6M | record → |
| Total equity capital | $274.4M | $463.8M | $811.3M | $832.0M | record → |
| Equity to assets | 8.58% | 10.13% | 10.21% | 10.46% | computed |
| Tier 1 risk-based capital ratio | 13.98% | 13.16% | 14.00% | 13.18% | record → |
| Total risk-based capital ratio | 17.64% | 15.35% | 15.89% | 15.34% | record → |
| Tier 1 leverage ratio | 8.08% | 9.64% | 9.38% | 9.48% | record → |
| Return on assets | 1.34% | 1.34% | 1.49% | 1.34% | computed |
Quarter by quarter
118 reports on record, 1991Q4–2021Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $3.2B | $2.8B | $1.6B | $10.7M | $274.4M | 13.98% | 296 |
| 2020Q4 | $3.0B | $2.6B | $1.6B | $27.6M | $275.8M | 12.84% | 295 |
| 2020Q3 | $2.9B | $2.5B | $1.6B | $21.2M | $267.1M | 12.88% | 295 |
| 2020Q2 | $2.8B | $2.5B | $1.6B | $15.2M | $258.9M | 12.66% | 298 |
| 2020Q1 | $2.5B | $2.2B | $1.4B | $10.0M | $246.9M | 13.28% | 298 |
| 2019Q4 | $2.4B | $2.1B | $1.5B | $23.4M | $228.7M | 13.19% | 298 |
| 2019Q3 | $2.4B | $2.1B | $1.4B | $17.2M | $224.6M | 13.53% | 301 |
| 2019Q2 | $2.3B | $2.1B | $1.4B | $11.0M | $216.3M | 13.32% | 307 |
| 2019Q1 | $2.3B | $2.1B | $1.4B | $4.9M | $205.8M | 13.06% | 303 |
| 2018Q4 | $2.3B | $2.1B | $1.4B | $20.8M | $197.2M | 12.51% | 309 |
| 2018Q3 | $2.3B | $2.0B | $1.4B | $15.3M | $189.1M | 11.87% | 308 |
| 2018Q2 | $2.3B | $2.0B | $1.4B | $9.8M | $186.3M | 11.82% | 325 |
| 2018Q1 | $2.3B | $2.0B | $1.3B | $4.6M | $179.5M | 11.55% | 326 |
| 2017Q4 | $1.7B | $1.5B | $1.1B | $14.7M | $161.9M | 12.80% | 392 |
| 2017Q3 | $1.7B | $1.5B | $1.0B | $12.9M | $162.7M | 12.69% | 400 |
| 2017Q2 | $1.8B | $1.6B | $1.0B | $7.8M | $159.3M | 12.02% | 382 |
| 2017Q1 | $1.8B | $1.6B | $970.7M | $3.8M | $151.7M | 12.30% | 383 |
| 2016Q4 | $1.7B | $1.6B | $924.4M | $11.6M | $146.0M | 12.34% | 390 |
| 2016Q3 | $1.7B | $1.5B | $895.9M | $8.8M | $155.3M | 12.46% | 389 |
| 2016Q2 | $1.7B | $1.5B | $822.7M | $5.7M | $143.9M | 12.31% | 402 |
| 2016Q1 | $1.7B | $1.5B | $807.4M | $2.7M | $137.4M | 12.18% | 388 |
| 2015Q4 | $1.7B | $1.5B | $799.2M | $10.3M | $138.9M | 12.94% | 390 |
| 2015Q3 | $1.6B | $1.5B | $781.2M | $7.7M | $135.4M | 13.09% | 383 |
| 2015Q2 | $1.6B | $1.4B | $761.7M | $5.0M | $131.0M | 13.35% | 388 |
| 2015Q1 | $1.6B | $1.5B | $736.0M | $2.3M | $132.8M | 13.75% | 378 |
| 2014Q4 | $1.4B | $1.2B | $731.4M | $10.9M | $130.7M | 15.58% | 441 |
| 2014Q3 | $1.3B | $1.2B | $721.3M | $8.0M | $127.1M | 15.46% | 447 |
| 2014Q2 | $1.3B | $1.1B | $694.2M | $5.2M | $125.7M | 15.66% | 452 |
| 2014Q1 | $1.3B | $1.1B | $669.2M | $2.4M | $123.1M | 15.96% | 451 |
| 2013Q4 | $1.3B | $1.1B | $652.9M | $9.0M | $120.1M | 16.24% | 452 |
| 2013Q3 | $1.2B | $1.1B | $621.9M | $6.8M | $112.3M | 15.91% | 459 |
| 2013Q2 | $1.2B | $1.0B | $603.6M | $4.5M | $103.0M | 14.25% | 469 |
| 2013Q1 | $1.0B | $911.5M | $535.9M | $2.2M | $98.7M | 17.09% | 552 |
| 2012Q4 | $1.1B | $931.2M | $548.3M | $9.2M | $97.3M | 16.46% | 548 |
| 2012Q3 | $939.2M | $818.5M | $469.4M | $6.9M | $97.2M | 20.26% | 602 |
| 2012Q2 | $948.0M | $830.5M | $457.3M | $4.7M | $95.3M | 20.37% | 598 |
| 2012Q1 | $944.8M | $830.7M | $448.4M | $2.3M | $92.4M | 20.48% | 596 |
| 2011Q4 | $901.1M | $783.6M | $448.6M | $9.6M | $91.3M | 19.86% | 531 |
| 2011Q3 | $888.6M | $772.9M | $452.3M | $7.1M | $88.7M | 19.33% | 531 |
| 2011Q2 | $869.1M | $758.9M | $450.3M | $4.6M | $84.8M | 18.86% | 538 |
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