bank holding company · RSSD 1843062 · TX
How big is HAPPY BANCSHARES, INC.?
HAPPY BANCSHARES, INC. (TX, RSSD 1843062) reported consolidated total assets of $6.3B, deposits of $5.4B and a Tier 1 risk-based capital ratio of 13.12% in its FR Y-9C for 2021Q1. That ranks 201 of 349 bank holding companies by assets, 51 of 192 among bank holding companies with $1b-$10b in assets, 23 of 34 bank holding companies in texas.
What stands out
HAPPY BANCSHARES, INC. (TX, RSSD 1843062) reported consolidated total assets of $6.3B, deposits of $5.4B and a Tier 1 risk-based capital ratio of 13.12% in its FR Y-9C for 2021Q1. That ranks 201 of 349 bank holding companies by assets, 51 of 192 among bank holding companies with $1b-$10b in assets, 23 of 34 bank holding companies in texas. Against its size class: tier 1 risk-based capital ratio 13.12%, below the peer median of 13.16%; tier 1 leverage ratio 9.52%, below the peer median of 9.64%; return on assets 0.94%, below the peer median of 1.34%. At 13.12% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 9.52% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $6.3B | $4.7B | $8.6B | $7.7B | record → |
| Total deposits | $5.4B | $4.0B | $6.7B | $6.1B | record → |
| Loans and leases | $3.5B | $3.1B | $5.3B | $5.3B | record → |
| Net income (year to date) | $14.9M | $14.3M | $31.4M | $25.6M | record → |
| Total equity capital | $651.3M | $463.8M | $811.3M | $832.0M | record → |
| Equity to assets | 10.29% | 10.13% | 10.21% | 10.46% | computed |
| Tier 1 risk-based capital ratio | 13.12% | 13.16% | 14.00% | 13.18% | record → |
| Total risk-based capital ratio | 17.79% | 15.35% | 15.89% | 15.34% | record → |
| Tier 1 leverage ratio | 9.52% | 9.64% | 9.38% | 9.48% | record → |
| Return on assets | 0.94% | 1.34% | 1.49% | 1.34% | computed |
Quarter by quarter
71 reports on record, 2003Q3–2021Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $6.3B | $5.4B | $3.5B | $14.9M | $651.3M | 13.12% | 201 |
| 2020Q4 | $5.6B | $4.7B | $3.5B | $50.5M | $668.6M | 13.24% | 218 |
| 2020Q3 | $5.4B | $4.4B | $3.7B | $39.4M | $643.1M | 12.46% | 222 |
| 2020Q2 | $4.5B | $3.5B | $3.0B | $26.1M | $527.1M | 13.90% | 240 |
| 2020Q1 | $3.9B | $3.2B | $2.7B | $12.9M | $508.1M | 14.24% | 249 |
| 2019Q4 | $3.8B | $3.0B | $2.7B | $42.0M | $535.5M | 15.59% | 250 |
| 2019Q3 | $3.7B | $2.9B | $2.6B | $30.3M | $468.5M | 13.81% | 254 |
| 2019Q2 | $3.5B | $2.9B | $2.4B | $18.0M | $460.3M | 14.66% | 259 |
| 2019Q1 | $3.5B | $2.9B | $2.4B | $8.5M | $451.0M | 14.92% | 257 |
| 2018Q4 | $3.4B | $2.8B | $2.4B | $31.8M | $461.3M | 15.48% | 260 |
| 2018Q3 | $3.4B | $2.6B | $2.5B | $22.7M | $449.2M | 15.00% | 254 |
| 2018Q2 | $3.4B | $2.7B | $2.4B | $15.7M | $369.4M | 12.40% | 252 |
| 2018Q1 | $3.3B | $2.7B | $2.3B | $7.6M | $373.0M | 12.74% | 251 |
| 2017Q4 | $3.4B | $2.7B | $2.4B | $24.6M | $380.2M | 12.71% | 249 |
| 2017Q3 | $3.3B | $2.5B | $2.3B | $19.1M | $371.5M | 12.88% | 250 |
| 2017Q2 | $3.2B | $2.5B | $2.2B | $12.7M | $330.1M | 11.80% | 256 |
| 2017Q1 | $3.1B | $2.6B | $2.1B | $6.4M | $320.4M | 11.97% | 265 |
| 2016Q4 | $3.1B | $2.6B | $2.2B | $28.0M | $321.2M | 11.89% | 261 |
| 2016Q3 | $3.1B | $2.5B | $2.2B | $21.8M | $295.1M | 10.29% | 260 |
| 2016Q2 | $2.9B | $2.3B | $2.2B | $14.6M | $290.4M | 10.43% | 270 |
| 2016Q1 | $2.9B | $2.3B | $2.1B | $5.9M | $289.7M | 10.50% | 261 |
| 2015Q4 | $2.9B | $2.4B | $2.1B | $24.7M | $292.7M | 10.75% | 262 |
| 2015Q3 | $2.8B | $2.2B | $2.1B | $18.5M | $317.3M | 12.07% | 262 |
| 2015Q2 | $2.7B | $2.2B | $2.0B | $12.4M | $268.2M | 10.41% | 266 |
| 2015Q1 | $2.6B | $2.3B | $1.9B | $5.6M | $256.5M | 10.07% | 267 |
| 2014Q4 | $2.6B | $2.3B | $1.9B | $18.8M | $255.8M | 10.49% | 266 |
| 2014Q3 | $2.6B | $2.0B | $1.9B | $12.8M | $256.6M | 10.78% | 255 |
| 2014Q2 | $2.4B | $2.1B | $1.7B | $10.2M | $252.7M | 11.57% | 268 |
| 2014Q1 | $2.5B | $2.1B | $1.7B | $4.7M | $237.8M | 11.19% | 263 |
| 2013Q4 | $2.4B | $2.1B | $1.6B | $16.2M | $234.8M | 11.37% | 260 |
| 2013Q3 | $2.2B | $2.0B | $1.6B | $11.2M | $220.1M | 11.06% | 280 |
| 2013Q2 | $2.1B | $1.8B | $1.5B | $6.7M | $189.9M | 9.84% | 289 |
| 2013Q1 | $2.2B | $1.9B | $1.4B | $3.0M | $193.6M | 10.21% | 286 |
| 2012Q4 | $2.1B | $1.9B | $1.3B | $11.2M | $182.1M | 9.57% | 292 |
| 2012Q3 | $2.0B | $1.7B | $1.3B | $8.4M | $174.4M | 9.52% | 306 |
| 2012Q2 | $1.9B | $1.7B | $1.1B | $5.6M | $171.1M | 10.44% | 318 |
| 2012Q1 | $2.0B | $1.8B | $1.1B | $2.6M | $166.6M | 10.44% | 303 |
| 2011Q4 | $1.8B | $1.6B | $1.0B | $6.3M | $170.4M | 11.49% | 274 |
| 2011Q3 | $1.7B | $1.4B | $1.0B | $6.4M | $172.3M | 11.68% | 286 |
| 2011Q2 | $1.6B | $1.4B | $1.0B | $2.7M | $136.6M | 9.09% | 296 |
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