bank holding company · RSSD 1838974 · TX
How big is COMMERCE NATIONAL FINANCIAL SERVICES, INC.?
COMMERCE NATIONAL FINANCIAL SERVICES, INC. (TX, RSSD 1838974) reported consolidated total assets of $1.1B, deposits of $922.3M and a Tier 1 risk-based capital ratio of 13.76% in its FR Y-9C for 2018Q4. That ranks 354 of 373 bank holding companies by assets, 226 of 229 among bank holding companies with $1b-$10b in assets, 36 of 37 bank holding companies in texas.
What stands out
COMMERCE NATIONAL FINANCIAL SERVICES, INC. (TX, RSSD 1838974) reported consolidated total assets of $1.1B, deposits of $922.3M and a Tier 1 risk-based capital ratio of 13.76% in its FR Y-9C for 2018Q4. That ranks 354 of 373 bank holding companies by assets, 226 of 229 among bank holding companies with $1b-$10b in assets, 36 of 37 bank holding companies in texas. Against its size class: tier 1 risk-based capital ratio 13.76%, above the peer median of 12.58%; tier 1 leverage ratio 9.99%, below the peer median of 10.17%; return on assets 1.11%, below the peer median of 1.16%. At 13.76% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 9.99% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. The last report on record is for 2018Q4; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2018Q4
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2018Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.1B | $3.9B | $5.8B | $5.6B | record → |
| Total deposits | $922.3M | $3.1B | $3.7B | $4.3B | record → |
| Loans and leases | $672.1M | $2.8B | $3.7B | $4.0B | record → |
| Net income (year to date) | $12.0M | $43.5M | $74.1M | $63.4M | record → |
| Total equity capital | $92.2M | $441.1M | $586.9M | $624.1M | record → |
| Equity to assets | 8.49% | 10.94% | 11.30% | 11.22% | computed |
| Tier 1 risk-based capital ratio | 13.76% | 12.58% | 12.48% | 12.67% | record → |
| Total risk-based capital ratio | 15.17% | 14.29% | 14.11% | 14.20% | record → |
| Tier 1 leverage ratio | 9.99% | 10.17% | 10.18% | 10.08% | record → |
| Return on assets | 1.11% | 1.16% | 1.29% | 1.18% | computed |
Quarter by quarter
96 reports on record, 1995Q1–2018Q4; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2018Q4 | $1.1B | $922.3M | $672.1M | $12.0M | $92.2M | 13.76% | 354 |
| 2018Q3 | $1.1B | $929.5M | $634.1M | $8.5M | $85.6M | 14.14% | 354 |
| 2018Q2 | $1.1B | $918.5M | $611.3M | $5.5M | $84.7M | 14.31% | 594 |
| 2018Q1 | $1.1B | $845.9M | $589.3M | $2.8M | $82.3M | 14.41% | 604 |
| 2017Q4 | $1.1B | $839.3M | $582.7M | $4.1M | $85.7M | 14.26% | 587 |
| 2017Q3 | $1.1B | $877.0M | $589.1M | $7.3M | $91.1M | 13.91% | 592 |
| 2017Q2 | $1.1B | $885.8M | $573.3M | $4.7M | $89.0M | 14.30% | 601 |
| 2017Q1 | $1.0B | $872.9M | $542.9M | $2.2M | $84.0M | 14.82% | 612 |
| 2016Q4 | $966.4M | $803.3M | $518.4M | $8.8M | $82.0M | 15.16% | 609 |
| 2016Q3 | $990.0M | $816.7M | $518.1M | $6.4M | $86.6M | 14.89% | 605 |
| 2016Q2 | $999.1M | $845.4M | $531.8M | $4.1M | $85.4M | 14.48% | 609 |
| 2016Q1 | $926.2M | $762.3M | $521.2M | $2.1M | $82.7M | 14.45% | 620 |
| 2015Q4 | $933.8M | $764.3M | $517.7M | $7.2M | $80.2M | 14.38% | 608 |
| 2015Q3 | $938.4M | $811.1M | $510.7M | $4.9M | $78.3M | 13.99% | 610 |
| 2015Q2 | $917.7M | $808.0M | $495.3M | $2.9M | $75.9M | 14.37% | 613 |
| 2015Q1 | $897.2M | $776.5M | $488.5M | $1.0M | $76.5M | 14.24% | 624 |
| 2014Q4 | $913.6M | $799.4M | $506.1M | $6.5M | $75.3M | 14.17% | 646 |
| 2014Q3 | $917.4M | $811.8M | $500.6M | $5.2M | $73.4M | 14.04% | 626 |
| 2014Q2 | $863.7M | $741.3M | $477.2M | $3.4M | $71.7M | 14.26% | 665 |
| 2014Q1 | $847.9M | $751.9M | $451.2M | $1.4M | $68.9M | 14.67% | 680 |
| 2013Q4 | $822.8M | $702.9M | $433.9M | $5.3M | $66.5M | 14.84% | 694 |
| 2013Q3 | $805.8M | $682.9M | $408.7M | $3.7M | $65.2M | 15.53% | 706 |
| 2013Q2 | $780.6M | $684.0M | $384.8M | $2.3M | $64.4M | 15.99% | 724 |
| 2013Q1 | $766.3M | $656.6M | $387.4M | $1.1M | $67.2M | 15.48% | 738 |
| 2012Q4 | $761.3M | $651.3M | $379.0M | $4.8M | $66.7M | 15.73% | 735 |
| 2012Q3 | $754.7M | $630.4M | $382.7M | $3.6M | $66.7M | 15.44% | 737 |
| 2012Q2 | $739.1M | $631.9M | $379.5M | $2.2M | $64.7M | 15.42% | 751 |
| 2012Q1 | $738.4M | $635.7M | $365.1M | $962.0k | $63.0M | 15.44% | 752 |
| 2011Q4 | $738.6M | $636.3M | $371.8M | $8.1M | $62.5M | 15.03% | 643 |
| 2011Q3 | $710.9M | $613.9M | $373.2M | $6.8M | $55.9M | 13.37% | 661 |
| 2011Q2 | $705.0M | $616.1M | $379.7M | $1.7M | $49.8M | 12.29% | 665 |
| 2011Q1 | $712.1M | $620.7M | $377.9M | $1.2M | $46.2M | 12.16% | 662 |
| 2010Q4 | $710.4M | $621.1M | $397.8M | $3.0M | $42.8M | 11.40% | 668 |
| 2010Q3 | $719.3M | $621.8M | $414.4M | $3.7M | $47.3M | 11.12% | 668 |
| 2010Q2 | $707.5M | $613.1M | $432.3M | $3.0M | $43.4M | 10.28% | 679 |
| 2010Q1 | $709.1M | $611.4M | $436.5M | $733.0k | $40.7M | 9.71% | 684 |
| 2009Q4 | $716.0M | $619.2M | $451.2M | $1.6M | $40.6M | 9.31% | 681 |
| 2009Q3 | $709.1M | $608.8M | $454.8M | $3.8M | $43.3M | 9.66% | 687 |
| 2009Q2 | $666.0M | $568.0M | $466.9M | $3.1M | $40.6M | 9.43% | 753 |
| 2009Q1 | $651.9M | $554.5M | $455.2M | $1.4M | $41.4M | 9.58% | 762 |
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