bank holding company · RSSD 1401118 · MI
How big is ISABELLA BANK CORPORATION?
ISABELLA BANK CORPORATION (MI, RSSD 1401118) reported consolidated total assets of $1.8B, deposits of $1.3B and a Tier 1 risk-based capital ratio of 12.11% in its FR Y-9C for 2018Q2. That ranks 378 of 650 bank holding companies by assets, 251 of 492 among bank holding companies with $1b-$10b in assets, 8 of 13 bank holding companies in michigan.
What stands out
ISABELLA BANK CORPORATION (MI, RSSD 1401118) reported consolidated total assets of $1.8B, deposits of $1.3B and a Tier 1 risk-based capital ratio of 12.11% in its FR Y-9C for 2018Q2. That ranks 378 of 650 bank holding companies by assets, 251 of 492 among bank holding companies with $1b-$10b in assets, 8 of 13 bank holding companies in michigan. Against its size class: tier 1 risk-based capital ratio 12.11%, below the peer median of 12.60%; tier 1 leverage ratio 8.71%, below the peer median of 10.12%; return on assets 0.74%, below the peer median of 1.11%. At 12.11% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 8.71% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. The last report on record is for 2018Q2; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2018Q2
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2018Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.8B | $1.9B | $1.9B | $2.3B | record → |
| Total deposits | $1.3B | $1.5B | $1.6B | $1.8B | record → |
| Loans and leases | $1.2B | $1.3B | $1.5B | $1.6B | record → |
| Net income (year to date) | $6.8M | $11.2M | $18.0M | $13.4M | record → |
| Total equity capital | $191.9M | $198.3M | $191.9M | $251.4M | record → |
| Equity to assets | 10.45% | 10.25% | 10.42% | 10.57% | computed |
| Tier 1 risk-based capital ratio | 12.11% | 12.60% | 12.45% | 12.70% | record → |
| Total risk-based capital ratio | 12.76% | 14.11% | 14.04% | 14.27% | record → |
| Tier 1 leverage ratio | 8.71% | 10.12% | 9.88% | 10.05% | record → |
| Return on assets | 0.74% | 1.11% | 1.24% | 1.12% | computed |
Quarter by quarter
118 reports on record, 1989Q1–2018Q2; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2018Q2 | $1.8B | $1.3B | $1.2B | $6.8M | $191.9M | 12.11% | 378 |
| 2018Q1 | $1.8B | $1.3B | $1.1B | $3.5M | $191.1M | 12.34% | 378 |
| 2017Q4 | $1.8B | $1.3B | $1.1B | $13.2M | $194.9M | 12.23% | 373 |
| 2017Q3 | $1.8B | $1.2B | $1.1B | $10.5M | $196.5M | 12.21% | 380 |
| 2017Q2 | $1.8B | $1.2B | $1.0B | $7.0M | $195.1M | 12.43% | 378 |
| 2017Q1 | $1.8B | $1.2B | $1.0B | $3.1M | $191.0M | 12.49% | 390 |
| 2016Q4 | $1.7B | $1.2B | $1.0B | $13.8M | $187.9M | 12.39% | 392 |
| 2016Q3 | $1.7B | $1.2B | $990.1M | $10.0M | $195.2M | 12.41% | 393 |
| 2016Q2 | $1.7B | $1.2B | $920.9M | $6.4M | $195.1M | 13.06% | 398 |
| 2016Q1 | $1.7B | $1.2B | $871.5M | $3.0M | $190.2M | 13.24% | 391 |
| 2015Q4 | $1.7B | $1.2B | $851.7M | $15.1M | $184.0M | 13.23% | 391 |
| 2015Q3 | $1.6B | $1.1B | $834.2M | $11.8M | $183.0M | 13.37% | 385 |
| 2015Q2 | $1.6B | $1.1B | $829.6M | $7.8M | $178.0M | 13.71% | 394 |
| 2015Q1 | $1.6B | $1.1B | $816.5M | $3.7M | $179.7M | 13.70% | 392 |
| 2014Q4 | $1.5B | $1.1B | $834.5M | $13.7M | $174.6M | 14.07% | 391 |
| 2014Q3 | $1.6B | $1.1B | $822.7M | $10.3M | $172.1M | — | 383 |
| 2014Q2 | $1.5B | $1.1B | $816.6M | $6.9M | $171.1M | 13.90% | 388 |
| 2014Q1 | $1.5B | $1.1B | $808.9M | $3.3M | $166.0M | 13.88% | 389 |
| 2013Q4 | $1.5B | $1.0B | $809.1M | $12.5M | $160.6M | 13.67% | 393 |
| 2013Q3 | $1.5B | $1.0B | $808.6M | $9.6M | $161.3M | 13.75% | 403 |
| 2013Q2 | $1.5B | $1.0B | $804.2M | $6.3M | $159.3M | 13.59% | 401 |
| 2013Q1 | $1.4B | $1.0B | $768.5M | $3.1M | $165.3M | 13.61% | 402 |
| 2012Q4 | $1.4B | $1.0B | $776.4M | $12.2M | $164.5M | 13.23% | 404 |
| 2012Q3 | $1.4B | $989.5M | $769.6M | $9.7M | $164.1M | 13.35% | 407 |
| 2012Q2 | $1.4B | $978.8M | $757.3M | $6.2M | $159.9M | 13.19% | 409 |
| 2012Q1 | $1.4B | $989.1M | $746.5M | $3.2M | $157.3M | 13.19% | 409 |
| 2011Q4 | $1.3B | $958.2M | $753.5M | $10.2M | $154.8M | 12.92% | 355 |
| 2011Q3 | $1.3B | $942.4M | $753.1M | $7.5M | $155.6M | 12.43% | 355 |
| 2011Q2 | $1.3B | $924.2M | $747.1M | $5.0M | $151.5M | 12.51% | 368 |
| 2011Q1 | $1.3B | $923.2M | $738.2M | $2.3M | $147.6M | 12.53% | 380 |
| 2010Q4 | $1.2B | $877.3M | $736.5M | $9.0M | $145.2M | 12.44% | 384 |
| 2010Q3 | $1.2B | $861.1M | $729.7M | $6.7M | $147.6M | 12.42% | 390 |
| 2010Q2 | $1.2B | $824.8M | $727.5M | $4.2M | $146.3M | 12.24% | 405 |
| 2010Q1 | $1.2B | $819.5M | $726.6M | $2.0M | $142.5M | 12.22% | 413 |
| 2009Q4 | $1.1B | $802.7M | $725.6M | $7.8M | $140.8M | 12.80% | 413 |
| 2009Q3 | $1.1B | $792.1M | $726.5M | $5.7M | $142.4M | 12.81% | 420 |
| 2009Q2 | $1.1B | $772.8M | $728.0M | $3.5M | $135.6M | 12.65% | 442 |
| 2009Q1 | $1.1B | $780.1M | $729.8M | $1.3M | $135.5M | 12.41% | 423 |
| 2008Q4 | $1.1B | $775.6M | $736.3M | $4.1M | $134.5M | 12.27% | 407 |
| 2008Q3 | $1.1B | $819.0M | $731.6M | $6.1M | $140.5M | 13.02% | 404 |
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