bank holding company · RSSD 1401109 · IL
How big is AMERICAN CHARTERED BANCORP, INC.?
AMERICAN CHARTERED BANCORP, INC. (IL, RSSD 1401109) reported consolidated total assets of $2.8B, deposits of $2.3B and a Tier 1 risk-based capital ratio of 11.53% in its FR Y-9C for 2016Q2. That ranks 276 of 655 bank holding companies by assets, 170 of 500 among bank holding companies with $1b-$10b in assets, 12 of 40 bank holding companies in illinois.
What stands out
AMERICAN CHARTERED BANCORP, INC. (IL, RSSD 1401109) reported consolidated total assets of $2.8B, deposits of $2.3B and a Tier 1 risk-based capital ratio of 11.53% in its FR Y-9C for 2016Q2. That ranks 276 of 655 bank holding companies by assets, 170 of 500 among bank holding companies with $1b-$10b in assets, 12 of 40 bank holding companies in illinois. Against its size class: tier 1 risk-based capital ratio 11.53%, below the peer median of 12.54%; tier 1 leverage ratio 8.98%, below the peer median of 9.82%; return on assets 1.09%, above the peer median of 0.91%. At 11.53% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 8.98% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. The last report on record is for 2016Q2; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2016Q2
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2016Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.8B | $1.9B | $1.8B | $2.2B | record → |
| Total deposits | $2.3B | $1.5B | $1.5B | $1.7B | record → |
| Loans and leases | $2.0B | $1.3B | $1.2B | $1.5B | record → |
| Net income (year to date) | $15.1M | $8.7M | $7.5M | $9.7M | record → |
| Total equity capital | $214.6M | $210.8M | $198.5M | $230.9M | record → |
| Equity to assets | 7.72% | 10.35% | 9.74% | 10.51% | computed |
| Tier 1 risk-based capital ratio | 11.53% | 12.54% | 12.32% | 12.63% | record → |
| Total risk-based capital ratio | 12.80% | 13.84% | 13.72% | 14.00% | record → |
| Tier 1 leverage ratio | 8.98% | 9.82% | 9.64% | 9.79% | record → |
| Return on assets | 1.09% | 0.91% | 0.83% | 0.90% | computed |
Quarter by quarter
87 reports on record, 1994Q4–2016Q2; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2016Q2 | $2.8B | $2.3B | $2.0B | $15.1M | $214.6M | 11.53% | 276 |
| 2016Q1 | $2.8B | $2.4B | $2.0B | $7.6M | $206.1M | 11.08% | 270 |
| 2015Q4 | $2.8B | $2.3B | $2.0B | $32.0M | $197.4M | 10.71% | 264 |
| 2015Q3 | $2.8B | $2.2B | $2.0B | $24.7M | $191.1M | 10.45% | 260 |
| 2015Q2 | $2.8B | $2.2B | $2.0B | $15.0M | $180.5M | 10.15% | 261 |
| 2015Q1 | $2.7B | $2.2B | $1.9B | $6.7M | $172.7M | 10.00% | 263 |
| 2014Q4 | $2.6B | $2.2B | $1.9B | $17.2M | $165.2M | 9.09% | 261 |
| 2014Q3 | $2.6B | $2.1B | $1.8B | $11.5M | $159.9M | 7.73% | 257 |
| 2014Q2 | $2.6B | $2.1B | $1.8B | $7.4M | $156.7M | 7.34% | 254 |
| 2014Q1 | $2.5B | $2.2B | $1.8B | $3.5M | $153.8M | 7.26% | 257 |
| 2013Q4 | $2.4B | $2.1B | $1.8B | $7.6M | $150.8M | 6.91% | 259 |
| 2013Q3 | $2.5B | $2.1B | $1.7B | $5.4M | $148.1M | 6.54% | 260 |
| 2013Q2 | $2.4B | $2.0B | $1.7B | $3.7M | $150.0M | 6.69% | 264 |
| 2013Q1 | $2.4B | $2.0B | $1.6B | $1.6M | $151.4M | 6.59% | 269 |
| 2012Q4 | $2.4B | $2.1B | $1.6B | $13.0M | $151.0M | 6.77% | 267 |
| 2012Q3 | $2.3B | $2.0B | $1.6B | $11.9M | $151.6M | 6.86% | 268 |
| 2012Q2 | $2.3B | $2.0B | $1.6B | $10.3M | $150.3M | 6.86% | 267 |
| 2012Q1 | $2.3B | $2.1B | $1.5B | $1.0M | $140.3M | 5.76% | 254 |
| 2011Q4 | $2.3B | $2.1B | $1.6B | $-4.8M | $140.3M | 5.49% | 214 |
| 2011Q3 | $2.4B | $2.1B | $1.6B | $450.0k | $146.5M | 6.16% | 210 |
| 2011Q2 | $2.4B | $2.1B | $1.6B | $757.0k | $99.7M | 6.08% | 209 |
| 2011Q1 | $2.3B | $2.0B | $1.6B | $1.3M | $94.9M | 6.06% | 217 |
| 2010Q4 | $2.5B | $2.1B | $1.6B | $-6.6M | $93.9M | 5.68% | 201 |
| 2010Q3 | $2.6B | $2.2B | $1.7B | $1.6M | $106.3M | 6.55% | 194 |
| 2010Q2 | $2.6B | $2.3B | $1.8B | $3.3M | $103.3M | 6.58% | 190 |
| 2010Q1 | $2.7B | $2.3B | $1.8B | $3.3M | $96.8M | 5.97% | 191 |
| 2009Q4 | $2.7B | $2.2B | $1.9B | $-27.0M | $97.0M | 6.04% | 187 |
| 2009Q3 | $2.8B | $2.3B | $2.0B | $-5.0M | $126.0M | 6.74% | 191 |
| 2009Q2 | $2.8B | $2.3B | $2.1B | $-6.5M | $116.2M | 6.49% | 192 |
| 2009Q1 | $3.1B | $2.5B | $2.2B | $4.5M | $134.2M | 6.66% | 171 |
| 2008Q4 | $3.2B | $2.6B | $2.2B | $6.4M | $139.1M | 6.86% | 163 |
| 2008Q3 | $3.1B | $2.6B | $2.2B | $3.4M | $126.0M | 6.69% | 163 |
| 2008Q2 | $3.1B | $2.7B | $2.1B | $-2.4M | $119.6M | 6.58% | 163 |
| 2008Q1 | $2.8B | $2.4B | $2.0B | $4.7M | $143.6M | 7.60% | 178 |
| 2007Q4 | $2.7B | $2.3B | $1.9B | $19.7M | $136.9M | 7.87% | 181 |
| 2007Q3 | $2.7B | $2.3B | $1.9B | $14.9M | $131.4M | 7.93% | 186 |
| 2007Q2 | $2.6B | $2.2B | $1.8B | $9.6M | $109.0M | 7.32% | 195 |
| 2007Q1 | $2.5B | $2.1B | $1.8B | $4.6M | $112.9M | 7.52% | 196 |
| 2006Q4 | $2.4B | $2.1B | $1.7B | $18.7M | $106.0M | 7.37% | 202 |
| 2006Q3 | $2.3B | $1.9B | $1.7B | $13.5M | $100.6M | 7.44% | 209 |
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