bank holding company · RSSD 1250530 · NY
How big is BSB BANCORP, INC.?
BSB BANCORP, INC. (NY, RSSD 1250530) reported consolidated total assets of $2.2B, deposits of $1.5B and a Tier 1 risk-based capital ratio of 13.35% in its FR Y-9C for 2004Q2. That ranks 237 of 2,259 bank holding companies by assets, 136 of 315 among bank holding companies with $1b-$10b in assets, 29 of 70 bank holding companies in new york.
What stands out
BSB BANCORP, INC. (NY, RSSD 1250530) reported consolidated total assets of $2.2B, deposits of $1.5B and a Tier 1 risk-based capital ratio of 13.35% in its FR Y-9C for 2004Q2. That ranks 237 of 2,259 bank holding companies by assets, 136 of 315 among bank holding companies with $1b-$10b in assets, 29 of 70 bank holding companies in new york. Against its size class: tier 1 risk-based capital ratio 13.35%, above the peer median of 11.12%; tier 1 leverage ratio 8.84%, above the peer median of 8.51%; return on assets 0.74%, below the peer median of 1.10%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 13.35% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2004Q2; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2004Q2
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2004Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.2B | $1.9B | $1.5B | $338.4M | record → |
| Total deposits | $1.5B | $1.4B | $1.0B | $269.7M | record → |
| Loans and leases | $1.4B | $1.2B | $752.6M | $226.2M | record → |
| Net income (year to date) | $8.1M | $10.4M | $8.1M | $1.8M | record → |
| Total equity capital | $146.8M | $157.2M | $104.5M | $29.5M | record → |
| Equity to assets | 6.71% | 8.34% | 7.72% | 8.42% | computed |
| Tier 1 risk-based capital ratio | 13.35% | 11.12% | 12.40% | 11.88% | record → |
| Total risk-based capital ratio | 14.62% | 12.68% | 13.96% | 13.44% | record → |
| Tier 1 leverage ratio | 8.84% | 8.51% | 8.12% | 8.79% | record → |
| Return on assets | 0.74% | 1.10% | 1.00% | 1.04% | computed |
Quarter by quarter
63 reports on record, 1988Q4–2004Q2; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2004Q2 | $2.2B | $1.5B | $1.4B | $8.1M | $146.8M | 13.35% | 237 |
| 2004Q1 | $2.2B | $1.6B | $1.4B | $4.1M | $153.7M | 13.03% | 229 |
| 2003Q4 | $2.2B | $1.6B | $1.5B | $17.0M | $146.3M | 12.52% | 232 |
| 2003Q3 | $2.2B | $1.5B | $1.5B | $12.1M | $143.9M | 12.91% | 228 |
| 2003Q2 | $2.2B | $1.5B | $1.4B | $7.8M | $144.8M | 12.61% | 230 |
| 2003Q1 | $2.1B | $1.5B | $1.4B | $3.9M | $142.9M | 12.67% | 232 |
| 2002Q4 | $2.0B | $1.4B | $1.4B | $1.8M | $148.9M | 13.09% | 234 |
| 2002Q3 | $2.1B | $1.5B | $1.3B | $-2.2M | $151.3M | 12.89% | 228 |
| 2002Q2 | $2.1B | $1.5B | $1.3B | $-6.1M | $147.0M | 12.84% | 228 |
| 2002Q1 | $2.1B | $1.5B | $1.4B | $5.0M | $155.9M | 12.94% | 223 |
| 2001Q4 | $2.1B | $1.5B | $1.5B | $20.5M | $155.8M | 11.94% | 224 |
| 2001Q3 | $2.1B | $1.6B | $1.5B | $15.6M | $161.7M | 11.69% | 218 |
| 2001Q2 | $2.1B | $1.7B | $1.7B | $10.4M | $156.6M | 10.99% | 212 |
| 2001Q1 | $2.3B | $1.8B | $1.8B | $5.0M | $155.5M | 8.42% | 208 |
| 2000Q4 | $2.3B | $1.9B | $1.8B | $2.3M | $155.8M | — | 204 |
| 2000Q3 | $2.3B | $1.9B | $1.8B | $10.4M | $161.5M | — | 202 |
| 2000Q2 | $2.3B | $1.9B | $1.8B | $12.1M | $161.7M | — | 206 |
| 2000Q1 | $2.2B | $1.9B | $1.8B | $5.7M | $157.0M | — | 206 |
| 1999Q4 | $2.2B | $1.9B | $1.7B | $18.2M | $154.5M | — | 205 |
| 1999Q3 | $2.3B | $1.8B | $1.8B | $12.0M | $153.2M | — | 206 |
| 1999Q2 | $2.0B | $1.6B | $1.5B | $10.7M | $136.1M | — | 220 |
| 1999Q1 | $2.0B | $1.5B | $1.5B | $5.3M | $137.4M | — | 216 |
| 1998Q4 | $1.9B | $1.5B | $1.4B | $19.9M | $135.0M | — | 222 |
| 1998Q3 | $1.8B | $1.5B | $1.4B | $14.7M | $134.4M | — | 217 |
| 1998Q2 | $1.8B | $1.4B | $1.3B | $9.5M | $128.3M | — | 221 |
| 1998Q1 | $1.7B | $1.3B | $1.3B | $4.5M | $124.1M | — | 227 |
| 1997Q4 | $1.6B | $1.3B | $1.2B | $17.0M | $120.9M | — | 249 |
| 1997Q3 | $1.5B | $1.1B | $1.2B | $12.5M | $118.5M | — | 258 |
| 1997Q2 | $1.5B | $1.2B | $1.1B | $8.1M | $114.2M | — | 263 |
| 1997Q1 | $1.4B | $1.1B | $1.1B | $4.0M | $110.6M | — | 278 |
| 1996Q4 | $1.4B | $1.1B | $1.0B | $15.2M | $108.7M | — | 279 |
| 1996Q3 | $1.3B | $1.1B | $1.0B | $11.0M | $104.9M | — | 285 |
| 1996Q2 | $1.3B | $1.1B | $993.0M | $7.2M | $111.6M | — | 288 |
| 1996Q1 | $1.3B | $1.1B | $950.0M | $3.6M | $114.8M | — | 298 |
| 1995Q4 | $1.2B | $1.0B | $940.5M | $12.6M | $116.8M | — | 305 |
| 1995Q3 | $1.2B | $980.6M | $959.8M | $9.6M | $115.3M | — | 314 |
| 1995Q2 | $1.2B | $961.3M | $940.3M | $5.9M | $113.3M | — | 314 |
| 1995Q1 | $1.2B | $947.9M | $899.5M | $3.0M | $111.9M | — | 320 |
| 1994Q4 | $1.2B | $969.5M | $873.2M | $12.9M | $106.9M | — | 318 |
| 1994Q3 | $1.1B | $934.3M | $853.6M | $9.8M | $109.6M | — | 316 |
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