bank holding company · RSSD 1204560 · IN
How big is FIRST BANCSHARES, INC.?
FIRST BANCSHARES, INC. (IN, RSSD 1204560) reported consolidated total assets of $5.8B, deposits of $4.9B and a Tier 1 risk-based capital ratio of 11.33% in its FR Y-9C for 2021Q1. That ranks 217 of 349 bank holding companies by assets, 67 of 192 among bank holding companies with $1b-$10b in assets, 7 of 12 bank holding companies in indiana.
What stands out
FIRST BANCSHARES, INC. (IN, RSSD 1204560) reported consolidated total assets of $5.8B, deposits of $4.9B and a Tier 1 risk-based capital ratio of 11.33% in its FR Y-9C for 2021Q1. That ranks 217 of 349 bank holding companies by assets, 67 of 192 among bank holding companies with $1b-$10b in assets, 7 of 12 bank holding companies in indiana. Against its size class: tier 1 risk-based capital ratio 11.33%, below the peer median of 13.16%; tier 1 leverage ratio 8.89%, below the peer median of 9.64%; return on assets 1.43%, above the peer median of 1.34%. At 11.33% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 8.89% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $5.8B | $4.7B | $5.9B | $7.7B | record → |
| Total deposits | $4.9B | $4.0B | $4.8B | $6.1B | record → |
| Loans and leases | $4.6B | $3.1B | $4.1B | $5.3B | record → |
| Net income (year to date) | $20.6M | $14.3M | $20.5M | $25.6M | record → |
| Total equity capital | $518.0M | $463.8M | $634.4M | $832.0M | record → |
| Equity to assets | 8.98% | 10.13% | 11.60% | 10.46% | computed |
| Tier 1 risk-based capital ratio | 11.33% | 13.16% | 14.17% | 13.18% | record → |
| Total risk-based capital ratio | 12.58% | 15.35% | 16.04% | 15.34% | record → |
| Tier 1 leverage ratio | 8.89% | 9.64% | 10.47% | 9.48% | record → |
| Return on assets | 1.43% | 1.34% | 1.48% | 1.34% | computed |
Quarter by quarter
139 reports on record, 1986Q3–2021Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $5.8B | $4.9B | $4.6B | $20.6M | $518.0M | 11.33% | 217 |
| 2020Q4 | $5.7B | $4.7B | $4.8B | $71.9M | $506.6M | 10.46% | 215 |
| 2020Q3 | $5.6B | $4.4B | $4.7B | $55.5M | $491.7M | 10.40% | 214 |
| 2020Q2 | $5.4B | $4.3B | $4.6B | $36.6M | $475.5M | 10.52% | 221 |
| 2020Q1 | $4.9B | $3.8B | $4.1B | $16.9M | $456.4M | 10.52% | 222 |
| 2019Q4 | $4.7B | $3.7B | $4.0B | $65.5M | $437.0M | 10.64% | 223 |
| 2019Q3 | $4.8B | $3.9B | $4.1B | $49.4M | $423.5M | 10.08% | 219 |
| 2019Q2 | $4.7B | $3.8B | $4.0B | $30.9M | $406.4M | 9.78% | 219 |
| 2019Q1 | $4.5B | $3.7B | $3.9B | $15.1M | $386.8M | 9.77% | 222 |
| 2018Q4 | $4.4B | $3.5B | $3.8B | $56.4M | $370.5M | 9.70% | 221 |
| 2018Q3 | $4.2B | $3.5B | $3.6B | $41.1M | $353.9M | 9.91% | 224 |
| 2018Q2 | $4.1B | $3.3B | $3.5B | $26.5M | $343.6M | 9.82% | 228 |
| 2018Q1 | $4.0B | $3.3B | $3.4B | $12.7M | $333.2M | 9.95% | 228 |
| 2017Q4 | $4.0B | $3.2B | $3.4B | $37.6M | $327.0M | 9.96% | 227 |
| 2017Q3 | $3.8B | $3.1B | $3.2B | $29.1M | $322.3M | 10.19% | 231 |
| 2017Q2 | $3.7B | $3.0B | $3.2B | $18.9M | $314.8M | 10.11% | 232 |
| 2017Q1 | $3.6B | $2.9B | $3.0B | $9.2M | $307.1M | 10.45% | 238 |
| 2016Q4 | $3.5B | $2.9B | $2.9B | $35.2M | $296.9M | 10.15% | 242 |
| 2016Q3 | $3.5B | $2.7B | $2.9B | $25.9M | $289.7M | 10.30% | 238 |
| 2016Q2 | $3.4B | $2.7B | $2.8B | $17.1M | $284.5M | 9.77% | 241 |
| 2016Q1 | $3.2B | $2.6B | $2.7B | $7.9M | $276.9M | 10.26% | 245 |
| 2015Q4 | $3.1B | $2.5B | $2.6B | $31.7M | $269.8M | 10.24% | 244 |
| 2015Q3 | $2.9B | $2.4B | $2.4B | $23.6M | $265.3M | 10.82% | 249 |
| 2015Q2 | $2.9B | $2.4B | $2.3B | $14.7M | $258.0M | 11.08% | 254 |
| 2015Q1 | $2.8B | $2.3B | $2.3B | $7.3M | $254.3M | 11.10% | 257 |
| 2014Q4 | $2.7B | $2.2B | $2.3B | $30.3M | $249.2M | 11.43% | 251 |
| 2014Q3 | $2.6B | $2.1B | $2.2B | $23.1M | $244.8M | 11.63% | 253 |
| 2014Q2 | $2.5B | $2.2B | $2.1B | $15.8M | $239.2M | 11.96% | 261 |
| 2014Q1 | $2.4B | $2.1B | $2.0B | $8.4M | $233.9M | 12.05% | 267 |
| 2013Q4 | $2.4B | $2.0B | $1.9B | $27.5M | $221.0M | 10.76% | 269 |
| 2013Q3 | $2.3B | $2.0B | $1.9B | $20.2M | $212.4M | 10.63% | 277 |
| 2013Q2 | $2.2B | $2.0B | $1.8B | $13.5M | $207.2M | 10.43% | 276 |
| 2013Q1 | $2.2B | $2.0B | $1.8B | $6.9M | $203.2M | 10.36% | 278 |
| 2012Q4 | $2.2B | $1.9B | $1.8B | $24.0M | $187.6M | 10.07% | 280 |
| 2012Q3 | $2.1B | $1.8B | $1.7B | $17.7M | $179.4M | 9.58% | 283 |
| 2012Q2 | $2.2B | $1.9B | $1.7B | $10.7M | $173.6M | 9.15% | 279 |
| 2012Q1 | $2.1B | $1.9B | $1.7B | $5.5M | $168.3M | 9.01% | 282 |
| 2011Q4 | $2.1B | $1.8B | $1.7B | $15.7M | $162.8M | 9.08% | 242 |
| 2011Q3 | $2.1B | $1.8B | $1.6B | $9.7M | $157.7M | 9.00% | 237 |
| 2011Q2 | $2.1B | $1.8B | $1.6B | $4.9M | $152.4M | 9.07% | 236 |
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