bank holding company · RSSD 1136661 · FL
How big is OCEAN BANKSHARES, INC.?
OCEAN BANKSHARES, INC. (FL, RSSD 1136661) reported consolidated total assets of $4.7B, deposits of $4.1B and a Tier 1 risk-based capital ratio of 12.45% in its FR Y-9C for 2021Q1. That ranks 248 of 349 bank holding companies by assets, 98 of 192 among bank holding companies with $1b-$10b in assets, 7 of 8 bank holding companies in florida.
What stands out
OCEAN BANKSHARES, INC. (FL, RSSD 1136661) reported consolidated total assets of $4.7B, deposits of $4.1B and a Tier 1 risk-based capital ratio of 12.45% in its FR Y-9C for 2021Q1. That ranks 248 of 349 bank holding companies by assets, 98 of 192 among bank holding companies with $1b-$10b in assets, 7 of 8 bank holding companies in florida. Against its size class: tier 1 risk-based capital ratio 12.45%, below the peer median of 13.16%; tier 1 leverage ratio 10.50%, above the peer median of 9.64%; return on assets 0.96%, below the peer median of 1.34%. At 12.45% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 10.50% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $4.7B | $4.7B | $14.3B | $7.7B | record → |
| Total deposits | $4.1B | $4.0B | $11.8B | $6.1B | record → |
| Loans and leases | $3.7B | $3.1B | $9.2B | $5.3B | record → |
| Net income (year to date) | $11.3M | $14.3M | $43.2M | $25.6M | record → |
| Total equity capital | $498.2M | $463.8M | $1.6B | $832.0M | record → |
| Equity to assets | 10.58% | 10.13% | 10.48% | 10.46% | computed |
| Tier 1 risk-based capital ratio | 12.45% | 13.16% | 14.08% | 13.18% | record → |
| Total risk-based capital ratio | 14.78% | 15.35% | 15.66% | 15.34% | record → |
| Tier 1 leverage ratio | 10.50% | 9.64% | 10.16% | 9.48% | record → |
| Return on assets | 0.96% | 1.34% | 1.10% | 1.34% | computed |
Quarter by quarter
139 reports on record, 1986Q3–2021Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $4.7B | $4.1B | $3.7B | $11.3M | $498.2M | 12.45% | 248 |
| 2020Q4 | $4.5B | $3.9B | $3.8B | $30.2M | $490.5M | 12.22% | 248 |
| 2020Q3 | $4.6B | $3.9B | $3.7B | $18.8M | $477.1M | 11.79% | 243 |
| 2020Q2 | $4.6B | $3.8B | $3.7B | $8.4M | $465.4M | 11.78% | 237 |
| 2020Q1 | $4.1B | $3.4B | $3.3B | $5.6M | $455.6M | 9.52% | 239 |
| 2019Q4 | $4.3B | $3.7B | $3.3B | $32.1M | $450.8M | 11.99% | 233 |
| 2019Q3 | $4.3B | $3.7B | $3.3B | $23.3M | $443.7M | 11.65% | 235 |
| 2019Q2 | $4.3B | $3.7B | $3.2B | $16.8M | $435.1M | 11.64% | 229 |
| 2019Q1 | $4.1B | $3.5B | $3.2B | $9.4M | $423.2M | 11.63% | 234 |
| 2018Q4 | $3.9B | $3.3B | $3.2B | $34.7M | $411.9M | 11.38% | 242 |
| 2018Q3 | $3.8B | $3.3B | $3.0B | $29.6M | $404.6M | 11.43% | 238 |
| 2018Q2 | $3.8B | $3.2B | $3.0B | $21.9M | $397.7M | 11.29% | 237 |
| 2018Q1 | $3.8B | $3.2B | $3.1B | $12.6M | $389.3M | 10.57% | 234 |
| 2017Q4 | $3.7B | $3.2B | $3.0B | $6.3M | $379.0M | 10.30% | 235 |
| 2017Q3 | $3.8B | $3.3B | $3.1B | $22.4M | $396.5M | 10.00% | 227 |
| 2017Q2 | $3.7B | $3.1B | $3.0B | $14.7M | $388.7M | 9.93% | 233 |
| 2017Q1 | $3.6B | $3.0B | $2.9B | $6.8M | $380.6M | 9.80% | 237 |
| 2016Q4 | $3.4B | $2.9B | $2.8B | $22.7M | $373.7M | 9.60% | 246 |
| 2016Q3 | $3.4B | $2.9B | $2.7B | $16.5M | $370.2M | 9.31% | 241 |
| 2016Q2 | $3.5B | $2.9B | $2.7B | $8.7M | $364.5M | 8.95% | 234 |
| 2016Q1 | $3.3B | $2.8B | $2.6B | $3.6M | $358.2M | 9.19% | 237 |
| 2015Q4 | $3.3B | $2.8B | $2.5B | $17.8M | $351.8M | 9.25% | 233 |
| 2015Q3 | $3.3B | $2.8B | $2.4B | $16.1M | $350.8M | 9.22% | 230 |
| 2015Q2 | $3.2B | $2.8B | $2.3B | $9.2M | $342.0M | 9.72% | 236 |
| 2015Q1 | $3.2B | $2.8B | $2.2B | $5.3M | $340.5M | 9.72% | 226 |
| 2014Q4 | $3.2B | $2.8B | $2.3B | $26.3M | $331.5M | 8.87% | 224 |
| 2014Q3 | $3.3B | $2.8B | $2.2B | $17.2M | $319.1M | 9.05% | 219 |
| 2014Q2 | $3.3B | $2.9B | $2.2B | $12.1M | $316.3M | 8.55% | 215 |
| 2014Q1 | $3.3B | $2.9B | $2.2B | $6.9M | $307.8M | 8.25% | 211 |
| 2013Q4 | $3.3B | $2.9B | $2.2B | $31.0M | $297.6M | 7.45% | 209 |
| 2013Q3 | $3.3B | $2.9B | $2.3B | $15.9M | $284.9M | 7.07% | 205 |
| 2013Q2 | $3.3B | $3.0B | $2.2B | $11.3M | $280.8M | 6.36% | 198 |
| 2013Q1 | $3.4B | $3.0B | $2.2B | $5.3M | $285.9M | 6.35% | 195 |
| 2012Q4 | $3.4B | $3.0B | $2.2B | $183.6M | $281.2M | 6.05% | 195 |
| 2012Q3 | $3.3B | $3.0B | $2.2B | $28.3M | $125.2M | 5.56% | 198 |
| 2012Q2 | $3.3B | $3.0B | $2.2B | $19.7M | $114.4M | 5.33% | 196 |
| 2012Q1 | $3.2B | $3.0B | $2.1B | $8.1M | $99.5M | 4.96% | 197 |
| 2011Q4 | $3.2B | $3.1B | $2.1B | $-14.7M | $89.3M | 4.65% | 164 |
| 2011Q3 | $3.4B | $3.2B | $2.2B | $-24.6M | $89.6M | 4.05% | 154 |
| 2011Q2 | $3.5B | $3.3B | $2.3B | $-25.9M | $74.4M | 3.88% | 152 |
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