bank holding company · RSSD 1131497 · TN
How big is SMARTFINANCIAL, INC.?
SMARTFINANCIAL, INC. (TN, RSSD 1131497) reported consolidated total assets of $2.1B, deposits of $1.7B and a Tier 1 risk-based capital ratio of 10.83% in its FR Y-9C for 2018Q2. That ranks 348 of 650 bank holding companies by assets, 221 of 492 among bank holding companies with $1b-$10b in assets, 7 of 16 bank holding companies in tennessee.
What stands out
SMARTFINANCIAL, INC. (TN, RSSD 1131497) reported consolidated total assets of $2.1B, deposits of $1.7B and a Tier 1 risk-based capital ratio of 10.83% in its FR Y-9C for 2018Q2. That ranks 348 of 650 bank holding companies by assets, 221 of 492 among bank holding companies with $1b-$10b in assets, 7 of 16 bank holding companies in tennessee. Against its size class: tier 1 risk-based capital ratio 10.83%, below the peer median of 12.60%; tier 1 leverage ratio 9.82%, below the peer median of 10.12%; return on assets 0.71%, below the peer median of 1.11%. At 10.83% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 9.82% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. The last report on record is for 2018Q2; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2018Q2
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2018Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.1B | $1.9B | $1.7B | $2.3B | record → |
| Total deposits | $1.7B | $1.5B | $1.3B | $1.8B | record → |
| Loans and leases | $1.6B | $1.3B | $1.1B | $1.6B | record → |
| Net income (year to date) | $7.3M | $11.2M | $9.4M | $13.4M | record → |
| Total equity capital | $247.5M | $198.3M | $184.9M | $251.4M | record → |
| Equity to assets | 11.99% | 10.25% | 10.69% | 10.57% | computed |
| Tier 1 risk-based capital ratio | 10.83% | 12.60% | 11.99% | 12.70% | record → |
| Total risk-based capital ratio | 11.25% | 14.11% | 12.92% | 14.27% | record → |
| Tier 1 leverage ratio | 9.82% | 10.12% | 9.95% | 10.05% | record → |
| Return on assets | 0.71% | 1.11% | 1.03% | 1.12% | computed |
Quarter by quarter
57 reports on record, 2003Q2–2018Q2; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2018Q2 | $2.1B | $1.7B | $1.6B | $7.3M | $247.5M | 10.83% | 348 |
| 2018Q1 | $1.8B | $1.5B | $1.4B | $3.4M | $208.9M | 10.84% | 389 |
| 2017Q4 | $1.7B | $1.4B | $1.3B | $5.0M | $205.9M | 10.59% | 398 |
| 2017Q3 | $1.1B | $963.4M | $871.7M | $5.0M | $136.6M | 13.37% | 563 |
| 2017Q2 | $1.1B | $984.2M | $865.1M | $3.3M | $134.7M | 13.43% | 553 |
| 2017Q1 | $1.1B | $891.5M | $807.6M | $1.6M | $132.6M | 14.46% | 608 |
| 2016Q4 | $1.1B | $908.3M | $813.4M | $5.8M | $105.2M | 11.41% | 584 |
| 2016Q3 | $1.0B | $865.0M | $797.6M | $4.2M | $105.2M | 11.43% | 593 |
| 2016Q2 | $1.0B | $891.4M | $773.2M | $2.5M | $103.1M | 11.61% | 593 |
| 2016Q1 | $1.0B | $863.0M | $741.8M | $1.3M | $102.0M | 11.84% | 598 |
| 2015Q4 | $1.0B | $859.0M | $727.7M | $1.5M | $100.2M | 11.76% | 581 |
| 2015Q3 | $1.0B | $847.2M | $710.5M | $328.0k | $98.4M | 11.77% | 587 |
| 2014Q4 | $415.7M | $308.7M | $295.4M | $1.6M | $40.7M | 10.51% | 1098 |
| 2014Q3 | $413.4M | $316.3M | $298.4M | $1.2M | $40.4M | 10.38% | 1105 |
| 2014Q2 | $419.9M | $331.4M | $292.4M | $822.0k | $40.4M | 10.47% | 1109 |
| 2014Q1 | $429.0M | $341.7M | $293.0M | $412.0k | $40.7M | 10.52% | 1123 |
| 2013Q4 | $432.2M | $341.4M | $289.4M | $1.7M | $40.1M | 10.27% | 1099 |
| 2013Q3 | $429.7M | $340.8M | $284.2M | $1.3M | $40.1M | 10.34% | 1111 |
| 2013Q2 | $435.3M | $339.2M | $276.1M | $848.0k | $40.2M | 10.56% | 1115 |
| 2013Q1 | $431.7M | $336.9M | $272.6M | $452.0k | $40.9M | 10.91% | 1131 |
| 2012Q4 | $441.8M | $343.3M | $277.0M | $1.4M | $40.9M | 10.58% | 1090 |
| 2012Q3 | $425.2M | $329.0M | $273.8M | $1.0M | $38.1M | 10.62% | 1113 |
| 2012Q2 | $420.9M | $321.7M | $263.7M | $667.0k | $36.8M | 10.95% | 1118 |
| 2012Q1 | $416.8M | $315.8M | $262.8M | $357.0k | $35.9M | 10.94% | 1125 |
| 2011Q4 | $425.2M | $314.0M | $267.8M | $1.0M | $35.2M | 10.97% | 967 |
| 2011Q3 | $425.7M | $322.6M | $270.4M | $917.0k | $32.4M | 10.49% | 966 |
| 2011Q2 | $440.8M | $334.9M | $270.2M | $394.0k | $28.9M | 9.16% | 965 |
| 2011Q1 | $447.6M | $337.5M | $273.8M | $252.0k | $27.3M | 8.72% | 973 |
| 2010Q4 | $441.5M | $335.4M | $285.2M | $-4.7M | $25.8M | 8.05% | 947 |
| 2010Q3 | $483.4M | $351.4M | $292.0M | $576.0k | $31.0M | 8.76% | 937 |
| 2010Q2 | $523.4M | $400.6M | $318.8M | $362.0k | $29.4M | 7.79% | 912 |
| 2010Q1 | $562.0M | $429.2M | $325.9M | $344.0k | $28.6M | 7.41% | 876 |
| 2009Q4 | $532.4M | $404.7M | $336.5M | $-8.2M | $27.8M | 7.00% | 901 |
| 2009Q3 | $509.3M | $386.1M | $349.1M | $-5.2M | $31.3M | 7.47% | 919 |
| 2009Q2 | $464.5M | $337.0M | $360.6M | $-3.5M | $32.7M | 8.04% | 963 |
| 2009Q1 | $481.4M | $349.9M | $379.0M | $-2.9M | $33.7M | 7.85% | 961 |
| 2008Q4 | $471.8M | $326.6M | $388.1M | $2.5M | $36.5M | 8.39% | 903 |
| 2008Q3 | $457.6M | $302.8M | $389.2M | $2.9M | $37.5M | 8.57% | 912 |
| 2008Q2 | $454.2M | $314.0M | $378.5M | $2.1M | $37.1M | 8.61% | 906 |
| 2008Q1 | $452.5M | $314.9M | $382.0M | $1.0M | $36.8M | 8.31% | 910 |
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