bank holding company · RSSD 1128769 · MN
How big is MERCHANTS FINANCIAL GROUP, INC.?
MERCHANTS FINANCIAL GROUP, INC. (MN, RSSD 1128769) reported consolidated total assets of $1.7B, deposits of $1.4B and a Tier 1 risk-based capital ratio of 12.27% in its FR Y-9C for 2018Q2. That ranks 411 of 650 bank holding companies by assets, 284 of 492 among bank holding companies with $1b-$10b in assets, 8 of 11 bank holding companies in minnesota.
What stands out
MERCHANTS FINANCIAL GROUP, INC. (MN, RSSD 1128769) reported consolidated total assets of $1.7B, deposits of $1.4B and a Tier 1 risk-based capital ratio of 12.27% in its FR Y-9C for 2018Q2. That ranks 411 of 650 bank holding companies by assets, 284 of 492 among bank holding companies with $1b-$10b in assets, 8 of 11 bank holding companies in minnesota. Against its size class: tier 1 risk-based capital ratio 12.27%, below the peer median of 12.60%; tier 1 leverage ratio 11.68%, above the peer median of 10.12%; return on assets 1.08%, below the peer median of 1.11%. At 12.27% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 11.68% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. The last report on record is for 2018Q2; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2018Q2
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2018Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.7B | $1.9B | $1.8B | $2.3B | record → |
| Total deposits | $1.4B | $1.5B | $1.5B | $1.8B | record → |
| Loans and leases | $1.4B | $1.3B | $1.5B | $1.6B | record → |
| Net income (year to date) | $9.2M | $11.2M | $12.7M | $13.4M | record → |
| Total equity capital | $168.9M | $198.3M | $205.6M | $251.4M | record → |
| Equity to assets | 9.97% | 10.25% | 10.76% | 10.57% | computed |
| Tier 1 risk-based capital ratio | 12.27% | 12.60% | 12.36% | 12.70% | record → |
| Total risk-based capital ratio | 13.42% | 14.11% | 14.02% | 14.27% | record → |
| Tier 1 leverage ratio | 11.68% | 10.12% | 10.31% | 10.05% | record → |
| Return on assets | 1.08% | 1.11% | 1.38% | 1.12% | computed |
Quarter by quarter
128 reports on record, 1986Q3–2018Q2; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2018Q2 | $1.7B | $1.4B | $1.4B | $9.2M | $168.9M | 12.27% | 411 |
| 2018Q1 | $1.7B | $1.4B | $1.4B | $3.9M | $166.3M | 12.51% | 414 |
| 2017Q4 | $1.7B | $1.4B | $1.4B | $20.9M | $166.2M | 12.34% | 414 |
| 2017Q3 | $1.7B | $1.4B | $1.4B | $8.8M | $155.0M | 11.87% | 412 |
| 2017Q2 | $1.7B | $1.4B | $1.4B | $6.0M | $152.6M | 11.63% | 406 |
| 2017Q1 | $1.6B | $1.3B | $1.3B | $2.1M | $152.5M | 11.67% | 421 |
| 2016Q4 | $1.6B | $1.4B | $1.3B | $14.2M | $150.1M | 11.78% | 418 |
| 2016Q3 | $1.7B | $1.3B | $1.4B | $9.8M | $147.9M | 11.37% | 403 |
| 2016Q2 | $1.7B | $1.3B | $1.3B | $6.4M | $144.5M | 10.73% | 406 |
| 2016Q1 | $1.6B | $1.3B | $1.3B | $3.3M | $142.8M | 11.64% | 407 |
| 2015Q4 | $1.6B | $1.2B | $1.3B | $13.5M | $139.0M | 11.59% | 408 |
| 2015Q3 | $1.6B | $1.2B | $1.2B | $10.2M | $136.3M | 11.72% | 405 |
| 2015Q2 | $1.6B | $1.2B | $1.2B | $6.3M | $133.0M | 11.49% | 398 |
| 2015Q1 | $1.6B | $1.3B | $1.2B | $3.4M | $135.0M | 11.61% | 394 |
| 2014Q4 | $1.5B | $1.2B | $1.1B | $12.3M | $131.2M | 11.75% | 399 |
| 2014Q3 | $1.5B | $1.2B | $1.1B | $9.8M | $127.8M | 12.00% | 407 |
| 2014Q2 | $1.4B | $1.2B | $1.0B | $6.3M | $125.2M | 11.85% | 414 |
| 2014Q1 | $1.4B | $1.2B | $984.8M | $2.8M | $119.8M | 12.09% | 418 |
| 2013Q4 | $1.4B | $1.1B | $983.8M | $11.6M | $116.0M | 11.87% | 424 |
| 2013Q3 | $1.3B | $1.0B | $945.3M | $9.5M | $115.3M | 12.08% | 429 |
| 2013Q2 | $1.3B | $1.0B | $918.2M | $6.1M | $113.4M | 12.11% | 434 |
| 2013Q1 | $1.3B | $1.1B | $897.1M | $3.2M | $114.6M | 12.09% | 432 |
| 2012Q4 | $1.3B | $1.1B | $877.2M | $12.4M | $112.2M | 11.95% | 438 |
| 2012Q3 | $1.3B | $1.1B | $853.0M | $10.2M | $115.7M | 12.34% | 423 |
| 2012Q2 | $1.3B | $1.0B | $823.4M | $6.2M | $110.3M | 11.86% | 437 |
| 2012Q1 | $1.3B | $1.1B | $807.4M | $3.0M | $108.4M | 11.99% | 427 |
| 2011Q4 | $1.2B | $1.0B | $767.5M | $8.8M | $105.2M | 12.04% | 384 |
| 2011Q3 | $1.2B | $977.9M | $771.0M | $6.3M | $104.2M | 11.47% | 385 |
| 2011Q2 | $1.1B | $889.4M | $740.9M | $4.5M | $102.1M | 11.74% | 410 |
| 2011Q1 | $1.2B | $922.7M | $708.2M | $1.9M | $97.4M | 11.85% | 403 |
| 2010Q4 | $1.2B | $917.3M | $718.7M | $6.1M | $95.5M | 12.39% | 405 |
| 2010Q3 | $1.1B | $871.9M | $695.0M | $2.1M | $93.1M | 11.88% | 415 |
| 2010Q2 | $1.1B | $877.4M | $685.1M | $348.0k | $91.5M | 11.96% | 417 |
| 2010Q1 | $1.1B | $835.5M | $692.2M | $-868.0k | $90.2M | 11.75% | 423 |
| 2009Q4 | $1.1B | $831.6M | $715.2M | $6.3M | $91.0M | 11.46% | 434 |
| 2009Q3 | $1.1B | $858.5M | $713.2M | $4.8M | $88.9M | 11.30% | 430 |
| 2009Q2 | $1.1B | $888.5M | $717.6M | $4.5M | $87.7M | 10.81% | 427 |
| 2009Q1 | $1.0B | $782.2M | $720.2M | $1.6M | $85.6M | 10.84% | 465 |
| 2008Q4 | $969.6M | $730.7M | $700.9M | $5.6M | $83.2M | 11.32% | 484 |
| 2008Q3 | $978.2M | $696.6M | $677.6M | $4.7M | $82.3M | 10.28% | 472 |
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