bank holding company · RSSD 1125030 · ND
How big is CHOICE FINANCIAL HOLDINGS, INC.?
CHOICE FINANCIAL HOLDINGS, INC. (ND, RSSD 1125030) reported consolidated total assets of $1.3B, deposits of $1.1B and a Tier 1 risk-based capital ratio of 12.62% in its FR Y-9C for 2018Q2. That ranks 520 of 650 bank holding companies by assets, 393 of 492 among bank holding companies with $1b-$10b in assets, 5 of 9 bank holding companies in north dakota.
What stands out
CHOICE FINANCIAL HOLDINGS, INC. (ND, RSSD 1125030) reported consolidated total assets of $1.3B, deposits of $1.1B and a Tier 1 risk-based capital ratio of 12.62% in its FR Y-9C for 2018Q2. That ranks 520 of 650 bank holding companies by assets, 393 of 492 among bank holding companies with $1b-$10b in assets, 5 of 9 bank holding companies in north dakota. Against its size class: tier 1 risk-based capital ratio 12.62%, above the peer median of 12.60%; tier 1 leverage ratio 10.77%, above the peer median of 10.12%; return on assets 1.59%, above the peer median of 1.11%. At 12.62% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 10.77% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. The last report on record is for 2018Q2; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2018Q2
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2018Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.3B | $1.9B | $1.3B | $2.3B | record → |
| Total deposits | $1.1B | $1.5B | $1.1B | $1.8B | record → |
| Loans and leases | $1.1B | $1.3B | $1.1B | $1.6B | record → |
| Net income (year to date) | $10.1M | $11.2M | $9.8M | $13.4M | record → |
| Total equity capital | $121.4M | $198.3M | $124.3M | $251.4M | record → |
| Equity to assets | 9.54% | 10.25% | 8.56% | 10.57% | computed |
| Tier 1 risk-based capital ratio | 12.62% | 12.60% | 10.82% | 12.70% | record → |
| Total risk-based capital ratio | 13.67% | 14.11% | 12.07% | 14.27% | record → |
| Tier 1 leverage ratio | 10.77% | 10.12% | 9.58% | 10.05% | record → |
| Return on assets | 1.59% | 1.11% | 1.28% | 1.12% | computed |
Quarter by quarter
54 reports on record, 2002Q1–2018Q2; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2018Q2 | $1.3B | $1.1B | $1.1B | $10.1M | $121.4M | 12.62% | 520 |
| 2018Q1 | $1.3B | $1.1B | $1.0B | $4.0M | $115.4M | 12.68% | 511 |
| 2017Q4 | $1.3B | $1.1B | $1.0B | $27.2M | $117.6M | 12.69% | 521 |
| 2017Q3 | $1.2B | $1.0B | $1.0B | $20.8M | $111.6M | 12.03% | 549 |
| 2017Q2 | $1.2B | $1.0B | $1.1B | $13.5M | $110.3M | 11.95% | 546 |
| 2017Q1 | $1.1B | $1.0B | $1.0B | $6.0M | $102.2M | 11.63% | 558 |
| 2016Q4 | $1.2B | $1.0B | $1.0B | $25.1M | $104.6M | 11.54% | 539 |
| 2016Q3 | $1.2B | $1.0B | $1.0B | $18.4M | $99.3M | 10.91% | 545 |
| 2016Q2 | $1.1B | $988.6M | $1.0B | $12.6M | $97.5M | 10.63% | 548 |
| 2016Q1 | $1.1B | $966.3M | $957.6M | $6.6M | $91.3M | 10.44% | 560 |
| 2015Q4 | $1.1B | $979.9M | $972.0M | $24.0M | $90.4M | 10.30% | 545 |
| 2015Q3 | $1.1B | $994.0M | $988.0M | $18.0M | $84.6M | 9.74% | 534 |
| 2015Q2 | $936.7M | $816.9M | $831.1M | $12.7M | $83.0M | 11.21% | 609 |
| 2015Q1 | $944.0M | $842.5M | $789.3M | $5.5M | $76.3M | 11.01% | 612 |
| 2014Q4 | $917.3M | $802.1M | $787.7M | $21.1M | $78.5M | 11.30% | 640 |
| 2014Q3 | $903.9M | $802.1M | $778.5M | $16.4M | $75.5M | 10.93% | 636 |
| 2014Q2 | $842.0M | $744.2M | $716.1M | $10.0M | $69.4M | 10.88% | 684 |
| 2014Q1 | $867.4M | $778.4M | $682.8M | $4.9M | $63.7M | 10.59% | 664 |
| 2013Q4 | $870.5M | $768.7M | $692.9M | $17.5M | $66.5M | 10.62% | 652 |
| 2013Q3 | $662.4M | $571.8M | $571.6M | $11.1M | $55.4M | 11.71% | 848 |
| 2013Q2 | $663.8M | $581.3M | $572.5M | $7.1M | $51.5M | 10.96% | 843 |
| 2013Q1 | $648.1M | $563.7M | $545.3M | $3.6M | $47.7M | 10.07% | 874 |
| 2012Q4 | $667.9M | $570.9M | $550.3M | $13.9M | $51.3M | 10.86% | 838 |
| 2012Q3 | $631.8M | $550.6M | $515.0M | $11.1M | $49.9M | 10.98% | 879 |
| 2012Q2 | $611.7M | $534.7M | $490.3M | $7.5M | $46.0M | 10.76% | 903 |
| 2012Q1 | $611.8M | $538.6M | $475.7M | $4.1M | $42.4M | 10.03% | 909 |
| 2011Q4 | $610.3M | $525.7M | $483.8M | $7.6M | $42.8M | 9.82% | 789 |
| 2011Q3 | $588.9M | $497.1M | $474.6M | $5.0M | $40.2M | 9.42% | 809 |
| 2011Q2 | $584.9M | $494.6M | $475.0M | $2.5M | $37.2M | 8.78% | 816 |
| 2011Q1 | $600.7M | $519.2M | $455.5M | $508.0k | $34.5M | 8.51% | 801 |
| 2010Q4 | $597.2M | $515.7M | $475.1M | $3.7M | $33.8M | 8.24% | 798 |
| 2010Q3 | $586.4M | $503.1M | $470.1M | $3.2M | $33.9M | 8.17% | 827 |
| 2010Q2 | $565.2M | $483.0M | $462.1M | $1.2M | $31.9M | 7.77% | 853 |
| 2010Q1 | $556.6M | $455.8M | $460.2M | $2.1M | $32.5M | 7.93% | 883 |
| 2009Q4 | $563.1M | $483.6M | $447.4M | $-8.0M | $30.2M | 7.60% | 865 |
| 2009Q3 | $580.2M | $485.8M | $483.7M | $4.3M | $36.6M | 8.71% | 848 |
| 2009Q2 | $563.0M | $467.0M | $473.9M | $1.8M | $33.1M | 8.16% | 874 |
| 2009Q1 | $555.4M | $457.0M | $467.4M | $1.7M | $33.3M | 8.23% | 892 |
| 2005Q4 | $342.2M | $294.0M | $274.6M | $5.1M | $23.0M | 9.88% | 1246 |
| 2005Q3 | $321.1M | $265.7M | $266.7M | $3.9M | $22.2M | 9.73% | 1291 |
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