bank holding company · RSSD 1123223 · ND
How big is WESTERN STATE AGENCY, INC.?
WESTERN STATE AGENCY, INC. (ND, RSSD 1123223) reported consolidated total assets of $1.0B, deposits of $863.2M and a Tier 1 risk-based capital ratio of 8.85% in its FR Y-9C for 2018Q2. That ranks 612 of 650 bank holding companies by assets, 485 of 492 among bank holding companies with $1b-$10b in assets, 8 of 9 bank holding companies in north dakota.
What stands out
WESTERN STATE AGENCY, INC. (ND, RSSD 1123223) reported consolidated total assets of $1.0B, deposits of $863.2M and a Tier 1 risk-based capital ratio of 8.85% in its FR Y-9C for 2018Q2. That ranks 612 of 650 bank holding companies by assets, 485 of 492 among bank holding companies with $1b-$10b in assets, 8 of 9 bank holding companies in north dakota. Against its size class: tier 1 risk-based capital ratio 8.85%, below the peer median of 12.60%; tier 1 leverage ratio 8.64%, below the peer median of 10.12%; return on assets 1.68%, above the peer median of 1.11%. At 8.85% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 8.64% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. The last report on record is for 2018Q2; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2018Q2
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2018Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.0B | $1.9B | $1.3B | $2.3B | record → |
| Total deposits | $863.2M | $1.5B | $1.1B | $1.8B | record → |
| Loans and leases | $930.6M | $1.3B | $1.1B | $1.6B | record → |
| Net income (year to date) | $8.6M | $11.2M | $9.8M | $13.4M | record → |
| Total equity capital | $80.0M | $198.3M | $124.3M | $251.4M | record → |
| Equity to assets | 7.81% | 10.25% | 8.56% | 10.57% | computed |
| Tier 1 risk-based capital ratio | 8.85% | 12.60% | 10.82% | 12.70% | record → |
| Total risk-based capital ratio | 11.32% | 14.11% | 12.07% | 14.27% | record → |
| Tier 1 leverage ratio | 8.64% | 10.12% | 9.58% | 10.05% | record → |
| Return on assets | 1.68% | 1.11% | 1.28% | 1.12% | computed |
Quarter by quarter
38 reports on record, 1999Q1–2018Q2; the 38 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2018Q2 | $1.0B | $863.2M | $930.6M | $8.6M | $80.0M | 8.85% | 612 |
| 2018Q1 | $1.0B | $869.7M | $890.7M | $4.9M | $80.2M | 9.30% | 616 |
| 2014Q4 | $760.7M | $668.6M | $669.0M | $9.9M | $58.7M | 9.61% | 761 |
| 2014Q3 | $731.3M | $642.5M | $634.3M | $7.6M | $56.5M | 9.91% | 779 |
| 2014Q2 | $714.3M | $629.8M | $625.4M | $4.6M | $53.5M | 9.58% | 788 |
| 2014Q1 | $714.9M | $633.9M | $608.6M | $2.0M | $50.9M | 9.40% | 794 |
| 2013Q4 | $692.6M | $612.9M | $587.6M | $8.4M | $48.9M | 9.37% | 809 |
| 2013Q3 | $650.0M | $572.1M | $568.7M | $6.1M | $46.8M | 9.20% | 868 |
| 2013Q2 | $623.5M | $549.9M | $542.7M | $3.8M | $44.1M | 9.31% | 900 |
| 2013Q1 | $588.2M | $516.1M | $497.5M | $1.3M | $42.4M | 9.70% | 960 |
| 2005Q4 | $245.8M | $207.5M | $212.4M | $3.7M | $18.7M | 11.11% | 1683 |
| 2005Q3 | $246.4M | $203.2M | $207.1M | $2.9M | $17.9M | 11.11% | 1650 |
| 2005Q2 | $240.7M | $196.6M | $202.8M | $1.8M | $16.8M | 10.68% | 1653 |
| 2005Q1 | $242.0M | $203.3M | $194.9M | $880.0k | $17.5M | 11.47% | 1610 |
| 2004Q4 | $246.7M | $209.8M | $202.6M | $3.4M | $16.8M | 10.59% | 1567 |
| 2004Q3 | $242.5M | $194.6M | $205.8M | $2.5M | $16.0M | 9.96% | 1570 |
| 2004Q2 | $241.3M | $199.5M | $200.9M | $1.6M | $14.9M | 9.59% | 1548 |
| 2004Q1 | $240.2M | $207.0M | $199.7M | $691.0k | $14.4M | 9.15% | 1537 |
| 2003Q4 | $251.4M | $218.6M | $205.2M | $2.0M | $13.7M | 8.45% | 1444 |
| 2003Q3 | $246.9M | $213.4M | $209.7M | $1.4M | $14.5M | 8.51% | 1439 |
| 2003Q2 | $262.3M | $228.5M | $213.3M | $1.0M | $13.6M | 7.87% | 1328 |
| 2003Q1 | $289.0M | $254.2M | $216.2M | $547.0k | $13.5M | 7.44% | 1199 |
| 2002Q4 | $280.1M | $239.8M | $225.5M | $327.0k | $12.8M | 7.04% | 1213 |
| 2002Q3 | $260.7M | $228.5M | $225.9M | $1.2M | $15.4M | 8.21% | 1269 |
| 2002Q2 | $262.0M | $234.2M | $226.9M | $948.0k | $15.2M | 8.15% | 1230 |
| 2002Q1 | $261.4M | $234.0M | $224.1M | $294.0k | $14.4M | 7.94% | 1202 |
| 2001Q4 | $265.7M | $237.1M | $231.7M | $454.0k | $14.1M | 7.54% | 1174 |
| 2001Q3 | $269.8M | $239.9M | $237.8M | $1.7M | $15.3M | 7.74% | 1145 |
| 2001Q2 | $261.1M | $231.1M | $236.4M | $1.5M | $15.2M | 7.75% | 1151 |
| 2001Q1 | $241.3M | $211.3M | $217.7M | $821.0k | $14.5M | 7.56% | 1217 |
| 2000Q4 | $240.9M | $212.1M | $213.6M | $2.5M | $13.6M | — | 1211 |
| 2000Q3 | $229.3M | $201.8M | $205.8M | $1.5M | $12.4M | — | 1238 |
| 2000Q2 | $216.4M | $182.2M | $192.6M | $1.1M | $11.9M | — | 1269 |
| 2000Q1 | $192.6M | $170.0M | $167.2M | $567.0k | $10.1M | — | 1406 |
| 1999Q4 | $185.2M | $161.2M | $158.9M | $2.0M | $9.7M | — | 1441 |
| 1999Q3 | $175.7M | $153.1M | $152.2M | $1.3M | $9.0M | — | 1471 |
| 1999Q2 | $162.5M | $140.5M | $137.8M | $687.0k | $8.5M | — | 1559 |
| 1999Q1 | $153.0M | $134.7M | $129.6M | $423.0k | $8.4M | — | 1613 |
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