bank holding company · RSSD 1115013 · MA
How big is CAMBRIDGE BANCORP?
CAMBRIDGE BANCORP (MA, RSSD 1115013) reported consolidated total assets of $4.3B, deposits of $3.7B and a Tier 1 risk-based capital ratio of 12.75% in its FR Y-9C for 2021Q1. That ranks 262 of 349 bank holding companies by assets, 112 of 192 among bank holding companies with $1b-$10b in assets, 16 of 18 bank holding companies in massachusetts.
What stands out
CAMBRIDGE BANCORP (MA, RSSD 1115013) reported consolidated total assets of $4.3B, deposits of $3.7B and a Tier 1 risk-based capital ratio of 12.75% in its FR Y-9C for 2021Q1. That ranks 262 of 349 bank holding companies by assets, 112 of 192 among bank holding companies with $1b-$10b in assets, 16 of 18 bank holding companies in massachusetts. Against its size class: tier 1 risk-based capital ratio 12.75%, below the peer median of 13.16%; tier 1 leverage ratio 8.86%, below the peer median of 9.64%; return on assets 1.27%, below the peer median of 1.34%. At 12.75% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 8.86% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $4.3B | $4.7B | $6.2B | $7.7B | record → |
| Total deposits | $3.7B | $4.0B | $5.1B | $6.1B | record → |
| Loans and leases | $3.2B | $3.1B | $4.1B | $5.3B | record → |
| Net income (year to date) | $13.5M | $14.3M | $13.5M | $25.6M | record → |
| Total equity capital | $407.7M | $463.8M | $687.8M | $832.0M | record → |
| Equity to assets | 9.59% | 10.13% | 10.12% | 10.46% | computed |
| Tier 1 risk-based capital ratio | 12.75% | 13.16% | 13.85% | 13.18% | record → |
| Total risk-based capital ratio | 14.00% | 15.35% | 15.61% | 15.34% | record → |
| Tier 1 leverage ratio | 8.86% | 9.64% | 9.36% | 9.48% | record → |
| Return on assets | 1.27% | 1.34% | 1.09% | 1.34% | computed |
Quarter by quarter
132 reports on record, 1986Q3–2021Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $4.3B | $3.7B | $3.2B | $13.5M | $407.7M | 12.75% | 262 |
| 2020Q4 | $3.9B | $3.4B | $3.2B | $32.0M | $401.7M | 12.68% | 265 |
| 2020Q3 | $4.0B | $3.3B | $3.3B | $18.9M | $393.1M | 11.91% | 261 |
| 2020Q2 | $4.0B | $3.3B | $3.3B | $5.5M | $383.1M | 11.39% | 258 |
| 2018Q2 | $2.0B | $1.8B | $1.4B | $11.9M | $155.7M | 12.86% | 359 |
| 2018Q1 | $2.0B | $1.8B | $1.4B | $5.8M | $150.9M | 12.63% | 358 |
| 2017Q4 | $1.9B | $1.8B | $1.4B | $14.8M | $148.0M | 12.50% | 359 |
| 2017Q3 | $1.9B | $1.7B | $1.4B | $13.9M | $146.1M | 12.45% | 373 |
| 2017Q2 | $1.9B | $1.6B | $1.3B | $8.8M | $142.3M | 12.54% | 368 |
| 2017Q1 | $1.8B | $1.7B | $1.3B | $4.3M | $138.4M | 12.50% | 380 |
| 2016Q4 | $1.8B | $1.7B | $1.3B | $16.9M | $134.7M | 11.89% | 375 |
| 2016Q3 | $1.8B | $1.6B | $1.3B | $12.5M | $136.2M | 11.22% | 377 |
| 2016Q2 | $1.8B | $1.6B | $1.3B | $7.9M | $134.0M | 11.38% | 384 |
| 2016Q1 | $1.8B | $1.6B | $1.2B | $3.9M | $129.9M | 11.77% | 375 |
| 2015Q4 | $1.7B | $1.6B | $1.2B | $15.7M | $125.1M | 11.80% | 383 |
| 2015Q3 | $1.7B | $1.5B | $1.2B | $11.8M | $125.3M | 11.85% | 375 |
| 2015Q2 | $1.7B | $1.4B | $1.2B | $7.5M | $121.4M | 11.98% | 378 |
| 2015Q1 | $1.6B | $1.4B | $1.1B | $3.7M | $119.6M | 12.22% | 384 |
| 2014Q4 | $1.6B | $1.4B | $1.1B | $14.9M | $116.3M | 11.93% | 389 |
| 2014Q3 | $1.6B | $1.3B | $1.0B | $11.1M | $118.4M | 12.09% | 380 |
| 2014Q2 | $1.5B | $1.3B | $987.9M | $7.2M | $117.2M | 12.35% | 387 |
| 2014Q1 | $1.5B | $1.3B | $947.7M | $3.5M | $112.6M | 12.56% | 398 |
| 2013Q4 | $1.5B | $1.4B | $942.9M | $14.1M | $109.3M | 12.18% | 390 |
| 2013Q3 | $1.4B | $1.3B | $896.4M | $10.5M | $103.7M | 12.46% | 405 |
| 2013Q2 | $1.4B | $1.2B | $831.9M | $6.8M | $101.6M | 12.82% | 407 |
| 2013Q1 | $1.4B | $1.2B | $774.9M | $3.3M | $104.8M | 13.91% | 422 |
| 2012Q4 | $1.4B | $1.3B | $743.9M | $13.4M | $104.9M | 13.93% | 407 |
| 2012Q3 | $1.4B | $1.2B | $725.7M | $10.4M | $103.9M | 13.96% | 414 |
| 2012Q2 | $1.4B | $1.2B | $702.8M | $6.7M | $100.3M | 13.98% | 413 |
| 2012Q1 | $1.3B | $1.2B | $691.4M | $3.3M | $97.9M | 13.82% | 418 |
| 2011Q4 | $1.3B | $1.1B | $673.3M | $12.5M | $96.6M | 14.03% | 373 |
| 2011Q3 | $1.2B | $1.1B | $649.9M | $9.6M | $98.0M | 14.47% | 391 |
| 2011Q2 | $1.2B | $1.0B | $641.6M | $6.3M | $94.7M | 14.38% | 406 |
| 2011Q1 | $1.1B | $1.0B | $606.7M | $3.1M | $90.2M | 14.69% | 408 |
| 2010Q4 | $1.1B | $993.8M | $568.6M | $13.3M | $89.2M | 14.73% | 414 |
| 2010Q3 | $1.1B | $953.6M | $547.9M | $10.6M | $91.3M | 15.68% | 432 |
| 2010Q2 | $1.1B | $922.6M | $559.5M | $7.4M | $90.7M | 15.27% | 448 |
| 2010Q1 | $1.0B | $879.5M | $544.6M | $2.7M | $84.2M | 14.97% | 470 |
| 2009Q4 | $1.0B | $872.8M | $537.9M | $10.3M | $81.7M | 14.36% | 469 |
| 2009Q3 | $997.9M | $846.9M | $514.0M | $7.6M | $81.8M | 14.82% | 480 |
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